Mortgage 2024, December
What is a mortgage and how to get one? Documents, down payment, interest, repayment of a mortgage loan
Last modified: 2023-12-17 10:12
In today's realities of life, when the population of the planet is steadily growing, one of the most pressing is the housing issue. It is no secret that not every family, especially a young one, can afford to purchase their own housing, so more and more people are interested in what a mortgage is and how to get it. What are the advantages of this type of lending and is it worth the hassle?
Mortgage for the construction of a private house. How to get a mortgage: step by step instructions
Last modified: 2023-12-17 10:12
Such a banking concept as a mortgage has firmly entered our lives. Today, the vast majority of young families are unable to purchase their own housing without borrowed funds. Meanwhile, some do not want to buy a cramped box in the gray walls of the city. Build your own home - a more attractive option
Is mortgage life insurance mandatory or not?
Last modified: 2023-12-17 10:12
Mortgage life insurance is another expense when buying an apartment. Many banks position it as a mandatory service, but is it really?
Lowest mortgage interest: pros and cons
Last modified: 2023-12-17 10:12
The article tells how to choose the right mortgage loan, focusing not only on a low interest rate, but also on the terms of a mortgage loan
A mortgage co-borrower is A borrower and a co-borrower
Last modified: 2023-12-17 10:12
Most often, when applying for a mortgage, the amount issued by the bank is not enough to purchase a home. In such situations, the borrower resorts to the help of a co-borrower. About who a co-borrower is and how he can help, will be discussed in this article
Mortgage for a land plot: the subtleties of registration and tips on choosing a bank
Last modified: 2023-12-17 10:12
Today, mortgage loans can be issued not only for the purchase of an apartment or house, but also for obtaining a land plot. It is worth highlighting the main features of such an offer - a complex and time-consuming registration procedure. But the earth is not subject to wear and tear, and also does not age with time. Land plots will not lose their original value
Should I take out a mortgage now? Is it worth taking out a mortgage now?
Last modified: 2023-12-17 10:12
Many Russians, despite the crisis in the Russian economy, decide to buy an apartment on a mortgage. How appropriate is it now?
Mortgage, reviews ("VTB 24"). Mortgage "VTB 24": conditions, down payment
Last modified: 2023-12-17 10:12
In the USSR, apartments were given free of charge, today there is no or almost no such practice. However, banks with state participation, such as VTB 24, are designed to help citizens acquire housing under capitalism
Terms of a mortgage in Sberbank and features of its design
Last modified: 2023-12-17 10:12
The most popular desire among today's youth is to purchase their own property. However, a negligible percentage of people can afford to buy an apartment with their own money. Most are forced to apply to various financial institutions. Mortgage conditions at Sberbank are considered the most favorable at the moment
Appraisal of an apartment for a mortgage: the realities of modern lending
Last modified: 2023-12-17 10:12
For someone who has not de alt with loans, the appraisal of an apartment for a mortgage seems to be a completely insignificant part of the execution of the contract. However, this is not at all the case. According to experts, real estate appraisals are one of the most important processes when applying for a mortgage, because it is they that ultimately determine the size of the loan and the maximum period for which it can be issued
What documents are needed for a mortgage in Sberbank
Last modified: 2023-12-17 10:12
The most cherished dream of the vast majority of young Russians is their own property. However, the realities of the modern market almost completely exclude the possibility of acquiring it with your own money, and a large percentage of inflation makes it impossible to accumulate. That is why many young people are forced to apply to various financial institutions and apply for loan programs
How to pay less on a loan than neighbors? Sberbank: mortgage conditions
Last modified: 2023-12-17 10:12
The conditions for granting a mortgage at Sberbank, even compared to the embellished offers of other banks, look quite attractive: interest rates are low, amounts are huge, repayment terms are long, and the required down payment is small. A detailed overview of the parameters of mortgage loans will reveal to you all the advantages of contacting Sberbank
Under the roof of a house no longer my own: how to sell an apartment on a mortgage
Last modified: 2023-12-17 10:12
Not all families now have enough savings to buy their own homes. Banks come to the rescue with a variety of mortgage products. In this regard, a problem may arise: how to sell an apartment on a mortgage?
How to get a mortgage in Sberbank and not miscalculate
Last modified: 2023-12-17 10:12
Choosing a mortgage loan is a responsible matter, because the decision is made not for a year or two. You need to approach this issue carefully, having calculated everything
Need a mortgage? Rosselkhozbank is always ready to provide its services
Last modified: 2023-12-17 10:12
Recently, the credit market of the Russian Federation is undergoing great changes. This is due to the fact that a huge number of banks could not survive the first years of the financial crisis. In many organizations, such a service as a mortgage has completely changed. Rosselkhozbank is an excellent example of new trends in the credit market
Favorable mortgage of Sberbank: "Young family"
Last modified: 2023-12-17 10:12
In recent years, the Russian Federation has witnessed the rapid development of various social programs aimed at obtaining housing and increasing the number of children and families. That is why at the moment the best option to get your own housing is the profitable mortgage of Sberbank "Young Family"
What documents are needed for a mortgage: help to a borrower
Last modified: 2023-12-17 10:12
With the help of mortgages, citizens can become full owners of residential properties. This is the most common option for buying an apartment in Russia on the security of an acquired or existing property. In case of non-payment (non-performance) of the loan, the pledged property is put up for sale, and the proceeds from the sale are used to pay off the principal debt
Mortgage in Rosselkhozbank: the service is available to everyone
Last modified: 2023-12-17 10:12
Mortgage loan programs can be described for a very long time. This type of loans for banks will always be very attractive, as it is issued for a long period and requires good security. Unlike a consumer loan, it is always accompanied by a collateral object in the form of real estate purchased or already owned by the client
Where can I refinance my mortgage?
Last modified: 2023-12-17 10:12
Not all credit institutions can offer mortgage refinancing. Banks that engage in such operations in the Russian Federation are represented by VTB 24 and Sberbank. While on-lending for other transactions (such as a car loan or consumer loan) can be found in many financial institutions
Mortgage: what is it? And other topical issues
Last modified: 2023-12-17 10:12
In pre-revolutionary Russia, there was also a mortgage. That such a direction of financial activity exists was almost forgotten during the years of Soviet power. Therefore, many modern people who used such a financial service often found themselves in a difficult situation, due to the fact that they did not calculate their strength
Mortgage "Sberbank": reviews and offers
Last modified: 2023-12-17 10:12
The Sberbank mortgage, reviews of which can be heard everywhere, differs from other programs offered by other institutions
Maternity capital obligation. Mortgage under state support
Last modified: 2023-12-17 10:12
Today, many parents are puzzled by the question: "What is the obligation of the borrower to maternity capital?" You can find this and other useful information in this article
Where can I get a mortgage without proof of income?
Last modified: 2023-12-17 10:12
In Russia, the shadow sector of the economy is about 30%. This means that approximately the same part of the population works unofficially, depriving themselves of their social package and the opportunity to prove their income. Such a need arises when contacting a bank. Do they have a chance to get financing without the coveted personal income tax certificate?
Mortgage with state support: conditions for obtaining
Last modified: 2023-12-17 10:12
Sadly, but in our country only a small percentage of the population can afford to purchase housing without loans and debts. What to do for those who have no money, but need to buy a house? Take out a mortgage. There are many options, but the most interesting one is the state-supported mortgage