Mortgage
First installment on a mortgage: size, terms of payment
Last modified: 2025-01-24 13:01
In order to purchase housing, most people take loans from banks. But the bank does not provide this service for everyone. To get a loan, you need to have a good credit history, an official job, as well as a down payment on a mortgage. Usually this amount is measured in several hundred thousand rubles, so not everyone has it
The procedure for obtaining a mortgage: documents, terms, expenses
Last modified: 2025-01-24 13:01
Quite often, when there is not enough money to buy their own home, people buy it on credit. The procedure for obtaining a mortgage implies the fulfillment and observance by the borrower of certain conditions. That is why before contacting the bank, you should study all the subtleties of this process. So you can avoid difficulties and quickly get a mortgage loan
Mortgage rate. The most profitable mortgage loans
Last modified: 2025-01-24 13:01
Mortgage rates vary by bank. Its value depends on the period for which you take a loan, on the availability of collateral, insurance, commission payments
Refinancing mortgages: banks. Mortgage refinancing in Sberbank: reviews
Last modified: 2025-01-24 13:01
Increasing interest on bank loan products pushes borrowers to look for profitable offers. As a result, mortgage lending is becoming more and more popular
Mortgage in Germany: choice of real estate, conditions for obtaining a mortgage, necessary documents, conclusion of an agreement with a bank, mortgage rate, terms of consideration
Last modified: 2025-01-24 13:01
Many people are thinking about buying a home abroad. Someone might think that this is unrealistic, because prices for apartments and houses abroad are too high, by our standards. It's a delusion! Take, for example, a mortgage in Germany. This country has one of the lowest interest rates in all of Europe. And since the topic is interesting, you should consider it in more detail, as well as consider in detail the process of obtaining a home loan
Do single mothers get mortgages? Features, conditions and registration process
Last modified: 2025-01-24 13:01
For many young families and single mothers, the issue of purchasing separate housing is one of the top priorities. Since it is almost impossible to accumulate a large amount of money to buy an apartment, many are trying to get a mortgage. But not all applications of borrowers are approved by banks. Are single mothers given mortgages - a pressing issue for women raising children on their own
Mortgage on 2 documents in Sberbank: terms of provision, necessary documents and interest rates
Last modified: 2025-06-01 07:06
Every person wants to own their own living space. But not everyone, unfortunately, has the opportunity to immediately buy it. Fortunately, in our time, almost everyone can get a home loan from a bank. Now we will talk about the option, which is one of the most popular. And this is a mortgage according to 2 documents in Sberbank
Which bank gives a mortgage on a room: lists of banks, mortgage conditions, a package of documents, terms of consideration, payment and the amount of the mortgage loan rate
Last modified: 2025-01-24 13:01
Your own housing is a necessity, but not everyone has it. Since apartment prices are high, when choosing a prestigious area, a large area and the cost increases markedly. Sometimes it is better to buy a room, which will be somewhat cheaper. This procedure has its own characteristics. Which banks give a mortgage on a room, is described in the article
Mortgage broker: what is it, functions, range of services
Last modified: 2025-01-24 13:01
Many people who want to get a mortgage think about what it is: a mortgage broker. The article describes what services are offered by this specialist. Its capabilities and responsibilities are given, as well as the successive stages of cooperation are described
Mortgage apartment: how to get a tax deduction and who is supposed to
Last modified: 2025-01-24 13:01
A tax deduction is a way to get back some of your own money paid to the government in the form of taxes. In Russia, there are many reasons to return part of the money: for example, mortgage borrowers receive such a deduction on a par with those who pay for housing with live finances
Is it possible to rent out a mortgage apartment: mortgage conditions, necessary documents and legal advice
Last modified: 2025-01-24 13:01
At present, more and more often real estate is acquired with the help of mortgage lending. The main advantage of this method is based on the fact that a profitable loan for a long time becomes available for the future owner of the dwelling
How to get a mortgage with a small official salary: necessary documents, procedure and conditions for registration, payment terms
Last modified: 2025-01-24 13:01
What wage is considered low for a mortgage? What to do if you receive a salary "in an envelope"? Is it possible to provide information about a gray salary to the bank? What other income can be indicated for obtaining a mortgage loan? Is there a way to get a mortgage without proof of income?
Apply for a mortgage at Sberbank: required documents, application procedure, conditions for obtaining, terms
Last modified: 2025-01-24 13:01
In modern life, one of the most pressing is the problem of housing. It is no secret that not every family, especially a young one, has the opportunity to purchase their own apartment, so people are increasingly interested in what housing lending is and how to get it
How to invest maternity capital in a mortgage: conditions and documents
Last modified: 2025-01-24 13:01
One way to use maternity capital is to contribute to a mortgage loan. For many families, this helps to solve the problem of a down payment or pay off part of the loan. In order not to refuse the transfer of money, you need to know some of the nuances of the procedure. Let's talk about them
Help on the form of a bank for a mortgage: the procedure for obtaining, terms of provision, an overview of banks
Last modified: 2025-01-24 13:01
Salary "in an envelope" is not displayed in official documents. What to do if you want to apply for a mortgage loan. How to provide data on real wages? For these purposes, there is a certificate in the form of a bank for a mortgage. How to properly issue a certificate? Which banks operate in this way? What are the conditions for obtaining a loan
Maternity capital under a mortgage in Sberbank: registration rules, necessary documents and amount
Last modified: 2025-01-24 13:01
One of the most popular ways to use maternity capital is to send money to improve your living conditions. In 2019, the amount of the certificate will be 453,026 rubles. This is a very impressive amount, but still not enough to buy a home. Therefore, families decide to issue maternity capital under a mortgage at Sberbank. It is this financial institution that is one of the leaders in issuing loans for the purchase of real estate
How profitable to pay off the mortgage early: methods and useful tips
Last modified: 2025-01-24 13:01
As part of the payment of such a debt, when a person has extra money, they can be spent on early repayment. But not everything is so simple. A lot of questions immediately arise about how best to get rid of a loan, reducing the period or amount. When is it better to do it: at the end or at the beginning? Accumulate funds and pay them in full or deposit in small amounts?
Mortgage refinancing at Raiffeisenbank: conditions, interest rate, tips and tricks
Last modified: 2025-01-24 13:01
Almost all leading banking organizations offer mortgage refinancing to their borrowers. Raiffeisenbank was no exception. Home loan payers have the opportunity to recalculate the debt at a more loyal interest rate
Approval of a mortgage in Sberbank: how long to wait, the timing of the application, reviews
Last modified: 2025-01-24 13:01
Wishing to purchase their own housing, customers turn to Sberbank for mortgage loans. A mortgage allows you to purchase an apartment or house without waiting for the buyer to accumulate the required amount of cash. The terms of consideration affect the possibility of buying the desired property. Therefore, many clients want to know how long to wait for the approval of a mortgage at Sberbank. The conditions depend on the specifics of the contract, but most applications are considered within the established time frame
Mortgage for individual entrepreneurs in Sberbank: conditions, documents, interest rate
Last modified: 2025-01-24 13:01
The number of individual entrepreneurs in our country is increasing every year. The government is developing and implementing incentives and subsidies to support small and medium-sized businesses. But any commercial activity requires the investment of material resources. For its expansion, it is most often necessary to purchase real estate. An entrepreneur does not always have such a large amount of money in his hands, and he is forced to apply for a loan from a banking institution
Help 2-personal income tax for a mortgage: procedure for obtaining, validity period, sample
Last modified: 2025-06-01 07:06
Increasingly, citizens of our country began to apply to banking institutions for mortgage lending. One determining factor in the loan amount is information about a permanent source of income. Such a certificate is called 2-personal income tax. Accordingly, many questions arise. What certificate of 2-NDFL is needed for a mortgage, for what period to take a document, who draws it up?
Is it possible to get a mortgage without official employment: tips and tricks
Last modified: 2025-01-24 13:01
How to get a mortgage without formal employment? A pressing issue that worries those who have the necessary amount of money, but cannot provide the bank with the required certificates. Getting a mortgage without official employment is difficult, but possible; how - we will tell in the article
Rating of banks on mortgage: rates, conditions, documents
Last modified: 2025-01-24 13:01
Mortgage - a bank loan for the purchase of real estate. In recent years, this type of banking services has been gaining momentum in Russia and more and more people are getting the opportunity to acquire their own roof over their heads. To do this, it is enough to have a certain level of income, a permanent job and a willingness to take responsibility for a long time
Which bank to take a mortgage? Which bank has the lowest mortgage rate?
Last modified: 2025-01-24 13:01
Mortgage is offered by many banks on different terms. When choosing a bank in which this loan will be issued, it is important to take into account the interest rate and other parameters. Most often, citizens turn to large and well-known banking institutions that are participants in government programs