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Loans 2022, September

How to clean your credit history in Russia? Where and for how long is the credit history kept?

How to clean your credit history in Russia? Where and for how long is the credit history kept?

It is not easy to get a loan for customers with delinquency. To increase your chances of getting a loan, you need to look for options to improve your credit history. You can clear your credit history within 1-3 months. This can be done in several ways

Overdraft credit is Overdraft conditions for legal entities

Overdraft credit is Overdraft conditions for legal entities

An overdraft loan is a specific type of loan that is offered on debit cards or credit cards. The article describes how such a function is connected, how the debt is repaid, and also how this loan is turned off. The negative consequences of using an overdraft for individuals are given

Is credit insurance required or not? Legal ways to cancel insurance

Is credit insurance required or not? Legal ways to cancel insurance

Any borrower should understand whether credit insurance is required or not. In some situations, its acquisition is indispensable on the basis of legal requirements. Some policies imposed by banks can be waived during the cooling period

How to get a loan secured by an apartment: conditions, documents, procedures, reviews

How to get a loan secured by an apartment: conditions, documents, procedures, reviews

The article describes how to get a loan secured by an apartment, what documents are prepared for this, and how to choose the right banking institution. The restrictions that the owner of real estate has to face are given

The limitation period for a bank loan for individuals

The limitation period for a bank loan for individuals

Within the framework of this article, readers are invited to consider the concept of the limitation period for a loan in relation to individuals. The questions of calculation and calculation of this period are presented. Examples of calculations are given

Where can I get 50,000 rubles urgently? Tips

Where can I get 50,000 rubles urgently? Tips

One can argue for a long time on the topic that happiness is not in money, but it is almost impossible to live without money in our time. It cannot be denied that there are situations when a person urgently needs money, and in large quantities. In this article, you will learn where to get 50,000 rubles urgently. See below for get-rich-quick options

What does early loan repayment mean? Is it possible to recalculate interest and return insurance in case of early repayment of the loan

What does early loan repayment mean? Is it possible to recalculate interest and return insurance in case of early repayment of the loan

Each borrower should understand what early repayment of a loan means, as well as how this procedure is performed. The article provides varieties of this process, and also lists the rules for recalculating and receiving compensation from an insurance company

Captive banks from automakers

Captive banks from automakers

From the products of commercial banks, a loan for a car from a manufacturer traditionally differs in a more attractive rate, since its main function is to increase sales of the products of the owner concern. But the rest of the parameters of loans of captive banks are quite standard: the maximum repayment period is up to 5 years, a down payment (from 15-20%) is required

How credit card interest is calculated: calculation rules, formulas and examples

How credit card interest is calculated: calculation rules, formulas and examples

Often, after issuing credit cards, unpleasant situations arise. A person seems to understand the percentage, but where the amounts of debt come from is not clear. And the recalculation of payments shows that the overpayment is more than the amount originally declared. How is credit card interest calculated in this case?

How to pay a loan through the Post Bank application: step by step instructions, methods and reviews

How to pay a loan through the Post Bank application: step by step instructions, methods and reviews

For all smartphone owners there is a special modern application from Post Bank. You can download it for Android or iOS. All options of the official banking website can be used directly from the phone and quickly pay off loans while traveling by subway or bus

Where to get money for a wedding: tips and ideas, loan options

Where to get money for a wedding: tips and ideas, loan options

The first step in creating a new unit of society, as a rule, is a wedding. At first glance, it seems that organizing it is quite simple. However, a couple in love can immediately face financial problems: where to get money for a wedding?

Interbank loans are  Concept, definition, features of provision and lending rates

Interbank loans are Concept, definition, features of provision and lending rates

Resource centers interact not only with ordinary citizens, large companies and officials. They are also developing mutually beneficial cooperation with other structures, forming the so-called market of interbank loans. How is the process of mutual assistance implemented, what types of refinancing are known and what are their features?

How to make money on loans: effective ways, application, reviews

How to make money on loans: effective ways, application, reviews

The article tells how to make money on loans, as well as how to avoid risks and get high profits from activities. The nuances of using a mortgage, car loan or consumer loan to generate income are given. Lists the advantages of working as a loan broker or private lender

"Viva-Money": reviews of debtors, loan conditions, interest rates, debt repayment and consequences

"Viva-Money": reviews of debtors, loan conditions, interest rates, debt repayment and consequences

Companies that lend money today are becoming more and more, while their interest is less and less loyal to the borrower. But what to do if living conditions force you to climb into bondage and agree to such conditions? First of all, carefully get acquainted with the conditions, as well as explore alternative options. Today we will talk about the Viva-Dengi company. Reviews of debtors will help to understand whether it is worth dealing with its representatives

How to get rid of a loan in a legal way: methods, terms, reviews

How to get rid of a loan in a legal way: methods, terms, reviews

The article describes how to get rid of a loan by legal means, which method is considered the most optimal, and what negative consequences face borrowers who refuse to transfer funds to the bank. The nuances of declaring yourself bankrupt, selling collateral and filing a lawsuit against a bank are given

"Money in a moment": customer reviews, information about the company

"Money in a moment": customer reviews, information about the company

The modern market of microfinance services is overcrowded, among organizations there are one-day companies that have a dubious reputation and do not obey the law. Such MFIs should be avoided, for this it is necessary to pay attention to customer reviews. "Money Instant" enjoys a proven reputation and offers not only short-term loans, but also long-term loans, which significantly differs from its competitors

The bankruptcy estate of the debtor: the concept, powers and rights of the manager, the scheme for filing a bankruptcy declaration and bidding

The bankruptcy estate of the debtor: the concept, powers and rights of the manager, the scheme for filing a bankruptcy declaration and bidding

If the borrower cannot repay all the claims of creditors on time and in full, then by a court decision he may be declared bankrupt. In this case, the bankruptcy estate of the debtor is assessed. All property owned by the enterprise at the time of commencement of bankruptcy proceedings is subject to valuation. The proceeds from the sale of these facilities are used to pay off debt

Leasing: advantages and disadvantages, main function, classification, tips and tricks

Leasing: advantages and disadvantages, main function, classification, tips and tricks

Definition, functions, advantages and disadvantages of leasing as a form of financial activity. General information, classification of leasing relations. Pros and cons of buying a car on lease, as the most common product. Recommendations for choosing a leasing company

Refinancing of MFIs with delays: procedure, conditions, features, reviews

Refinancing of MFIs with delays: procedure, conditions, features, reviews

Is it possible to refinance debt in MFIs with arrears. What points should you pay attention to when choosing a credit institution. The main requirements that are put forward by debtors during debt restructuring. Refinancing procedure

Will they give a car loan with a bad credit history: conditions for obtaining, procedure, necessary documents, tips and reviews

Will they give a car loan with a bad credit history: conditions for obtaining, procedure, necessary documents, tips and reviews

Purchasing a car with borrowed funds, customers prefer to issue a targeted loan in banks. This allows you to lower the interest rate, which ultimately reduces overpayments and allows you to quickly pay off the debt. Since most of it will be used to repay the principal amount, and not to pay accrued interest. Among the potential customers there are those who are wondering if they will give a car loan with a bad credit history

How to pay off a credit card: step by step instructions, ways and methods, tips

How to pay off a credit card: step by step instructions, ways and methods, tips

Today, there are practically no people left who have never encountered credit cards. For many, they turn out to be evil, but this is because people do not know how to use them correctly. You also need to be able to pay off credit cards, which we will teach in this article

1/300 refinancing rate. Where and how is it applied

1/300 refinancing rate. Where and how is it applied

Contractual relations between counterparties include the condition of compensation for pen alties and fines using the requirements of Article 395 of the Civil Code of the Russian Federation. When a person sees the word "pen alty" in a utility bill or in the text of a loan agreement, he has a desire to figure out if it's a lot - 1/300 of the refinancing rate

BKI is The concept, definition, services provided, verification, generation and processing of your credit history

BKI is The concept, definition, services provided, verification, generation and processing of your credit history

BKI is a commercial organization that collects and processes data on borrowers. Information from the company helps lenders know if there are any risks when making a loan to an individual. Based on the information received about the client, banks make a decision to approve or refuse a consumer loan

Leasing scheme: types, classification and benefits

Leasing scheme: types, classification and benefits

Leasing scheme is a profitable way to develop your own business. We offer a detailed description of most of the existing types and classifications of leasing transactions. Consider their advantages and disadvantages, as well as the conditions under which it is profitable to make leasing transactions

Main types of loan collateral

Main types of loan collateral

Each of us at least once in our lives needed a cash loan. It can come in handy in any life situation. But sometimes you don’t have the opportunity to borrow from friends or relatives, or you just don’t want to show your critical financial situation. In this situation, there is only one way out: contact one of the many financial institutions

Section of a loan during a divorce of spouses: features of the process

Section of a loan during a divorce of spouses: features of the process

The division of debts on loans during a divorce is one of the subtle nuances of communication between former spouses. If life does not work out, people are forced to deal with the difficulties of the emotional and psychological plan. As a rule, the divorce process is preceded by unpleasant, conflict situations, and for some even nervous breakdowns. The last thing people who find themselves in a difficult life situation want is to share debts. Yes, but if there are any, it will have to be done, and following the law

When credit history is updated: definition, renewal timing

When credit history is updated: definition, renewal timing

Loan products are of great importance for today's borrowers. For many, this is the only chance to make a major purchase or become the owner of their own property. But not always the bank approves the required amount. Often the reason is a bad credit history. A topical issue for potential clients of financial institutions who have been denied application approval is where and for how long this information is stored

MFC "Micro Capital Russia": reviews and types of loans

MFC "Micro Capital Russia": reviews and types of loans

Loan offers today are of interest to many people. Thanks to these services, you can not save for several months for any purchase or treatment. Loans are issued and issued in a few minutes. Do you also want to borrow money? Pay attention to "Micro Capital Russia". This is a microfinance company (MFC), whose activities cover 33 regions of our country. Let's look at the organization "Micro Capital Russia", reviews about it

Card "Auchan": user reviews

Card "Auchan": user reviews

Shopping in hypermarkets becomes much more profitable if you have an Auchan VISA Classic bonus card. It should be noted that such a financial instrument differs significantly from the usual discount product cards offered in competitors' retail chains. "Auchan VISA Classic" is more than just a regular customer card of this hypermarket chain, but at least a full-fledged bank product

CPC "Tyumen Savings Fund": reviews

CPC "Tyumen Savings Fund": reviews

Russians are wary of the activities of consumer cooperatives. And this is no coincidence: the times of the popularity of financial pyramids still remain in the memory of citizens who lost all their savings in 10 days. The activities of the modern CPC in some cases are very similar to the property of Mavrodi. PDA "TFS" is proof of this. The network has a lot of negative reviews about the Tyumen Savings Fund. Deceived investors are trying to return savings since 2017

Three ways to activate a Tinkoff credit card

Three ways to activate a Tinkoff credit card

Clients of Tinkoff Bank have the opportunity to receive a card with an approved credit limit, and with home delivery. After signing the documents, the holder's phone receives a pin code and information about the amount of the approved amount. Clients are interested in how to activate the Tinkoff card. Few are aware of the possibilities that this procedure provides

How profitable is it to use a credit card? Overview of credit cards and terms of use

How profitable is it to use a credit card? Overview of credit cards and terms of use

The decision to issue a credit card comes to the client within a few minutes after sending the application for receipt. If approved, issuing a card can take up to three days, some financial institutions issue them to customers immediately upon application. A borrower over the age of 18, in order to issue a credit card to him, must provide a banking organization with his passport data, documents confirming income (certificate 2 personal income tax)

Credit consumer cooperative "First Tomsky": loans and savings programs

Credit consumer cooperative "First Tomsky": loans and savings programs

In Tomsk, since 2002, there has been a CPC "First Tomsky" - a credit consumer cooperative. This is a reliable organization that offers to issue loans and form your savings. The activities of the CCP are legal. It is regulated and controlled by the Central Bank of our country

How to find out the debt on a Sberbank credit card? Grace loan period on a Sberbank credit card

How to find out the debt on a Sberbank credit card? Grace loan period on a Sberbank credit card

Every owner of credit plastic knows that along with solving a number of problems, it brings constant additional care. It is always required to ensure that there is a positive balance, in addition, monthly minimum payments must be made in order to be able to use the card without any fines or increased interest. To do this, you need to find out not only the day when you should replenish the card, but also the allowable minimum

Grace period of Tinkoff credit card: recommendations and how to calculate

Grace period of Tinkoff credit card: recommendations and how to calculate

In the article we will consider the grace period of the Tinkoff credit card. Today, almost all banking institutions issue such an option. Tinkoff Bank has defined an individual grace period for all credit cards, as it is called in the banking environment. Why and to whom it is needed, how you can use it, we will analyze in the material below

Credit expansion is an intensive expansion of credit transactions and bank operations in order to make a profit

Credit expansion is an intensive expansion of credit transactions and bank operations in order to make a profit

Credit expansion is a type of monetary credit policy, whose essence is to increase profitability by expanding spheres of influence and revitalizing banking activities. The word itself means "to expand or spread". These values ​​are decisive for the whole process, whose main goal is the struggle for a profitable market for services, investment and raw materials

Credit Bureau Equifax: reviews

Credit Bureau Equifax: reviews

Sometimes, for 100% certainty that you owe nothing to anyone, people turn to specialized organizations. This must be done not only to clear one's conscience, but also for the sake of one's own curiosity. This way you can see yourself through the eyes of a bank. BCI "Equifax" is an organization that provides information about the credit reputation of the client. What is this company? And is it convenient to use its services?

Partial early repayment of the loan: procedure, necessary documents and calculation of the amount

Partial early repayment of the loan: procedure, necessary documents and calculation of the amount

The desire to get even with debts and repay loans as quickly as possible is understandable, perhaps, to everyone. Borrowers who make monthly payments that exceed the planned ones, or close the loan before the due date, as a rule, pursue the same goals, which are to reduce their overpayment and get rid of the status of the so-called debtor

How do I know if a loan is approved or not? Options and methods

How do I know if a loan is approved or not? Options and methods

Today, many external factors encourage people to take loans from banks. Before borrowing such an amount, each person wonders whether the bank will approve or refuse him this service. How do you know if a loan is approved or not?

How to view loan debt for free?

How to view loan debt for free?

Knowing how to find out your bank debt on loans by last name in the coming year, you can eliminate the likelihood of not only falling into debt pits, but also the occurrence of other undesirable consequences. Surely, many Russians at least once in their lives turned to banking institutions for help to get money on credit

"Web Loan": reviews, features, conditions and documents

"Web Loan": reviews, features, conditions and documents

Despite the fact that people are afraid of microfinance companies, their demand in the banking services market is only increasing. Over the past 4 years, the working capital of registered MFIs has increased 5 times. The company "Web Loan" offers flexible conditions and fast terms of issuance. Before applying for a loan, it is recommended to assess your financial capabilities in order to avoid delays

Car loan at Sovcombank: customer reviews, conditions for obtaining, payment terms

Car loan at Sovcombank: customer reviews, conditions for obtaining, payment terms

A large number of credit organizations allows you to choose a loan for every taste. When choosing a bank, you should also pay attention to customer reviews. A car loan from Sovcombank is unique in that it suits different segments of the population, while offering low rates and convenient conditions

A credit bureau is Description, goals and objectives, functions

A credit bureau is Description, goals and objectives, functions

Even responsible borrowers have situations when, for some unknown reason, they are denied a loan. Banks have the right not to tell customers the reason for their decision. To understand why this is happening, you can order a report from the credit bureau

Spoiled credit history - what is it? Where to get a loan with bad credit history

Spoiled credit history - what is it? Where to get a loan with bad credit history

Failure to fulfill your obligations leads to a damaged credit history, which further minimizes the likelihood of approval of the next loan. In addition, the bank has the right to charge fines and pen alties, they will have to be paid along with the amount taken and interest

How to choose a bank loan so as not to overpay

How to choose a bank loan so as not to overpay

Currently, banks offer a fairly wide range of loan products depending on the purpose, collateral, application processing time, loan terms, etc. How to choose the right bank loan and not overpay at interest rates, we will consider in this article

Basic principles of lending: description, features and requirements

Basic principles of lending: description, features and requirements

In our difficult time, people are often plagued by financial problems. One of the best solutions in this situation is a loan. Find out what the principles of lending are and whether you meet the criteria for an exemplary borrower

Loan in "OTP Bank": feedback from customers and employees about work

Loan in "OTP Bank": feedback from customers and employees about work

Loan in "OTP Bank": conditions, customer reviews, interest rate and terms. What are the conditions for a loan at OTP Bank in Russia? Reviews from clients who do not pay for a loan at OTP Bank. Reviews from people who repaid the loan ahead of schedule in OTP Bank. Cash on credit in "OTP Bank", customer reviews

Sale of debt to collectors. Agreement for the sale of debts of legal entities and individuals by banks to collectors: sample

Sale of debt to collectors. Agreement for the sale of debts of legal entities and individuals by banks to collectors: sample

If you are interested in this topic, then most likely you overdue the loan and the same thing happened to you as with most debtors - the sale of debt. First of all, this means that when applying for a loan, you, trying to take the money in your hands as quickly as possible, did not consider it necessary to carefully study the contract

Code of the subject of credit history how to find out in Sberbank?

Code of the subject of credit history how to find out in Sberbank?

Code of the subject of credit history - a set of numeric and alphabetic values ​​used to gain access to information protected in the Central Catalog of Credit Histories (CCCH). Clients of banking institutions face it when they come to the bank for borrowed funds. The concept of "credit history" in modern Russia has taken root in the minds of citizens, as well as the term "credit". And so everyone suddenly became interested in where this kind of information can be obtained

How to close the Svyaznoy Bank card: difficulties that you may encounter

How to close the Svyaznoy Bank card: difficulties that you may encounter

When a bank card expires, it must be returned to the bank. But most often people throw it away as unnecessary. If such a trick passes with a debit card, then in no case should this be done with a credit card. All this is due to the fact that the procedure for closing a credit card has a number of subtle points that must be observed

Loan and credit: what is the difference and how are they similar

Loan and credit: what is the difference and how are they similar

The terms "loan" and "loan" are often used interchangeably in conversation. The loan is called a "bank loan". However, there is a big difference between these two concepts. To find out how a loan differs from a loan, you need to familiarize yourself with the economic nature of these two concepts

"Euroset", "Corn" card: how to get. Credit card "Corn": conditions for obtaining, tariffs and reviews

"Euroset", "Corn" card: how to get. Credit card "Corn": conditions for obtaining, tariffs and reviews

The ever-increasing competition in the financial market forces organizations to create more and more new programs that most accurately respond to consumer needs and empower them. Sometimes, it would seem, completely different organizations engaged in different activities come together for mutually beneficial cooperation. An example of such a successful combination was the "Corn" ("Euroset") card

MTS credit card - reviews. MTS-Bank credit cards: how to get, terms of registration, interest

MTS credit card - reviews. MTS-Bank credit cards: how to get, terms of registration, interest

MTS-Bank does not lag behind its "brothers" and tries to select new banking products that are aimed at simplifying the lives of customers. And the MTS credit card is one of such ways

How and where to get a loan without a certificate of income?

How and where to get a loan without a certificate of income?

Now the most popular loan product is consumer cash lending. In this regard, banks, trying to attract more customers, are developing various types of lending programs, including those that do not require income statements and third-party guarantees during registration

Apply for a credit card online with an instant solution

Apply for a credit card online with an instant solution

Today, Russians are increasingly resorting to bank cards to pay for services at terminals or via the Internet. This tool allows you to quickly pay off debt without leaving your home. To further increase the demand for this service, banks offer to apply for a credit card online and receive additional bonuses for this

How to go abroad with debts? Nuances and tips

How to go abroad with debts? Nuances and tips

During the holiday season, people go to rest in different countries of the world. But not everyone will be able to get to the place. Several million Russians have been banned from leaving the country due to outstanding debts. But not all citizens are aware of the existence of this ban. Read more about how and with what debt you can go abroad

How to deal with collectors. How to talk to debt collectors on the phone

How to deal with collectors. How to talk to debt collectors on the phone

Unfortunately, when borrowing money, many do not fully understand what the consequences may be in case of delay and non-repayment of loans. But even if such a situation occurs, do not despair and panic. They put pressure on you, require you to pay fines and pen alties. As a rule, such events are carried out by specialized organizations. How to communicate with collectors correctly and protect your legal rights?

Loan restructuring. Ways to get out of difficult situations

Loan restructuring. Ways to get out of difficult situations

There are many different crisis situations in life, the consequence of which is the deterioration of financial opportunities. This may be the loss of a job, a serious illness, the disappearance of a source of income. And if, in addition to everything else, you need to pay off a loan, then it's time to go to the bank and agree on debt restructuring

Where and how to get a loan to renovate an apartment?

Where and how to get a loan to renovate an apartment?

How to get a loan to renovate an apartment. Which banks provide loans for repairs, and at what interest rate. Maximum loan amount and term

Non-bank credit institutions: overview and features

Non-bank credit institutions: overview and features

Opening financial reports, very often you can stumble upon news related to license revocation. Regardless of reputation, rating and financial merit, the Russian regulator mercilessly cuts heads left and right. At the same time, he revokes licenses not only from banks, but also from certain NGOs. In this case, we are talking about non-bank credit institutions. What are these companies? What are they doing? And what are their activities?

Wet leasing in aviation

Wet leasing in aviation

The subject of this type of leasing is most often complex specific devices. Wet leasing in most cases is used either by their manufacturers or wholesalers. Banks and financial institutions rarely resort to this type of transactions, as they do not have the necessary technical base at their disposal

Forms of loan security: types, requirements of banks and methods of verification

Forms of loan security: types, requirements of banks and methods of verification

Modern realities are such that rarely people can do without loans. It often happens that one person has several loans. Such a frivolous attitude leads to the fact that not everyone returns the money. In this situation, banks suffer. They try to protect themselves from such cases and introduce collateral for the loan. Let's talk about him

Post Bank credit card: user reviews

Post Bank credit card: user reviews

Post Bank's "Element 120" credit card has a lot of advantages, and it can be called universal. It is quite simple to issue a credit card, and everyone can use the credit limit for different purposes, there are no restrictions. The terms of the card make it possible to make purchases on the Internet, in stores, pay with plastic in any shopping centers and withdraw cash from ATMs

Perfect Money: customer reviews

Perfect Money: customer reviews

If you use electronic money, then you are probably aware that there are different payment systems. Today talking about Perfect money

Loan from MCC "Lot Finance" - customer reviews, conditions and documents

Loan from MCC "Lot Finance" - customer reviews, conditions and documents

MCOs are becoming increasingly important in today's realities. Sudden expenses can punch a hole in the budget, and in order to reach the salary, you will have to get the missing amount somewhere. A loan from MCC "Lot Finance" can easily solve your problems

Bank loans: types and conditions

Bank loans: types and conditions

Currently, bank loans have become a common source of funds for large acquisitions for both households and businesses. It is often difficult for an uninitiated person to deal with the variety of loan offers and loan conditions

"MicroKlad" - customer reviews, information about the company, conditions and features

"MicroKlad" - customer reviews, information about the company, conditions and features

MFIs are becoming more and more popular today, because they allow you to quickly and without hassle to borrow the right amount of money. Today we'll talk about one of them, called "MicroKlad"

"Renaissance Credit": how to pay off a loan. Methods, features and requirements

"Renaissance Credit": how to pay off a loan. Methods, features and requirements

Money loans are available from various financial institutions. They are also issued by Renaissance Credit. How to pay a loan? To do this, several proven methods are used. Each of them has its own commissions, terms and other features

What is the minimum credit card payment and how is it calculated?

What is the minimum credit card payment and how is it calculated?

One of the most convenient means of payment today are plastic cards. The most popular among all products offered by banks are credit cards. If you want payment "plastic" to be not only convenient, but also profitable, you need to clearly understand the mechanism of its action. First of all, it is worth understanding the method of establishing a minimum payment on a credit card

How to get a "Conscience" card in Moscow?

How to get a "Conscience" card in Moscow?

All banks in the product line have a credit card with a grace period. If the client does not have time to repay the debt on time, then a commission is charged on the balance of the debt, which is more than for a regular consumer loan

How to pay off debts correctly

How to pay off debts correctly

It often happens that when taking money on credit or against property, no one thinks how he will return this amount. Situations in life are different and it is impossible to predict something

What can be taken to a pawnshop: a list of things

What can be taken to a pawnshop: a list of things

If you urgently need money, then it is not necessary to get it from the bank, because there is a pawnshop for this. You can sell movable property

Business loans. Lending to small and medium businesses

Business loans. Lending to small and medium businesses

Financial investments are required to open a new business. Many entrepreneurs turn to banks for this. They offer various programs to start their own business

VTB 24, refinancing loans from other banks: conditions and reviews

VTB 24, refinancing loans from other banks: conditions and reviews

Before buying goods and services, a person analyzes the price offers on the market, trying to find the best option. Consumer loans are no exception. Only the search for alternatives is driven by other reasons, such as debt repayment problems or a desire to reduce service costs. This can be done by re-issuing the debt in another institution. Let us consider in more detail how to arrange refinancing of loans from other banks at VTB 24

"Webbanker": customer reviews

"Webbanker": customer reviews

Each of us has experienced an acute shortage of money. For some, finances, for example, were required to buy medicine, for others, to buy a gift. In such situations, there is often no time to call relatives and friends to ask them if they could borrow the required amount. You can take money from the microfinance organization "Webbanker", reviews of which are left by a variety of

Design. Credit card without annual service

Design. Credit card without annual service

Credit cards have become quite a convenient tool for managing money. They are rightfully considered the type of loan that is easy to get and convenient to repay. Despite the wide choice, the credit card without annual maintenance is the most popular, which will be discussed in the article

Pawnshops of Rostov-on-Don: appliances, gold and more. Addresses and brief information about the pawnshops of the city

Pawnshops of Rostov-on-Don: appliances, gold and more. Addresses and brief information about the pawnshops of the city

Pawnshops of Rostov-on-Don provide clients with express lending services and the acceptance / sale of valuables: gold and precious stones, jewelry, antiques and equipment

Which bank has the best car loan?

Which bank has the best car loan?

Everyone who plans to buy a vehicle is interested to know which bank has the best car loan. The variety of offers of financial institutions allows each potential borrower to find the best deal

Loan for education (Sberbank): reviews

Loan for education (Sberbank): reviews

An article about how to get a loan for education at Sberbank of Russia, how profitable it is to take such loans and about possible state support for students when using loans

How to get rid of collectors: the best tips

How to get rid of collectors: the best tips

In recent years, the practice has become more and more common when a bank, unable to independently recover overdue debt from an unscrupulous borrower, transfers his case to collection offices. However, due to gaps in the current legislation, the victims of these agencies are often honest citizens who have never taken out loans and have not acted as guarantors

Cash withdrawal from Tinkoff credit card. Credit card features

Cash withdrawal from Tinkoff credit card. Credit card features

Tinkoff is a Russian bank specializing in providing remote services. The credit institution offers debit and credit payment instruments. The problem is that they can be used mainly in non-cash payments. It's all about the lack of a network of ATMs and cash desks at JSC Tinkoff Bank. Withdrawing cash from a credit card causes a number of inconveniences

Educational loan Sberbank: conditions and procedure for issuing

Educational loan Sberbank: conditions and procedure for issuing

A loan for education at Sberbank: who is available and on what terms? What is the difference between a student loan and an emergency loan?

Pawn shop: what is it?

Pawn shop: what is it?

It is unlikely that among us there will be a person who at least once did not have to urgently look for a large amount of money. Someone in such cases applies for a bank loan, someone asks for a loan from friends, and someone goes to a pawnshop

How to check a car for collateral in banks: reliable methods, recommendations and reviews

How to check a car for collateral in banks: reliable methods, recommendations and reviews

Quite often citizens buy a car on credit. However, under the terms of the loan agreement, they do not have the right to sell it until the debt obligations are fully repaid. How to check a car for collateral in banks will be described in this article

Is it possible to refinance a loan with a bad credit history? How to refinance with a bad credit history?

Is it possible to refinance a loan with a bad credit history? How to refinance with a bad credit history?

If you have debts at the bank and you can no longer pay your creditors' bills, refinancing a loan with bad credit is your only sure way out. What is this service? Who provides it? And how to get it with a bad credit history?

Gold card, Sberbank: reviews. Sberbank gold credit card: conditions

Gold card, Sberbank: reviews. Sberbank gold credit card: conditions

It has long been no secret to anyone that Sberbank provides very favorable conditions for credit cards. The Gold Credit Card is one of the most beneficial products and is available to privileged customers

A mortgage is a registered security that is issued under an agreement

A mortgage is a registered security that is issued under an agreement

Mortgage loans are characterized by the presence of collateral in the form of real estate. This type of transaction requires official confirmation using a special document, because a real estate loan is a loan of a fairly large amount of money

Can they go to jail for non-payment of a loan: all the nuances and subtleties of this issue

Can they go to jail for non-payment of a loan: all the nuances and subtleties of this issue

Of course, today almost any bank can get a loan without any problems. At the same time, many resort to this opportunity, since it is extremely difficult to purchase an expensive thing, for example, a car, in another way. The problem is that not all borrowers can soberly assess their financial potential

What is ID Debt? What are the deadlines for paying debts on ID? general information

What is ID Debt? What are the deadlines for paying debts on ID? general information

It often happens that people are in no hurry to repay loans, pay alimony, debts on receipts or pay for those goods and services that they have purchased before. Sometimes this problem can be solved quite simply and easily, but it happens that you have to seek justice in court. And it is in this case that it becomes possible to collect the so-called ID debt

Return of loan insurance. Reimbursement of mortgage insurance

Return of loan insurance. Reimbursement of mortgage insurance

Getting a loan from a bank is a procedure in which the borrower sometimes has to pay certain types of commissions, as well as conclude a loan insurance agreement. If the entire amount of the debt is repaid ahead of schedule, the borrower has the opportunity to receive a refund of the loan insurance. You can do this in several ways

What are tranches? Terms of their provision

What are tranches? Terms of their provision

What are tranches? What types of credit lines are there, and under what conditions do banks issue a credit tranche to organizations? Tranches of the International Monetary Fund (IMF)

Accounts payable turnover ratio: formula, decrease and increase

Accounts payable turnover ratio: formula, decrease and increase

At present, any educated person knows that every firm, organization or enterprise operates with a variety of economic and banking terms, which, in turn, can be quite specific for a simple layman. The article below will help you understand one of these definitions. In particular, to thoroughly study what the accounts payable turnover ratio is

Credit card "VTB 24". Get a credit card "VTB 24"

Credit card "VTB 24". Get a credit card "VTB 24"

Which bank to choose if you need a credit card? "VTB 24" is a great option. Here you will find reasonable interest, transparent criteria, nice bonuses

Monetary policy of the Central Bank of the Russian Federation: features, objectives, principles of creation

Monetary policy of the Central Bank of the Russian Federation: features, objectives, principles of creation

The management of the Russian Central Bank routinely pursues a difficult to predict and at the same time easily analyzed model of regulation of monetary relations. The above structure is positioned as the largest participant in the financial market, which does not have a clear and understandable strategy in developing mechanisms through which the national economy is managed

Some recommendations on how to take "Trust payment" on "Beeline"

Some recommendations on how to take "Trust payment" on "Beeline"

Quite often there are situations when you need to make an urgent phone call, but there is not enough money in the account. What to do in such a situation? Cellular operators have found a way out, and the company "Beeline" offers the service "Trust payment"

How to borrow money for Megafon?

How to borrow money for Megafon?

Many are faced with situations when they urgently need to make a call or send SMS, but the money on the phone ran out at the most inopportune moment, and there are no payment terminals nearby. In this case, the question arises of how to borrow money for Megafon

Is it profitable to take a car loan without a down payment?

Is it profitable to take a car loan without a down payment?

The market where loans are provided today can be compared to a battlefield where, as you know, all means are good. Car loans are no exception. At the same time, marketers took into account that some do not take car loans due to the fact that they do not have the funds for the first installment. For such customers, cars are now available on credit without a down payment

What is an overdraft. Sberbank and types of lending

What is an overdraft. Sberbank and types of lending

What do we know about the overdraft? This is one of the forms of lending to the population, which is distinguished by its simplicity, ease of execution and use. It can also be said that an overdraft is an excellent option for those who do not want to depend on anyone, even if at some time they urgently need money. One of the best options for the consumer is an overdraft. Sberbank provides such a service. On what terms?

What are loans? Cash loan. Express loan

What are loans? Cash loan. Express loan

In the modern economy, credit relations are widely used. Therefore, it is necessary to know what loans are and what economic foundations they have. This is important for the effective and correct use of loans and advances as a tool to meet financial needs

Housing loan: conditions, application for receipt

Housing loan: conditions, application for receipt

Housing loan is one of the main ways to buy a home in our country. The opinion is justified that banks provide it on almost the same terms. The difference is only in the nuances. Consider some of the provisions of the mortgage in Sberbank and the procedure for filling out the questionnaire