SNILS is an important document and number in the life of every person living in the Russian Federation. Unfortunately, any document can be lost. And the insurance certificate too. This article will talk about how to find out the SNILS number and restore it if it is lost
"Renaissance" is a popular OSAGO insurer in Russia. Millions of customers entrust the protection of their interests to a reliable insurance organization. But there are also negative reviews on the network from those who were dissatisfied with the services of the insurer. To check whether it is worth insuring a car in Renaissance, you need to familiarize yourself with the general picture of the company's activities and customer reviews
When applying for a car loan, banks require borrowers to obtain life insurance and comprehensive insurance. But there are several options that allow you to refuse such policies by receiving the required amount of funds from the insurance company
The article describes what mortgage title insurance is, what risks are covered, and what the cost of such a policy is. Situations are given when insurance is not valid, as well as important aspects of purchasing a policy
The current economic situation in Russia requires organizations and citizens to take care of the safety of their property. Consider the largest insurance companies in Russia, the rating, as well as the benefits they provide
Currently, insurance is considered an area that protects against various circumstances. The service is issued for property, business, life. Accident insurance for employees allows you to protect the interests of people in case of accidents and other emergencies
Every driver seeks to purchase a policy from a bona fide insurance company at a reasonable price. There are many organizations on the market that provide compulsory insurance services. In this article, we will consider IC "Consent", analyze customer reviews and try to form an objective opinion about the activities of this market entity
Car insurance appeared in the 19th century in the USA, however, the activity was legalized only in 1925. Over time, compulsory car insurance appeared in other states, including Russia. Today, there are many insurance companies on the market, among which it is quite difficult to choose a conscientious organization
Suppose the insurance is issued, everything seems to be in order, but somewhere in the depths of the soul the thought torments: "What if it's a fake?". How to verify the authenticity of OSAGO insurance "? There are several ways. Read the article for details
Before talking about whether mortgage insurance is required or not, you need to understand its purpose. This is very important, since most borrowers have a negative attitude towards it, believing that financial institutions are trying to force this service in order to increase their own profits. This is partly true, but there are also the interests of the client himself
This article describes social insurance, its types, purposes and principles of work. There is also a description of the categories of the population that are associated with compulsory social insurance, assessment measures in the insurance business and financing
This situation occurs when property is insured against the same risk, and in the same period at once in several insurance institutions. At the same time, under all agreements, the amount of insurance payments exceeds the insured value of the property. That is, if an insured event occurs, the compensation amount paid by insurance organizations will exceed the total amount of damage that was received by the insured
Banks and insurance companies offer to protect everything that is of value, from life and he alth to interior items. Reviews about insurance are different: not all customers believe in the validity of the insurance policy. Is it worth buying a policy, and what is it like?
Customers may not conclude an agreement on unfavorable terms for them. Moreover, they are not required to sign an agreement on the provision of any insurance services. You just need to inform the manager that this option is not of interest. And you need to do this even at the stage of paperwork, but after a positive decision from the bank is received
To decide which insurance company to conclude an OSAGO agreement with, car owners today are advised to study the ratings, statistics and reviews of other car owners. This is important, since the bankruptcy of insurance companies, as well as the revocation of their licenses, has become a common occurrence. And this, in turn, negatively affects customers. About what ratings exist, which ones you should pay attention to, about the most stable UK in Moscow, read the article
Voluntary he alth insurance is provided on a commercial basis, which fundamentally distinguishes it from mandatory, but at the same time provides the client with a more extensive list of medical services. Today, you can buy a VHI policy in almost all insurance companies, however, most often people become clients of AlfaStrakhovanie
This company started its work in 1992. It is included today in the top five in the market. The abbreviation is deciphered as follows: "All-Russian Insurance Company". It provides universal services to citizens and legal entities
Insurance coverage is a set of events stipulated by the company's conditions that can lead to damage and the organization's obligation to make the corresponding payment. Such an incident can be, for example, harm to persons as a result of the activities of an enterprise that is insured in connection with the loss or damage to cargo during its transportation due to a shipwreck, etc
In the process of obtaining a credit loan, banks offer potential borrowers to conclude an insurance contract. If the client is unable to pay off the debt, the obligation to close it to the bank lies with the insurance company. But in practice, the opposite situation often arises, and conscientious payers are wondering about the possibility of returning insurance on a loan in case of early repayment. But how much will be received? And who should give the money - the insurer or the bank?
So, as already noted, they are vehicles. But whether you need insurance for a light trailer, you can find out if you look at the federal law on OSAGO, and specifically in Article No. 4. There are exceptions, within which there is no such requirement. Are trailers mentioned there?
Loan insurance at Home Credit is not mandatory at all, and ignoring it cannot lead to a refusal to issue a loan. Borrowers who wish to insure themselves will simply need to report the decision to the manager. The amount of the service depends on the type of insurance chosen. The following companies are currently cooperating with Home Credit Bank: Renaissance Life, PPF Insurance and the Regional Insurance Institution
Auto insurance is a prerequisite for keeping a car. Taking out insurance is no big deal these days. You can do it through online services or by contacting the office in person. It is worth noting that for all companies the conditions for registration for the same car vary significantly. Therefore, before concluding a contract, it is necessary to choose the most profitable company
Today we will look at a rather interesting issue - property title insurance. What is it and what is it for? First of all, this topic may be of interest to those people who plan to invest free funds in real estate. If in the near future you are planning to acquire ownership of an apartment, house or summer cottage, title insurance can save you from many troubles
The social insurance system is part of the state policy. This is a guarantee of the realization of labor, constitutional, family and civil human rights, especially for the vulnerable part of the country's inhabitants. Within the framework of this article, we will focus on the organization of the system of compulsory social insurance in Russia
Where is it cheap to insure a car: in a popular advanced type company or around the corner from home? This question is faced by many motorists, because the modern cost of CASCO and OSAGO often does not satisfy people. How to lower the price and find the maximum benefit? Read the article
In order to receive medical care, every citizen must have a free compulsory medical insurance policy. In the event that there have been some changes in a person’s life, for example, a change of surname, then the policy itself needs to be changed
What is a conditional deductible in insurance and what does it give to buyers of insurance policies? How to get it and what types of conditional franchises exist? How to determine the type of franchise in the contract and how to document the franchise?
It happens that a person takes a loan, and after a while loses the ability to repay it. In most cases, this is due to the fact that he is experiencing financial difficulties caused by the loss of his job. Problems begin, all the plans that were built just fall apart. Job loss insurance is a great way to protect yourself from unforeseen situations
Insurance against accidents (HC) is the third most popular type of insurance after OSAGO and Casco. It covers the risks associated with loss of working capacity, death of the driver/passengers. In the process of issuing the policy, the sum insured is set at the request of the insured. Depending on the terms of the contract, there are two ways to calculate it: by the system of places and by the lump-sum system
Every driver knows that for the period of using a car he is obliged to issue an OSAGO policy, but few people think about the terms of its validity. As a result, situations arise when, after a month of use, a “long-playing” piece of paper becomes unnecessary. For example, if the driver goes abroad by car. How to be in such a situation? Arrange short-term insurance
Without state protection, many insurance companies' customers would have nothing to rely on in the event of fraud by the insurer. Therefore, insurance supervision is absolutely necessary in the Russian Federation
What is a pension fund? And what types of pension funds are there? Why are they needed at all?
Organization of insurance, principles of insurance business. Compulsory insurance in our country. Social types of insurance
The intense rhythm of life forces us to take measures to compensate for the consequences of accidents, traffic accidents and other incidents. After all, they damage life and he alth. Although many situations cannot be prevented, it is possible to provide compensation for losses. Can life be insured? This service is common today
Retirement savings of employed persons are divided into two parts: savings and fixed. Each person decides for himself whether he will receive a fixed payment, or send all the funds to form the funded part of the pension. The form by which the amount of savings is calculated includes several elements. One of them is retirement points. They will be discussed in this article
NPF "Doverie" is one of the most famous organizations operating in the pension insurance market of the Russian Federation. What are the opinions of experts regarding the quality of services provided by these NPFs?
Pension fund in the financial industry is very important. It is thanks to him that the redistribution of national income in different social systems takes place
Modern life of society is full of risks and all sorts of adverse situations. It is unrealistic to avoid them all, even observing all possible safety rules, counting things many steps ahead and carefully choosing actions. Many situations can undermine the prosperous existence of the person himself and his family, lead to bankruptcy, bring losses and losses. To solve these problems, there are several financial instruments, including endowment life insurance
Insurance companies have long entered the life of every person, although not every one of us is aware that he can be the object of insurance. For example, insurance against accidents at work is perceived as a matter of course and does not cause any surprise to anyone
We all deal with insurance activities one way or another all the time. But not everyone can operate or even explain the basic concepts used in the insurance contract, and accurately name their status in legal language
Insurance company "RESO-Garantia" has been operating on the market since 1991. It is one of the largest insurance companies in Russia - it has about 860 offices throughout the country and more than 10 million customers as of 2016. The company provides more than 100 types of various insurance services
Now there are a huge number of small and large insurance companies on the market that offer policies on various conditions. One of them is Tinkoff Insurance, where you can apply for OSAGO without leaving your home. And this is its main advantage
Property insurance in modern life is a necessary thing. Now you can insure everything - life, real estate, cars, a smile and even a toy. There are also a huge number of companies that are engaged in this type of financial activity. One of them is Tinkoff Insurance - JSC (joint stock company), which specializes in insurance of vehicles, real estate, he alth and issuance of insurance necessary for traveling abroad
Purchasing a car is accompanied by a number of procedures that must be done. These include the conclusion of a contract of sale (donation, inheritance, etc.), and the passage of maintenance, and car insurance, and registration with the MREO traffic police. Moreover, you need to go through all this in exactly the listed order, otherwise at the next stage you will be sent to the missed item
Buying a car is an important decision as it is a big investment. Searching for a car is an equally important process, because choosing the right option for you so that it is in good condition, does not require large investments, and at the same time is not stolen. So you bought a car, you need to register it, but first get an insurance policy. The Internet will help you find a company, but what if you moved to live in a city where you do not yet have a residence permit. The question arises: is it possible to insure a car in another region?
Not everyone knows what risk is. It can be minimized or eliminated only by understanding the sources of the emergence of certain threats. There are different methods of responding to unwanted events
Insurance organizations are various types of independent business entities that operate in the national economic system. Insurance organizations carry out their activities separately from the general state system. Therefore, they are recognized as independent entities and dispose of their resources and working capital at their discretion
Voluntary he alth insurance is now more preferable than compulsory, as it provides a wider range of specialist services
To insure the life and he alth of citizens of the Russian Federation, the state allocates multi-billion sums. But far from all of this money is being used for its intended purpose. This is due to the fact that people are not aware of their rights in financial, pension and insurance matters
Insurance compensation. What determines the amount of the payment, what can affect its amount? What arguments do insurance companies put forward for refusing to pay and how to prove their case?
The new version of the Insurance Law provides for property insurance of individuals related to their interests in the use, possession and disposal of property
In order to ensure the protection of citizens, the federal law has agreed on a rule on compulsory insurance of passengers. Accordingly, everyone using public transport or road transport services should study and be aware of these rules. Passenger liability insurance is also important
Start this article with a definition of what insurance is. This term implies a specific type of economic relationship that provides insurance protection to organizations or individuals from various kinds of dangers. This article will discuss the functions of insurance, its goals and types
Alas, but in this world no one is protected from risks. For most people, insurance is directly related to the person himself or his property, such as a house or a car. But there are many more aspects of this case that are known to relatively narrow sections of the population. One of them is the insurance of legal entities. What does it represent? What are the nuances here? These and a number of other questions will be considered in the framework of this article
What is FFOMS, how its name is deciphered, what it does and what is the nature of its activities - you can find out all this in this article
DGO insurance is a very useful tool that becomes especially relevant in times of increased risk of road accidents. In particular, we are talking about the winter season, when weather conditions worsen and the number of accidents increases
What does OSGOP mean for passengers and on what modes of transport does this type of insurance liability apply? Not many users will be able to correctly answer such a simple question. It is necessary to understand for what types of transportation and for what the insurance company is responsible
DSAGO: what is it? How is it different from OSAGO? Is there any difference between these types of insurance? And how to issue DSAGO?
Why issue SNILS for children? How to find out the SNILS number if the pension insurance card is not at hand? The article provides answers to these and other questions
Of course, life is full of surprises and surprises. No one knows what tomorrow will bring him. Danger can await a person at every step. It is for this reason that it is desirable for everyone to purchase a policy against illness, accident and various kinds of incidents. However, who is insured within such a product? Is it possible to purchase a policy for a newborn?
There comes a time in every driver's life when he has to remember about car insurance. Then some rejoice at their foresight, while others complain about mistakes, since they have to compensate for all the costs on their own. This article will describe in detail what constitutes an OSAGO insured event, we will discuss all the nuances of its occurrence, execution and receipt of payment
In the insurance procedure, there are two main subjects - the one who insures (the insurer) and the one who is insured (the insured or the insured). There are such types of insurance as compulsory and additional. In any form, the subjects of insurance are independent and equal parties from a legal point of view
Today, such a line of financial business as liability insurance is becoming more and more important. At the same time, most consumers purchase a policy only for property types or enter into personal accident insurance contracts
Material goods tend to be lost unexpectedly. And it's not always the fault of the person. Given their importance to owners, there is such a procedure in the economy as insurance. It is also relevant for the financial environment
Today we will talk about NPF Magnit. Reliability rating, reviews and features of the work are described below. The project is an alternative for the formation of pension savings. Activity license issued by the Federal Financial Markets Service of Russia
JSC NPF "UMMC Perspektiva" was established in 2001. The initiators of the non-profit organization were fifteen enterprises of the Ural Mining and Metallurgical Company
This article will talk about a non-state pension fund called "Socium". What is this organization? What services does she provide? To what extent is the population satisfied with the work of the pension fund?
Not every driver knows what KBM classes are. At the same time, understanding such issues is not only useful, but also profitable. Let's analyze the question from the very beginning, that is, for such a car owner who does not even know how KBM stands for
There may be different everyday situations when you have to drive someone else's car. What fine can be imposed if the driver is not included in the insurance?
In the article you will find information on when it is necessary to have an insurance policy, get acquainted with the insurance programs from the UralSib company, types of insurance policy when traveling abroad or for traveling around our country, the telephone number of the representative office in Moscow
Recently, more and more often you can hear from the TV screen or from other sources of information about insurance. As for the mandatory part of it, this is easier (there is no choice: to have a policy or not to have it). But the voluntary part of possible protections requires greater awareness of citizens in this area. Let's talk about endowment life insurance. About its importance and necessity for everyone
The non-state pension fund "European" was founded in 1994. He has experience and offers European service
Due to changes in the pension system during the post-Soviet period, non-state pension funds have become active participants in it. What is their work and whether they can be trusted - these are the natural questions of Russian citizens. After all, responsibility for their standard of living during a well-deserved rest in the future was partly assumed by non-state pension funds, reviews of which are very different
During treatment, there is often a need for additional diagnostics, preventive and rehabilitation procedures, consultations that are not included in the mandatory program. For this, there is a voluntary medical insurance (VHI). VHI insurance policy will just help to cover these costs
OSAGO rules govern the relationship between the insurer and the insured. The main provisions, as well as changes made to this document in 2013, should be studied by all drivers. This will help in the future to properly build interaction with the insurer
Those who have not yet determined their funded part of the pension are interested in the question of whether to trust NPF Sberbank with their future payments. According to the new system adopted in Russia, part of the payments must be transferred to third-party funds to form future pension savings. Recently, a lot of non-state pension funds have been opened
Non-state pension funds in Russia are in great demand. Every citizen must decide where to invest money. What can you say about NPF "Welfare"? How good is this company? What are the pros and cons of it? What do employees and customers think of this pension fund?
Currently, very often insurance companies do not pay the full amount of damage, in which case it is necessary to sue. It will be possible to add the cost of treatment and moral damage to the amount spent on repairs
There have been attempts to calculate and foresee risks at all times, and more than one volume of mathematical calculations is devoted to this topic. But practice shows that unpleasant situations always occur unexpectedly. Risk insurance during construction work, as well as in the banking sector, is quite effective protection against possible losses
SNILS is a document that every citizen of the Russian Federation needs. This article will tell you everything about this paper
Bordereau is a documented list of insurance contracts that are subject to reinsurance with the definition of the main conditions, sent to the reinsurer
Insurance has become a vital necessity for many car owners, and this applies not only to motor citizens, but also to CASCO. This is due to the fact that many people buy cars on credit, and banks insist on insuring the collateral. With the popularity of insurance, the number of discussed topics related to insurance is growing, including insurance conditions, experience in obtaining compensation, auto insurance objects and some others
Bank insurance in Russia is an area that began its development relatively recently. Cooperation between two industries is a step towards improving the country's economy
In accordance with the current legal acts, every citizen, subject to certain conditions, has the right to receive pension payments. They are carried out including at the expense of funds constituting the insurance part of pension contributions. In recent years, legislation in this area is undergoing constant changes. As a result, there are more and more ambiguities among citizens
VTB 24 Insurance has been present on the financial services market since 2000. Currently, the organization is in the top 10 large companies in the insurance market. Its activities are aimed at providing qualified services to citizens in the field of insurance
The company was founded in 1993. Company name "Insurance Company Northern Kazna", organizational form - limited liability company. The abbreviated name of the organization is IC Severnaya Kazna. The current General Director - Merenkov A.V. - has been heading the company since 1996
This publication talks about how athletes and amateurs are insured. Here you will find information about what risks are covered by insurance, what factors determine the amount of the policy and much more
When traveling outside the country, every tourist is required to take out travel insurance. Such requirements are due to the fact that in recent years the number of travelers has greatly increased, and as a result, there are more people who urgently needed medical care
Pension insurance reform involves independent management of the funded part of the pension by each citizen. In order to reasonably distribute your savings, you need to have some information, for example, to know the rating of Russian pension funds
Ignorance, and sometimes unwillingness to get acquainted with the basic terminology, banal frivolity in relation to insurance can ultimately lead to the fact that the insurer with whom the contract is concluded will refuse to compensate for damage caused to the property of the insured by a third party
The world is so unpredictable that no one can guarantee a person the safety of his life and he alth, the safety of his movable and immovable property under any circumstances, etc. Realizing all these points, today people prefer not to take risks, but turn to various insurance companies that offer a variety of insurance programs of their choice. One of such companies is Gaide JSC
Today in the Russian Federation CJSC "European Travel Insurance" is the only company specializing in travel insurance. Over the years of its existence, the company managed to fall in love with millions of devoted Russian travelers
A medical policy is a very important document, thanks to which every citizen can receive full medical assistance. However, the leaders of the he alth care system decided to create a new document of a single sample. Therefore, all insured citizens must replace the old document until 2014
Since 2014, developers of multi-apartment complexes have been obliged to insure their civil liability to buyers (that is, to equity holders). True, with some reservations: construction projects must comply with the norms of the FZ-214 law, and permission to conduct construction work was received no earlier than 2014. Let's try to figure it out
What is a policy? What does this word mean? Modern insurance policies: required details and features
How to calculate the cost of the policy if you need to enter a driver or make other changes to it? The principle of calculating the cost of an OSAGO policy with a new driver
Insurance payment: definition, features of accrual. How to fill out an application for insurance payment?
Currently, the third option of motor third party liability insurance is gaining momentum - extended OSAGO insurance. It is also called a voluntary auto citizen - DSAGO. Let's see what are the features of this package and what are its advantages
According to the established rules, the organization that compensated for the damage can exercise the right of recourse claim and claim compensation from the culprit in the amount of the compensation paid
Insurable interest is to reach a compromise between the insurer and the insured person. What tricks are the UK resorting to to protect their interests?