Mortgage
Mortgage with state support: conditions for obtaining
Last modified: 2025-01-24 13:01
Sadly, but in our country only a small percentage of the population can afford to purchase housing without loans and debts. What to do for those who have no money, but need to buy a house? Take out a mortgage. There are many options, but the most interesting one is the state-supported mortgage
Where can I get a mortgage without proof of income?
Last modified: 2025-01-24 13:01
In Russia, the shadow sector of the economy is about 30%. This means that approximately the same part of the population works unofficially, depriving themselves of their social package and the opportunity to prove their income. Such a need arises when contacting a bank. Do they have a chance to get financing without the coveted personal income tax certificate?
Maternity capital obligation. Mortgage under state support
Last modified: 2025-01-24 13:01
Today, many parents are puzzled by the question: "What is the obligation of the borrower to maternity capital?" You can find this and other useful information in this article
Mortgage "Sberbank": reviews and offers
Last modified: 2025-01-24 13:01
The Sberbank mortgage, reviews of which can be heard everywhere, differs from other programs offered by other institutions
Mortgage: what is it? And other topical issues
Last modified: 2025-01-24 13:01
In pre-revolutionary Russia, there was also a mortgage. That such a direction of financial activity exists was almost forgotten during the years of Soviet power. Therefore, many modern people who used such a financial service often found themselves in a difficult situation, due to the fact that they did not calculate their strength
Where can I refinance my mortgage?
Last modified: 2025-01-24 13:01
Not all credit institutions can offer mortgage refinancing. Banks that engage in such operations in the Russian Federation are represented by VTB 24 and Sberbank. While on-lending for other transactions (such as a car loan or consumer loan) can be found in many financial institutions
Mortgage in Rosselkhozbank: the service is available to everyone
Last modified: 2025-01-24 13:01
Mortgage loan programs can be described for a very long time. This type of loans for banks will always be very attractive, as it is issued for a long period and requires good security. Unlike a consumer loan, it is always accompanied by a collateral object in the form of real estate purchased or already owned by the client
What documents are needed for a mortgage: help to a borrower
Last modified: 2025-01-24 13:01
With the help of mortgages, citizens can become full owners of residential properties. This is the most common option for buying an apartment in Russia on the security of an acquired or existing property. In case of non-payment (non-performance) of the loan, the pledged property is put up for sale, and the proceeds from the sale are used to pay off the principal debt
Favorable mortgage of Sberbank: "Young family"
Last modified: 2025-01-24 13:01
In recent years, the Russian Federation has witnessed the rapid development of various social programs aimed at obtaining housing and increasing the number of children and families. That is why at the moment the best option to get your own housing is the profitable mortgage of Sberbank "Young Family"
Need a mortgage? Rosselkhozbank is always ready to provide its services
Last modified: 2025-01-24 13:01
Recently, the credit market of the Russian Federation is undergoing great changes. This is due to the fact that a huge number of banks could not survive the first years of the financial crisis. In many organizations, such a service as a mortgage has completely changed. Rosselkhozbank is an excellent example of new trends in the credit market
How to get a mortgage in Sberbank and not miscalculate
Last modified: 2025-01-24 13:01
Choosing a mortgage loan is a responsible matter, because the decision is made not for a year or two. You need to approach this issue carefully, having calculated everything
Under the roof of a house no longer my own: how to sell an apartment on a mortgage
Last modified: 2025-01-24 13:01
Not all families now have enough savings to buy their own homes. Banks come to the rescue with a variety of mortgage products. In this regard, a problem may arise: how to sell an apartment on a mortgage?
How to pay less on a loan than neighbors? Sberbank: mortgage conditions
Last modified: 2025-01-24 13:01
The conditions for granting a mortgage at Sberbank, even compared to the embellished offers of other banks, look quite attractive: interest rates are low, amounts are huge, repayment terms are long, and the required down payment is small. A detailed overview of the parameters of mortgage loans will reveal to you all the advantages of contacting Sberbank
What documents are needed for a mortgage in Sberbank
Last modified: 2025-01-24 13:01
The most cherished dream of the vast majority of young Russians is their own property. However, the realities of the modern market almost completely exclude the possibility of acquiring it with your own money, and a large percentage of inflation makes it impossible to accumulate. That is why many young people are forced to apply to various financial institutions and apply for loan programs
Appraisal of an apartment for a mortgage: the realities of modern lending
Last modified: 2025-01-24 13:01
For someone who has not de alt with loans, the appraisal of an apartment for a mortgage seems to be a completely insignificant part of the execution of the contract. However, this is not at all the case. According to experts, real estate appraisals are one of the most important processes when applying for a mortgage, because it is they that ultimately determine the size of the loan and the maximum period for which it can be issued
Terms of a mortgage in Sberbank and features of its design
Last modified: 2025-01-24 13:01
The most popular desire among today's youth is to purchase their own property. However, a negligible percentage of people can afford to buy an apartment with their own money. Most are forced to apply to various financial institutions. Mortgage conditions at Sberbank are considered the most favorable at the moment
Mortgage, reviews ("VTB 24"). Mortgage "VTB 24": conditions, down payment
Last modified: 2025-01-24 13:01
In the USSR, apartments were given free of charge, today there is no or almost no such practice. However, banks with state participation, such as VTB 24, are designed to help citizens acquire housing under capitalism
Should I take out a mortgage now? Is it worth taking out a mortgage now?
Last modified: 2025-01-24 13:01
Many Russians, despite the crisis in the Russian economy, decide to buy an apartment on a mortgage. How appropriate is it now?
Mortgage for a land plot: the subtleties of registration and tips on choosing a bank
Last modified: 2025-01-24 13:01
Today, mortgage loans can be issued not only for the purchase of an apartment or house, but also for obtaining a land plot. It is worth highlighting the main features of such an offer - a complex and time-consuming registration procedure. But the earth is not subject to wear and tear, and also does not age with time. Land plots will not lose their original value
A mortgage co-borrower is A borrower and a co-borrower
Last modified: 2025-01-24 13:01
Most often, when applying for a mortgage, the amount issued by the bank is not enough to purchase a home. In such situations, the borrower resorts to the help of a co-borrower. About who a co-borrower is and how he can help, will be discussed in this article
Lowest mortgage interest: pros and cons
Last modified: 2025-01-24 13:01
The article tells how to choose the right mortgage loan, focusing not only on a low interest rate, but also on the terms of a mortgage loan
Is mortgage life insurance mandatory or not?
Last modified: 2025-01-24 13:01
Mortgage life insurance is another expense when buying an apartment. Many banks position it as a mandatory service, but is it really?
Mortgage for the construction of a private house. How to get a mortgage: step by step instructions
Last modified: 2025-01-24 13:01
Such a banking concept as a mortgage has firmly entered our lives. Today, the vast majority of young families are unable to purchase their own housing without borrowed funds. Meanwhile, some do not want to buy a cramped box in the gray walls of the city. Build your own home - a more attractive option
What is a mortgage and how to get one? Documents, down payment, interest, repayment of a mortgage loan
Last modified: 2025-01-24 13:01
In today's realities of life, when the population of the planet is steadily growing, one of the most pressing is the housing issue. It is no secret that not every family, especially a young one, can afford to purchase their own housing, so more and more people are interested in what a mortgage is and how to get it. What are the advantages of this type of lending and is it worth the hassle?
Return of mortgage interest. How to get a refund of mortgage interest paid
Last modified: 2025-01-24 13:01
Having your own home is a measure of value. About 30 years ago, the decision of this issue remained with the state. Now citizens must provide themselves with housing. But you can still count on some help. For example, the return of interest on a mortgage. About the essence and details of this process, read on
Can I get a mortgage without a down payment at Sberbank?
Last modified: 2025-01-24 13:01
Mortgage loan is currently the most common option for buying a home. However, as a rule, initial savings are required to obtain a housing loan. Families who do not have them, naturally, are wondering if it is possible to take a mortgage without a down payment in Sberbank
Social mortgage in Kazan. Social mortgage for young families
Last modified: 2025-01-24 13:01
Mortgage is a type of loan under which the client purchases real estate and undertakes to repay the debt within a specified period. As security for the performance of an obligation, the property is pledged to the bank. The buyer may also mortgage other properties. The conditions for this type of lending in Russia are quite strict. Therefore, the government, together with banks, offers its service programs to a certain category of citizens
TSZhZ for a soldier. Accumulative-mortgage system of housing for military personnel
Last modified: 2025-01-24 13:01
The times when everyone could get housing from the state are over. Now the solution of the housing problem falls on the shoulders of those in need. Since 2005, a special Targeted Housing Loan (CHL) system has been in operation for servicemen. The essence of this program will be discussed in this article
"Promsvyazbank", mortgage: conditions and reviews
Last modified: 2025-01-24 13:01
Did you decide to contact Promsvyazbank? Are you interested in a mortgage? In this article you will find everything you need. Here you will learn about the current mortgage programs of the bank, the conditions for obtaining loans, study reviews and calculations
How to get a mortgage with bad credit: legal advice
Last modified: 2025-01-24 13:01
Mortgage loans are one of the most sought-after types of loans worldwide. The opportunity to purchase your own home immediately, and not after many years of infringing on yourself literally in everything, attracts more and more people. However, getting a mortgage with bad credit can be a major problem on the way to the dream of owning your own corner
Housing for military personnel: military mortgage. What is a military mortgage? Mortgage for military personnel for a new building
Last modified: 2025-01-24 13:01
As you know, the housing issue is one of the most burning issues not only in Russia, but also in other countries. To remedy this situation, the government of the Russian Federation has developed a special program. It is called "Military Mortgage". What is new invented by experts? And how will the new program help military personnel get their own housing? Read about it below
Until what age do they give a mortgage on housing? Mortgage for pensioners
Last modified: 2025-06-01 07:06
If you want to buy an apartment or a country house right now, but do not have enough cash, you have only one way out - a mortgage. Until what age do they give such a loan at Sberbank and other financial institutions? And is it possible to fulfill your dream even after retirement?
"Rosvoenipoteka": how to find out how much is on the account by registration number?
Last modified: 2025-01-24 13:01
Every serviceman of the former Soviet army knows firsthand how difficult it is to get housing for a person who has put on shoulder straps. Long-term standing in apartment queues and wandering around the garrisons did not at all guarantee receiving the coveted square meters by the time of departure for a well-deserved rest
What you need to get a mortgage: a list of documents, insurance, terms of registration
Last modified: 2025-01-24 13:01
To have your own apartment is probably the dream of every young family. However, not everyone can afford such a luxury: the value of real estate is currently breaking all records. But do not be upset! Thanks to the recently appeared type of lending - mortgages - this desire of young people has become feasible
Bank "Tinkoff", mortgage: reviews, conditions
Last modified: 2025-01-24 13:01
Interested in a mortgage in Tinkoff Bank? Reviews about this service and the nuances of its design can be found in this article. Here you will read about the features of the mortgage and other interesting details
Where is it better to take a mortgage - conditions, banks, contributions
Last modified: 2025-06-01 07:06
Each bank offers its own terms and interest rates. The state supports mortgages, and there are special programs that make it easier to pay. But to find out where it is better to take a mortgage, you need to familiarize yourself with the offers of various banks
Mortgage: minimum term, conditions for obtaining. Minimum term of a military mortgage
Last modified: 2025-01-24 13:01
People who want to solve financial problems often decide to apply for a loan. Or, if you need housing, take a mortgage. And everyone wants to get even with debts as soon as possible. Therefore, all people, before deciding to take such a responsible step, carefully calculate the amounts, terms, interest - just to get the maximum benefit. Well, the topic is interesting, therefore it is worth considering it in all its details
Repayment of a mortgage with maternity capital: documents and description of the procedure
Last modified: 2025-01-24 13:01
The possibility of using maternity capital funds for the purchase of housing is legally defined. All banks that engage in mortgage lending are required to accept state certificates for payment of interest and / or the body of the loan. Read more about how the mortgage is repaid by maternity capital, the documents required for processing and confirming the operation, read on
Evaluation of real estate for a mortgage in Sberbank: everything you need to know
Last modified: 2025-01-24 13:01
Evaluation of real estate for a mortgage in Sberbank is one of the items that must be completed in order to successfully obtain a loan for housing. Its compulsion is regulated not only by the financial institution itself, but also by the legislation of the Russian Federation
Types of mortgage lending. Mortgage Lending Programs
Last modified: 2025-01-24 13:01
Mortgage lending is now very common. Many people see this as almost the only hope for acquiring their own housing. There are many types of mortgage lending, each of which has its own characteristics
Mortgage lending conditions: documents, down payment, interest rates, terms
Last modified: 2025-01-24 13:01
Today, every reputable bank provides mortgage lending services. And, I must say, they are the most popular. Because these loans are issued for the purchase of housing, which is a necessity for each of us. Well, what conditions are offered to us today and what nuances do you need to know about in order to get a mortgage on more favorable terms?
What types of mortgages exist and which one is better to take
Last modified: 2025-01-24 13:01
Every person dreams of their own square meters. Having a personal "corner" is wonderful. But not everyone has enough money to buy it. Or funds are available, but not for the option that I would like to purchase. In this case, a mortgage helps out. Today there are several types of loans. Each is good in its own way. And, since the topic is relevant, it is worth talking about it in more detail
How to buy an apartment with a mortgage? Mortgage apartment insurance
Last modified: 2025-01-24 13:01
The question of how to buy an apartment with a mortgage is very relevant today for many. This article describes the main steps and features of obtaining a home loan and the insurance procedure that accompanies it
Is it possible to repay a mortgage in Sberbank early with maternity capital?
Last modified: 2025-01-24 13:01
Parents with two or more children often have to deal with the question of whether it is possible to pay off the mortgage early in Sberbank. How soon the family will be allowed to use an important state subsidy - maternity capital depends on the conditions for using the loan
Is it possible to get a mortgage in Russia without a down payment
Last modified: 2025-01-24 13:01
Getting a mortgage with no down payment often seems like the only housing solution for many borrowers, but is it realistic? What are the features and pitfalls of such a loan?
Mortgage with state support. Rosselkhozbank: mortgage conditions, reviews
Last modified: 2025-01-24 13:01
Modern youth will be helped out when buying real estate by a mortgage with state support. Rosselkhozbank also implemented such a program. Thanks to her, a profitable mortgage is now available to almost everyone
Bonds (mortgage) in Russia: where do banks get money for mortgages?
Last modified: 2025-01-24 13:01
Bonds (mortgage) account for more than 80% of all real estate transactions in the US, in Russia - less than 10%. The prospects of the securities are obvious. However, many people do not know not only what mortgage-backed bonds are, but also the basic concepts
Early repayment of a mortgage: conditions, documents
Last modified: 2025-06-01 07:06
If you decide to repay the loan ahead of schedule, you need to familiarize yourself with all the details of the contract. Banks are unprofitable early repayment of mortgages. Therefore, they prescribe limiting conditions in the documents
How to properly arrange a mortgage?
Last modified: 2025-01-24 13:01
Mortgage registration is carried out according to the provided documents of the borrower. Banking organizations offer the population such a service as registration of an apartment on a mortgage. The procedure for registration involves the provision of a package of documents for the ongoing sale and purchase transaction, it is also necessary to assess the housing. Each banking organization has its own conditions for providing documents. The borrower is advised to study the terms of the contract in detail
Mortgage restructuring: conditions and documents
Last modified: 2025-01-24 13:01
At the moment, in practice, the restructuring of loans has not yet received due distribution. The thing is that such an exit is beneficial only to the borrower, on the part of the bank the only benefit is that the debtor will pay, but not in the same way as before
Early repayment of a mortgage, Sberbank: conditions, reviews, procedure. Is it possible to early repay a mortgage in Sberbank?
Last modified: 2025-01-24 13:01
Should I take out a mortgage loan? After all, it is a heavy burden on the shoulders of payers. This is because the interest is very high and often exceeds the real value of the apartment. The truth is, people simply have no other choice. This is the only option that allows you to purchase your own home
Affordable and interesting loan at Sberbank for housing
Last modified: 2025-01-24 13:01
Today, a Sberbank loan for housing can be issued under several programs, three of which are basic, and four are special. Despite the conservatism and exactingness for which this institution is famous, getting a loan to buy a home is not so difficult
How to calculate a mortgage: tips for future owners
Last modified: 2025-01-24 13:01
Mortgage is the most common way to buy your own apartment. There is no shortage of such offers in the credit services market. Knowing how to calculate a mortgage, each potential borrower will be able to choose the right lender
How to pay off your mortgage faster? Schemes, options, conditions
Last modified: 2025-01-24 13:01
Everyone who purchased a home with credit funds is wondering: how to pay off the mortgage faster? After all, for almost every person this issue is psychological in nature. It is very difficult to realize and accept that for decades, the borrower will pay the debt
Mortgage loan refinancing: conditions, best offers
Last modified: 2025-06-01 07:06
Housing is the most expensive thing a modern person has. However, a few can afford it without borrowed funds from the bank - mortgages. During the entire repayment period, there is always a risk of failure, and as a result, the loss of housing and savings. Are there any financial instruments for this case?
How to get a mortgage without a down payment?
Last modified: 2025-01-24 13:01
Many people think about how to get a mortgage without a down payment. The article lists numerous ways to get a mortgage loan without investing your money. The step-by-step process of applying for a loan at a bank is given, as well as the documents necessary for this
Mortgage without income certificate: procedure and conditions for obtaining
Last modified: 2025-01-24 13:01
Can I get a home loan in the absence of official employment? Yes, if we consider exclusively bank mortgage programs without proof of income. How do these programs work and what do you need to receive funds?
What documents are needed for a mortgage
Last modified: 2025-01-24 13:01
Many people prefer to use borrowed funds when buying property. Therefore, it is important to understand what documents are required for a mortgage, as they affect the decision of the bank. The number of securities depends on the selected property, the status of the borrower and other factors disclosed in the article
Favorable mortgage for building a house
Last modified: 2025-01-24 13:01
After contacting the bank and applying for a loan, as well as completing all the necessary documents, you have to wait a long time for your issue to be resolved. In this case, there is no certainty that it will be approved. At the same time, to obtain it, you will need to provide a large number of documents, and, accordingly, spend a lot of time
Where and how to get a mortgage profitably: step-by-step instructions, necessary documents and reviews
Last modified: 2025-01-24 13:01
Mortgage lending is beneficial for those who are confident in the future. By concluding a deal with a bank, you can purchase real estate without having the required amount of funds
How to get a mortgage for a young family: conditions and description of programs from banks
Last modified: 2025-01-24 13:01
After the registration of marriage, the family begins to solve pressing problems, one of which is the acquisition of housing. The state encourages families and is ready to support in various ways. They have a special system of mortgage lending
Mortgage without down payment in "Rosselkhozbank": conditions, interest rate
Last modified: 2025-01-24 13:01
Housing is one of the main needs of each of us. Unfortunately, in our time, own square meters are not cheap. But since it is difficult to exist without an apartment or house, people solve this problem by applying for a targeted loan. And before that, they carefully study the offers that are on the financial market. And many are very interested in a mortgage without a down payment in Rosselkhozbank
Mortgage in Novosibirsk without a down payment: banks, conditions, reviews
Last modified: 2025-01-24 13:01
One of the options for solving the problem of not having one's own living space is often to eat it, but such a way out can only be temporary. Therefore, today banks offer a large number of programs and products that you can use when purchasing real estate
What percentage of mortgages on second homes?
Last modified: 2025-01-24 13:01
Statistics of 2016 identified Sberbank of Russia as the leader in the number of cash mortgage loans issued due to the confidence of a significant part of the population. The policy of the State Bank in 2017 is aimed at creating all the necessary conditions for citizens to be able to get a mortgage loan with a minimum interest
Under what conditions they give a mortgage: documents, features and recommendations
Last modified: 2025-01-24 13:01
Everyone needs their own apartment. Or a house. But not everyone can afford real estate, which in our time costs a lot of money. And salaries in Russia, as everyone is well aware, leave much to be desired. Naturally, many draw up a mortgage. And since this topic is urgent and relevant, it is worth talking about the conditions of housing loans and many other nuances
Mortgage in the "Bank of Moscow": terms of registration, terms, rates, documents
Last modified: 2025-01-24 13:01
Today, credit products play an important role in the lives of almost all citizens. At the same time, mortgages take the first place, since thanks to such a program, it is possible to purchase their own housing for those families who have long dreamed of it
Mortgage ("Raiffeisenbank"): reviews, conditions, rate, repayment, refinancing
Last modified: 2025-01-24 13:01
With the development of the socio-economic sphere, the need of the population for lending is increasing. Making a loan in financial institutions makes it possible to make a profitable purchase, find the necessary amount at the right time or buy real estate using a mortgage. Many profitable offers can be found among the loan programs of Raiffeisenbank
JSC Sviaz-Bank JSC, military mortgage: conditions, calculator
Last modified: 2025-01-24 13:01
Now many banks offer mortgages. And since there are many military personnel in our country, there are special programs for them that allow them to profitably purchase housing
What do you need for a mortgage on an apartment? What documents are required?
Last modified: 2025-01-24 13:01
Thinking about buying your own apartment? Have you chosen the right option, but you do not have enough money? Or have you decided not to invest a lot of personal savings, but to use a lending service? Then a mortgage is what you need
Mortgage from Absolut Bank: reviews, rate, conditions
Last modified: 2025-01-24 13:01
Is it profitable to take a mortgage in Absolut Bank? What lending conditions does this institution offer? Details in this article
How to lower the mortgage rate at Sberbank? Conditions for obtaining a mortgage in Sberbank
Last modified: 2025-01-24 13:01
The need to refinance a mortgage can appear in several cases. Firstly, such a reason may be the fact that the interest rate on mortgages at Sberbank has decreased. Secondly, due to the change in the weight of payments when the exchange rate fluctuates. And although Sberbank provides mortgages in rubles, this does not change the fact that changes in the exchange rate of foreign currencies affect the solvency of the population
How is the mortgage repaid at the expense of the state?
Last modified: 2025-06-01 07:06
Unforeseen situations can happen to everyone. Often they are associated with a decrease in income, which affects many areas of a person's life. If there are credit obligations, for example, a mortgage, then you have to save a lot. You also need to look for ways to pay off the loan
The procedure and stages of obtaining a mortgage in Sberbank
Last modified: 2025-01-24 13:01
Mortgage for many families is considered the only way to purchase their own home. The tracking process includes several steps. It is important to prepare for them in order to fulfill everything according to the norms of the law. More about them will be discussed in the article
Mortgage: maximum maturity
Last modified: 2025-01-24 13:01
Mortgage for many citizens of our country is the only option for acquiring their living space. It is considered a long-term banking product, which is associated with many risks. Usually a mortgage is issued for 10-15 years. The maximum repayment period varies from bank to bank
The main reasons for the refusal of a mortgage in Sberbank
Last modified: 2025-01-24 13:01
The procedure for obtaining a mortgage is quite complicated. Often applications are rejected. The reasons for refusal of a mortgage in Sberbank may be different. Often this is due to insufficient income, poor credit history and non-compliance. But there may be other reasons as well. More about them will be discussed in the article
Removal of encumbrance on Sberbank mortgage: documents, terms, reviews
Last modified: 2025-01-24 13:01
After the payment of the debt, the encumbrance on the mortgage is removed. Sberbank, like other institutions, offers to carry out this procedure competently. More about this will be discussed in the article
Mat. capital as a down payment on a mortgage: conditions. Documents for repaying a mortgage with maternity capital
Last modified: 2025-01-24 13:01
Only a handful of young families manage to independently purchase their own housing, which would meet their desires, with money set aside from their salaries. Of course, this can be the help of relatives, their accumulated money, but the most common type of funds is mortgage lending
What is AHML? Features of the organization
Last modified: 2025-01-24 13:01
Mortgage has long been considered a popular service, as it allows you to purchase your own home. What is AHIC? This agency allows you to arrange a mortgage. The organization offers several programs with their own conditions
Mortgage in Yekaterinburg without down payment: banks, conditions
Last modified: 2025-01-24 13:01
The article tells about mortgage lending in Yekaterinburg. Various loan options considered
Mortgage in St. Petersburg: banks, terms and conditions
Last modified: 2025-01-24 13:01
The article talks about different options for mortgage lending. The conditions of banks providing such services are also considered
Where and how to get a mortgage in Chelyabinsk - features and recommendations
Last modified: 2025-01-24 13:01
Mortgage lending is a great way for a young family to purchase their own home. But this is in theory, but in practice, sometimes you have to spend a lot of time and effort in order to get a loan from a bank. At the same time, taking is half the problem, then you need to give it back. But today we will talk about where and how to get a mortgage in Chelyabinsk
Problems of mortgage lending in Russia
Last modified: 2025-01-24 13:01
The article tells about the problems of mortgage lending in Russia. Various aspects of housing loans and ways to solve the current situation are considered
What are the terms of the social mortgage?
Last modified: 2025-01-24 13:01
Modern housing is very expensive. Most people in our country can't afford it. In Soviet times, the state built it at its own expense and simply distributed it to its citizens. In the nineties, with the collapse of the country, the former housing system also collapsed. In modern conditions, the way out was found in the social mortgage. So what are the terms of a social mortgage these days?
State mortgage programs in Russia: conditions, package of documents
Last modified: 2025-01-24 13:01
Everyone wants to arrange their life and do it as soon as possible. The state is trying to help citizens solve this problem with the help of concessional lending programs. Today in Russia you can get a social mortgage, take a loan from a bank or participate in a social project
What is mortgage refinancing and bank refinancing?
Last modified: 2025-01-24 13:01
The article will tell you what mortgage refinancing is and what are the main advantages of such a financial program
Is mortgage refinancing profitable? Pros and cons, bank reviews
Last modified: 2025-06-01 07:06
Decrease in mortgage rates has led to the fact that the Russians began to apply for refinancing loans more often. Banks do not satisfy these requests. In July 2017, the average loan rate was 11%. This is a new record in the history of the Central Bank. Two years ago, mortgages were issued at 15%. How do citizens achieve favorable credit conditions?
Mortgage of secondary housing in Sberbank: terms of registration, interest rate
Last modified: 2025-01-24 13:01
The article describes the features of obtaining a mortgage for secondary housing in Sberbank. The conditions and features of lending are considered
Mortgage refinancing in Rosbank: conditions, reviews
Last modified: 2025-01-24 13:01
The article describes the features and conditions of refinancing in "Rosbank". The key points of on-lending are considered
How to calculate the monthly mortgage payment: formula, example
Last modified: 2025-06-01 07:06
You must have long dreamed of having your own private corner, often imagined yourself in your own apartment or house. But real estate prices are high and constantly growing, not everyone can quickly save up such an amount for a purchase. But what about the dream? And here you should not be upset! Mortgage from Sberbank will help make your dream come true
How to get a mortgage in Moscow: conditions
Last modified: 2025-01-24 13:01
An article about how you can get mortgage lending in Moscow. The features of loans for nonresident residents of the country are considered
Benefits when buying an apartment: types of benefits, government assistance, tax calculation and legal advice
Last modified: 2025-01-24 13:01
The statistics in our country are disappointing: every second Russian has problems with housing. Some people save half their lives, others take out mortgages, others get in line for social programs. But people in any category will not forego benefits at the time of the transaction because they want to save money. So what are benefits and who do they apply to?
How to get an apartment in a mortgage without a down payment in Krasnoyarsk
Last modified: 2025-01-24 13:01
How can I get a mortgage without a down payment in Krasnoyarsk? What are the ways to get a mortgage loan without a down payment, what documents are needed for this? Pros and cons of such a mortgage
What is the mortgage interest rate in the US?
Last modified: 2025-01-24 13:01
An article about the features of obtaining a mortgage in the US. The key points that you need to know in order to conclude an agreement with a bank are considered
Real estate registration in the mortgage center of Sberbank in Moscow
Last modified: 2025-01-24 13:01
Mortgage centers of Sberbank in Moscow are quite well-known, which allows any potential borrower to choose a conveniently located office. The opening of such centers has reduced the time interval for waiting for manager's advice
Is it possible to refuse a mortgage: conditions for concluding an agreement, how to terminate
Last modified: 2025-01-24 13:01
Borrowers facing various financial difficulties are wondering if it is possible to abandon the mortgage. The article describes how the agreement is terminated when using a military mortgage, materkapital or after a divorce of borrowers. Rules for waiving mortgage insurance are given
How many times you can take a mortgage: restrictions and legal opportunities, mortgage conditions
Last modified: 2025-01-24 13:01
Most citizens of our country are forced to take out a mortgage to buy a home. For many, this option of acquiring their own housing is the only possible one. Housing statistics states that 7 out of 10 apartments are purchased through a mortgage loan. At the same time, a logical question often arises: "How many times can you take a mortgage and what is needed to re-register it?"
Bank "DeltaCredit", mortgage: reviews, conditions, interest rate
Last modified: 2025-01-24 13:01
According to the reviews, a mortgage from DeltaCredit Bank is one of the most profitable and convenient ways to purchase your own home or improve your living conditions. This is a large financial institution that offers to issue a loan for the purchase of an apartment or its share, a private house at reduced rates
Mortgage: where to start. Conditions, procedure for registration, necessary documents, advice
Last modified: 2025-01-24 13:01
Which of us is not familiar with the word "mortgage"? Even if we ourselves did not specifically encounter it, our relatives, friends, acquaintances, work colleagues, and neighbors certainly have it. Few people today can afford to purchase real estate without a mortgage. And what is the right way to take it? Where to begin?
Pitfalls of a mortgage: the nuances of a mortgage loan, the risks, the intricacies of concluding an agreement, advice and recommendations from lawyers
Last modified: 2025-01-24 13:01
Mortgage credit as a long-term loan for real estate every year is becoming more accessible to the working population of our country. With the help of various social programs, the state supports young families in terms of improving their own households. There are conditions that allow you to take a mortgage on the most favorable terms. But there are pitfalls in mortgage loan agreements that are useful to know about before contacting a bank
Tax deduction for mortgage interest. property tax deduction
Last modified: 2025-06-01 07:06
Today, not every citizen has enough free cash to buy an apartment. Many have to use loans. Targeted loans give the right to claim a tax deduction for mortgage interest, provided that the documents are executed in the territory of the Russian Federation