Mortgage 2024, November
Which bank to take a mortgage? Which bank has the lowest mortgage rate?
Mortgage is offered by many banks on different terms. When choosing a bank in which this loan will be issued, it is important to take into account the interest rate and other parameters. Most often, citizens turn to large and well-known banking institutions that are participants in government programs
Rating of banks on mortgage: rates, conditions, documents
Mortgage - a bank loan for the purchase of real estate. In recent years, this type of banking services has been gaining momentum in Russia and more and more people are getting the opportunity to acquire their own roof over their heads. To do this, it is enough to have a certain level of income, a permanent job and a willingness to take responsibility for a long time
Is it possible to get a mortgage without official employment: tips and tricks
How to get a mortgage without formal employment? A pressing issue that worries those who have the necessary amount of money, but cannot provide the bank with the required certificates. Getting a mortgage without official employment is difficult, but possible; how - we will tell in the article
Help 2-personal income tax for a mortgage: procedure for obtaining, validity period, sample
Increasingly, citizens of our country began to apply to banking institutions for mortgage lending. One determining factor in the loan amount is information about a permanent source of income. Such a certificate is called 2-personal income tax. Accordingly, many questions arise. What certificate of 2-NDFL is needed for a mortgage, for what period to take a document, who draws it up?
Mortgage for individual entrepreneurs in Sberbank: conditions, documents, interest rate
The number of individual entrepreneurs in our country is increasing every year. The government is developing and implementing incentives and subsidies to support small and medium-sized businesses. But any commercial activity requires the investment of material resources. For its expansion, it is most often necessary to purchase real estate. An entrepreneur does not always have such a large amount of money in his hands, and he is forced to apply for a loan from a banking institution
Approval of a mortgage in Sberbank: how long to wait, the timing of the application, reviews
Wishing to purchase their own housing, customers turn to Sberbank for mortgage loans. A mortgage allows you to purchase an apartment or house without waiting for the buyer to accumulate the required amount of cash. The terms of consideration affect the possibility of buying the desired property. Therefore, many clients want to know how long to wait for the approval of a mortgage at Sberbank. The conditions depend on the specifics of the contract, but most applications are considered within the established time frame
Mortgage refinancing at Raiffeisenbank: conditions, interest rate, tips and tricks
Almost all leading banking organizations offer mortgage refinancing to their borrowers. Raiffeisenbank was no exception. Home loan payers have the opportunity to recalculate the debt at a more loyal interest rate
How profitable to pay off the mortgage early: methods and useful tips
As part of the payment of such a debt, when a person has extra money, they can be spent on early repayment. But not everything is so simple. A lot of questions immediately arise about how best to get rid of a loan, reducing the period or amount. When is it better to do it: at the end or at the beginning? Accumulate funds and pay them in full or deposit in small amounts?
Maternity capital under a mortgage in Sberbank: registration rules, necessary documents and amount
One of the most popular ways to use maternity capital is to send money to improve your living conditions. In 2019, the amount of the certificate will be 453,026 rubles. This is a very impressive amount, but still not enough to buy a home. Therefore, families decide to issue maternity capital under a mortgage at Sberbank. It is this financial institution that is one of the leaders in issuing loans for the purchase of real estate
Help on the form of a bank for a mortgage: the procedure for obtaining, terms of provision, an overview of banks
Salary "in an envelope" is not displayed in official documents. What to do if you want to apply for a mortgage loan. How to provide data on real wages? For these purposes, there is a certificate in the form of a bank for a mortgage. How to properly issue a certificate? Which banks operate in this way? What are the conditions for obtaining a loan
How to invest maternity capital in a mortgage: conditions and documents
One way to use maternity capital is to contribute to a mortgage loan. For many families, this helps to solve the problem of a down payment or pay off part of the loan. In order not to refuse the transfer of money, you need to know some of the nuances of the procedure. Let's talk about them
Apply for a mortgage at Sberbank: required documents, application procedure, conditions for obtaining, terms
In modern life, one of the most pressing is the problem of housing. It is no secret that not every family, especially a young one, has the opportunity to purchase their own apartment, so people are increasingly interested in what housing lending is and how to get it
How to get a mortgage with a small official salary: necessary documents, procedure and conditions for registration, payment terms
What wage is considered low for a mortgage? What to do if you receive a salary "in an envelope"? Is it possible to provide information about a gray salary to the bank? What other income can be indicated for obtaining a mortgage loan? Is there a way to get a mortgage without proof of income?
Is it possible to rent out a mortgage apartment: mortgage conditions, necessary documents and legal advice
At present, more and more often real estate is acquired with the help of mortgage lending. The main advantage of this method is based on the fact that a profitable loan for a long time becomes available for the future owner of the dwelling
Mortgage apartment: how to get a tax deduction and who is supposed to
A tax deduction is a way to get back some of your own money paid to the government in the form of taxes. In Russia, there are many reasons to return part of the money: for example, mortgage borrowers receive such a deduction on a par with those who pay for housing with live finances
Mortgage broker: what is it, functions, range of services
Many people who want to get a mortgage think about what it is: a mortgage broker. The article describes what services are offered by this specialist. Its capabilities and responsibilities are given, as well as the successive stages of cooperation are described
Which bank gives a mortgage on a room: lists of banks, mortgage conditions, a package of documents, terms of consideration, payment and the amount of the mortgage loan rate
Your own housing is a necessity, but not everyone has it. Since apartment prices are high, when choosing a prestigious area, a large area and the cost increases markedly. Sometimes it is better to buy a room, which will be somewhat cheaper. This procedure has its own characteristics. Which banks give a mortgage on a room, is described in the article
Mortgage on 2 documents in Sberbank: terms of provision, necessary documents and interest rates
Every person wants to own their own living space. But not everyone, unfortunately, has the opportunity to immediately buy it. Fortunately, in our time, almost everyone can get a home loan from a bank. Now we will talk about the option, which is one of the most popular. And this is a mortgage according to 2 documents in Sberbank
Do single mothers get mortgages? Features, conditions and registration process
For many young families and single mothers, the issue of purchasing separate housing is one of the top priorities. Since it is almost impossible to accumulate a large amount of money to buy an apartment, many are trying to get a mortgage. But not all applications of borrowers are approved by banks. Are single mothers given mortgages - a pressing issue for women raising children on their own
Mortgage in Germany: choice of real estate, conditions for obtaining a mortgage, necessary documents, conclusion of an agreement with a bank, mortgage rate, terms of consideration
Many people are thinking about buying a home abroad. Someone might think that this is unrealistic, because prices for apartments and houses abroad are too high, by our standards. It's a delusion! Take, for example, a mortgage in Germany. This country has one of the lowest interest rates in all of Europe. And since the topic is interesting, you should consider it in more detail, as well as consider in detail the process of obtaining a home loan
Refinancing mortgages: banks. Mortgage refinancing in Sberbank: reviews
Increasing interest on bank loan products pushes borrowers to look for profitable offers. As a result, mortgage lending is becoming more and more popular
Mortgage rate. The most profitable mortgage loans
Mortgage rates vary by bank. Its value depends on the period for which you take a loan, on the availability of collateral, insurance, commission payments
The procedure for obtaining a mortgage: documents, terms, expenses
Quite often, when there is not enough money to buy their own home, people buy it on credit. The procedure for obtaining a mortgage implies the fulfillment and observance by the borrower of certain conditions. That is why before contacting the bank, you should study all the subtleties of this process. So you can avoid difficulties and quickly get a mortgage loan
First installment on a mortgage: size, terms of payment
In order to purchase housing, most people take loans from banks. But the bank does not provide this service for everyone. To get a loan, you need to have a good credit history, an official job, as well as a down payment on a mortgage. Usually this amount is measured in several hundred thousand rubles, so not everyone has it
Tax deduction for mortgage interest. property tax deduction
Today, not every citizen has enough free cash to buy an apartment. Many have to use loans. Targeted loans give the right to claim a tax deduction for mortgage interest, provided that the documents are executed in the territory of the Russian Federation
Pitfalls of a mortgage: the nuances of a mortgage loan, the risks, the intricacies of concluding an agreement, advice and recommendations from lawyers
Mortgage credit as a long-term loan for real estate every year is becoming more accessible to the working population of our country. With the help of various social programs, the state supports young families in terms of improving their own households. There are conditions that allow you to take a mortgage on the most favorable terms. But there are pitfalls in mortgage loan agreements that are useful to know about before contacting a bank
Mortgage: where to start. Conditions, procedure for registration, necessary documents, advice
Which of us is not familiar with the word "mortgage"? Even if we ourselves did not specifically encounter it, our relatives, friends, acquaintances, work colleagues, and neighbors certainly have it. Few people today can afford to purchase real estate without a mortgage. And what is the right way to take it? Where to begin?
Bank "DeltaCredit", mortgage: reviews, conditions, interest rate
According to the reviews, a mortgage from DeltaCredit Bank is one of the most profitable and convenient ways to purchase your own home or improve your living conditions. This is a large financial institution that offers to issue a loan for the purchase of an apartment or its share, a private house at reduced rates
How many times you can take a mortgage: restrictions and legal opportunities, mortgage conditions
Most citizens of our country are forced to take out a mortgage to buy a home. For many, this option of acquiring their own housing is the only possible one. Housing statistics states that 7 out of 10 apartments are purchased through a mortgage loan. At the same time, a logical question often arises: "How many times can you take a mortgage and what is needed to re-register it?"
Is it possible to refuse a mortgage: conditions for concluding an agreement, how to terminate
Borrowers facing various financial difficulties are wondering if it is possible to abandon the mortgage. The article describes how the agreement is terminated when using a military mortgage, materkapital or after a divorce of borrowers. Rules for waiving mortgage insurance are given
Real estate registration in the mortgage center of Sberbank in Moscow
Mortgage centers of Sberbank in Moscow are quite well-known, which allows any potential borrower to choose a conveniently located office. The opening of such centers has reduced the time interval for waiting for manager's advice
What is the mortgage interest rate in the US?
An article about the features of obtaining a mortgage in the US. The key points that you need to know in order to conclude an agreement with a bank are considered
How to get an apartment in a mortgage without a down payment in Krasnoyarsk
How can I get a mortgage without a down payment in Krasnoyarsk? What are the ways to get a mortgage loan without a down payment, what documents are needed for this? Pros and cons of such a mortgage
Benefits when buying an apartment: types of benefits, government assistance, tax calculation and legal advice
The statistics in our country are disappointing: every second Russian has problems with housing. Some people save half their lives, others take out mortgages, others get in line for social programs. But people in any category will not forego benefits at the time of the transaction because they want to save money. So what are benefits and who do they apply to?
How to get a mortgage in Moscow: conditions
An article about how you can get mortgage lending in Moscow. The features of loans for nonresident residents of the country are considered
How to calculate the monthly mortgage payment: formula, example
You must have long dreamed of having your own private corner, often imagined yourself in your own apartment or house. But real estate prices are high and constantly growing, not everyone can quickly save up such an amount for a purchase. But what about the dream? And here you should not be upset! Mortgage from Sberbank will help make your dream come true
Mortgage refinancing in Rosbank: conditions, reviews
The article describes the features and conditions of refinancing in "Rosbank". The key points of on-lending are considered
Mortgage of secondary housing in Sberbank: terms of registration, interest rate
The article describes the features of obtaining a mortgage for secondary housing in Sberbank. The conditions and features of lending are considered
Is mortgage refinancing profitable? Pros and cons, bank reviews
Decrease in mortgage rates has led to the fact that the Russians began to apply for refinancing loans more often. Banks do not satisfy these requests. In July 2017, the average loan rate was 11%. This is a new record in the history of the Central Bank. Two years ago, mortgages were issued at 15%. How do citizens achieve favorable credit conditions?
What is mortgage refinancing and bank refinancing?
The article will tell you what mortgage refinancing is and what are the main advantages of such a financial program
State mortgage programs in Russia: conditions, package of documents
Everyone wants to arrange their life and do it as soon as possible. The state is trying to help citizens solve this problem with the help of concessional lending programs. Today in Russia you can get a social mortgage, take a loan from a bank or participate in a social project
What are the terms of the social mortgage?
Modern housing is very expensive. Most people in our country can't afford it. In Soviet times, the state built it at its own expense and simply distributed it to its citizens. In the nineties, with the collapse of the country, the former housing system also collapsed. In modern conditions, the way out was found in the social mortgage. So what are the terms of a social mortgage these days?
Problems of mortgage lending in Russia
The article tells about the problems of mortgage lending in Russia. Various aspects of housing loans and ways to solve the current situation are considered
Where and how to get a mortgage in Chelyabinsk - features and recommendations
Mortgage lending is a great way for a young family to purchase their own home. But this is in theory, but in practice, sometimes you have to spend a lot of time and effort in order to get a loan from a bank. At the same time, taking is half the problem, then you need to give it back. But today we will talk about where and how to get a mortgage in Chelyabinsk
Mortgage in St. Petersburg: banks, terms and conditions
The article talks about different options for mortgage lending. The conditions of banks providing such services are also considered
Mortgage in Yekaterinburg without down payment: banks, conditions
The article tells about mortgage lending in Yekaterinburg. Various loan options considered
What is AHML? Features of the organization
Mortgage has long been considered a popular service, as it allows you to purchase your own home. What is AHIC? This agency allows you to arrange a mortgage. The organization offers several programs with their own conditions
Mat. capital as a down payment on a mortgage: conditions. Documents for repaying a mortgage with maternity capital
Only a handful of young families manage to independently purchase their own housing, which would meet their desires, with money set aside from their salaries. Of course, this can be the help of relatives, their accumulated money, but the most common type of funds is mortgage lending
Removal of encumbrance on Sberbank mortgage: documents, terms, reviews
After the payment of the debt, the encumbrance on the mortgage is removed. Sberbank, like other institutions, offers to carry out this procedure competently. More about this will be discussed in the article
The main reasons for the refusal of a mortgage in Sberbank
The procedure for obtaining a mortgage is quite complicated. Often applications are rejected. The reasons for refusal of a mortgage in Sberbank may be different. Often this is due to insufficient income, poor credit history and non-compliance. But there may be other reasons as well. More about them will be discussed in the article
Mortgage: maximum maturity
Mortgage for many citizens of our country is the only option for acquiring their living space. It is considered a long-term banking product, which is associated with many risks. Usually a mortgage is issued for 10-15 years. The maximum repayment period varies from bank to bank
The procedure and stages of obtaining a mortgage in Sberbank
Mortgage for many families is considered the only way to purchase their own home. The tracking process includes several steps. It is important to prepare for them in order to fulfill everything according to the norms of the law. More about them will be discussed in the article
How is the mortgage repaid at the expense of the state?
Unforeseen situations can happen to everyone. Often they are associated with a decrease in income, which affects many areas of a person's life. If there are credit obligations, for example, a mortgage, then you have to save a lot. You also need to look for ways to pay off the loan
How to lower the mortgage rate at Sberbank? Conditions for obtaining a mortgage in Sberbank
The need to refinance a mortgage can appear in several cases. Firstly, such a reason may be the fact that the interest rate on mortgages at Sberbank has decreased. Secondly, due to the change in the weight of payments when the exchange rate fluctuates. And although Sberbank provides mortgages in rubles, this does not change the fact that changes in the exchange rate of foreign currencies affect the solvency of the population
Mortgage from Absolut Bank: reviews, rate, conditions
Is it profitable to take a mortgage in Absolut Bank? What lending conditions does this institution offer? Details in this article
What do you need for a mortgage on an apartment? What documents are required?
Thinking about buying your own apartment? Have you chosen the right option, but you do not have enough money? Or have you decided not to invest a lot of personal savings, but to use a lending service? Then a mortgage is what you need
JSC Sviaz-Bank JSC, military mortgage: conditions, calculator
Now many banks offer mortgages. And since there are many military personnel in our country, there are special programs for them that allow them to profitably purchase housing
Mortgage ("Raiffeisenbank"): reviews, conditions, rate, repayment, refinancing
With the development of the socio-economic sphere, the need of the population for lending is increasing. Making a loan in financial institutions makes it possible to make a profitable purchase, find the necessary amount at the right time or buy real estate using a mortgage. Many profitable offers can be found among the loan programs of Raiffeisenbank
Mortgage in the "Bank of Moscow": terms of registration, terms, rates, documents
Today, credit products play an important role in the lives of almost all citizens. At the same time, mortgages take the first place, since thanks to such a program, it is possible to purchase their own housing for those families who have long dreamed of it
Under what conditions they give a mortgage: documents, features and recommendations
Everyone needs their own apartment. Or a house. But not everyone can afford real estate, which in our time costs a lot of money. And salaries in Russia, as everyone is well aware, leave much to be desired. Naturally, many draw up a mortgage. And since this topic is urgent and relevant, it is worth talking about the conditions of housing loans and many other nuances
What percentage of mortgages on second homes?
Statistics of 2016 identified Sberbank of Russia as the leader in the number of cash mortgage loans issued due to the confidence of a significant part of the population. The policy of the State Bank in 2017 is aimed at creating all the necessary conditions for citizens to be able to get a mortgage loan with a minimum interest
Mortgage in Novosibirsk without a down payment: banks, conditions, reviews
One of the options for solving the problem of not having one's own living space is often to eat it, but such a way out can only be temporary. Therefore, today banks offer a large number of programs and products that you can use when purchasing real estate
Mortgage without down payment in "Rosselkhozbank": conditions, interest rate
Housing is one of the main needs of each of us. Unfortunately, in our time, own square meters are not cheap. But since it is difficult to exist without an apartment or house, people solve this problem by applying for a targeted loan. And before that, they carefully study the offers that are on the financial market. And many are very interested in a mortgage without a down payment in Rosselkhozbank
How to get a mortgage for a young family: conditions and description of programs from banks
After the registration of marriage, the family begins to solve pressing problems, one of which is the acquisition of housing. The state encourages families and is ready to support in various ways. They have a special system of mortgage lending
Where and how to get a mortgage profitably: step-by-step instructions, necessary documents and reviews
Mortgage lending is beneficial for those who are confident in the future. By concluding a deal with a bank, you can purchase real estate without having the required amount of funds
Favorable mortgage for building a house
After contacting the bank and applying for a loan, as well as completing all the necessary documents, you have to wait a long time for your issue to be resolved. In this case, there is no certainty that it will be approved. At the same time, to obtain it, you will need to provide a large number of documents, and, accordingly, spend a lot of time
What documents are needed for a mortgage
Many people prefer to use borrowed funds when buying property. Therefore, it is important to understand what documents are required for a mortgage, as they affect the decision of the bank. The number of securities depends on the selected property, the status of the borrower and other factors disclosed in the article
Mortgage without income certificate: procedure and conditions for obtaining
Can I get a home loan in the absence of official employment? Yes, if we consider exclusively bank mortgage programs without proof of income. How do these programs work and what do you need to receive funds?
How to get a mortgage without a down payment?
Many people think about how to get a mortgage without a down payment. The article lists numerous ways to get a mortgage loan without investing your money. The step-by-step process of applying for a loan at a bank is given, as well as the documents necessary for this
Mortgage loan refinancing: conditions, best offers
Housing is the most expensive thing a modern person has. However, a few can afford it without borrowed funds from the bank - mortgages. During the entire repayment period, there is always a risk of failure, and as a result, the loss of housing and savings. Are there any financial instruments for this case?
How to pay off your mortgage faster? Schemes, options, conditions
Everyone who purchased a home with credit funds is wondering: how to pay off the mortgage faster? After all, for almost every person this issue is psychological in nature. It is very difficult to realize and accept that for decades, the borrower will pay the debt
How to calculate a mortgage: tips for future owners
Mortgage is the most common way to buy your own apartment. There is no shortage of such offers in the credit services market. Knowing how to calculate a mortgage, each potential borrower will be able to choose the right lender
Affordable and interesting loan at Sberbank for housing
Today, a Sberbank loan for housing can be issued under several programs, three of which are basic, and four are special. Despite the conservatism and exactingness for which this institution is famous, getting a loan to buy a home is not so difficult
Early repayment of a mortgage, Sberbank: conditions, reviews, procedure. Is it possible to early repay a mortgage in Sberbank?
Should I take out a mortgage loan? After all, it is a heavy burden on the shoulders of payers. This is because the interest is very high and often exceeds the real value of the apartment. The truth is, people simply have no other choice. This is the only option that allows you to purchase your own home
Mortgage restructuring: conditions and documents
At the moment, in practice, the restructuring of loans has not yet received due distribution. The thing is that such an exit is beneficial only to the borrower, on the part of the bank the only benefit is that the debtor will pay, but not in the same way as before
How to properly arrange a mortgage?
Mortgage registration is carried out according to the provided documents of the borrower. Banking organizations offer the population such a service as registration of an apartment on a mortgage. The procedure for registration involves the provision of a package of documents for the ongoing sale and purchase transaction, it is also necessary to assess the housing. Each banking organization has its own conditions for providing documents. The borrower is advised to study the terms of the contract in detail
Early repayment of a mortgage: conditions, documents
If you decide to repay the loan ahead of schedule, you need to familiarize yourself with all the details of the contract. Banks are unprofitable early repayment of mortgages. Therefore, they prescribe limiting conditions in the documents
Bonds (mortgage) in Russia: where do banks get money for mortgages?
Bonds (mortgage) account for more than 80% of all real estate transactions in the US, in Russia - less than 10%. The prospects of the securities are obvious. However, many people do not know not only what mortgage-backed bonds are, but also the basic concepts
Mortgage with state support. Rosselkhozbank: mortgage conditions, reviews
Modern youth will be helped out when buying real estate by a mortgage with state support. Rosselkhozbank also implemented such a program. Thanks to her, a profitable mortgage is now available to almost everyone
Is it possible to get a mortgage in Russia without a down payment
Getting a mortgage with no down payment often seems like the only housing solution for many borrowers, but is it realistic? What are the features and pitfalls of such a loan?
Is it possible to repay a mortgage in Sberbank early with maternity capital?
Parents with two or more children often have to deal with the question of whether it is possible to pay off the mortgage early in Sberbank. How soon the family will be allowed to use an important state subsidy - maternity capital depends on the conditions for using the loan
How to buy an apartment with a mortgage? Mortgage apartment insurance
The question of how to buy an apartment with a mortgage is very relevant today for many. This article describes the main steps and features of obtaining a home loan and the insurance procedure that accompanies it
What types of mortgages exist and which one is better to take
Every person dreams of their own square meters. Having a personal "corner" is wonderful. But not everyone has enough money to buy it. Or funds are available, but not for the option that I would like to purchase. In this case, a mortgage helps out. Today there are several types of loans. Each is good in its own way. And, since the topic is relevant, it is worth talking about it in more detail
Mortgage lending conditions: documents, down payment, interest rates, terms
Today, every reputable bank provides mortgage lending services. And, I must say, they are the most popular. Because these loans are issued for the purchase of housing, which is a necessity for each of us. Well, what conditions are offered to us today and what nuances do you need to know about in order to get a mortgage on more favorable terms?
Types of mortgage lending. Mortgage Lending Programs
Mortgage lending is now very common. Many people see this as almost the only hope for acquiring their own housing. There are many types of mortgage lending, each of which has its own characteristics
Evaluation of real estate for a mortgage in Sberbank: everything you need to know
Evaluation of real estate for a mortgage in Sberbank is one of the items that must be completed in order to successfully obtain a loan for housing. Its compulsion is regulated not only by the financial institution itself, but also by the legislation of the Russian Federation
Repayment of a mortgage with maternity capital: documents and description of the procedure
The possibility of using maternity capital funds for the purchase of housing is legally defined. All banks that engage in mortgage lending are required to accept state certificates for payment of interest and / or the body of the loan. Read more about how the mortgage is repaid by maternity capital, the documents required for processing and confirming the operation, read on
Mortgage: minimum term, conditions for obtaining. Minimum term of a military mortgage
People who want to solve financial problems often decide to apply for a loan. Or, if you need housing, take a mortgage. And everyone wants to get even with debts as soon as possible. Therefore, all people, before deciding to take such a responsible step, carefully calculate the amounts, terms, interest - just to get the maximum benefit. Well, the topic is interesting, therefore it is worth considering it in all its details
Where is it better to take a mortgage - conditions, banks, contributions
Each bank offers its own terms and interest rates. The state supports mortgages, and there are special programs that make it easier to pay. But to find out where it is better to take a mortgage, you need to familiarize yourself with the offers of various banks
Bank "Tinkoff", mortgage: reviews, conditions
Interested in a mortgage in Tinkoff Bank? Reviews about this service and the nuances of its design can be found in this article. Here you will read about the features of the mortgage and other interesting details
What you need to get a mortgage: a list of documents, insurance, terms of registration
To have your own apartment is probably the dream of every young family. However, not everyone can afford such a luxury: the value of real estate is currently breaking all records. But do not be upset! Thanks to the recently appeared type of lending - mortgages - this desire of young people has become feasible
"Rosvoenipoteka": how to find out how much is on the account by registration number?
Every serviceman of the former Soviet army knows firsthand how difficult it is to get housing for a person who has put on shoulder straps. Long-term standing in apartment queues and wandering around the garrisons did not at all guarantee receiving the coveted square meters by the time of departure for a well-deserved rest
Until what age do they give a mortgage on housing? Mortgage for pensioners
If you want to buy an apartment or a country house right now, but do not have enough cash, you have only one way out - a mortgage. Until what age do they give such a loan at Sberbank and other financial institutions? And is it possible to fulfill your dream even after retirement?
Housing for military personnel: military mortgage. What is a military mortgage? Mortgage for military personnel for a new building
As you know, the housing issue is one of the most burning issues not only in Russia, but also in other countries. To remedy this situation, the government of the Russian Federation has developed a special program. It is called "Military Mortgage". What is new invented by experts? And how will the new program help military personnel get their own housing? Read about it below
How to get a mortgage with bad credit: legal advice
Mortgage loans are one of the most sought-after types of loans worldwide. The opportunity to purchase your own home immediately, and not after many years of infringing on yourself literally in everything, attracts more and more people. However, getting a mortgage with bad credit can be a major problem on the way to the dream of owning your own corner
"Promsvyazbank", mortgage: conditions and reviews
Did you decide to contact Promsvyazbank? Are you interested in a mortgage? In this article you will find everything you need. Here you will learn about the current mortgage programs of the bank, the conditions for obtaining loans, study reviews and calculations
TSZhZ for a soldier. Accumulative-mortgage system of housing for military personnel
The times when everyone could get housing from the state are over. Now the solution of the housing problem falls on the shoulders of those in need. Since 2005, a special Targeted Housing Loan (CHL) system has been in operation for servicemen. The essence of this program will be discussed in this article
Social mortgage in Kazan. Social mortgage for young families
Mortgage is a type of loan under which the client purchases real estate and undertakes to repay the debt within a specified period. As security for the performance of an obligation, the property is pledged to the bank. The buyer may also mortgage other properties. The conditions for this type of lending in Russia are quite strict. Therefore, the government, together with banks, offers its service programs to a certain category of citizens
Can I get a mortgage without a down payment at Sberbank?
Mortgage loan is currently the most common option for buying a home. However, as a rule, initial savings are required to obtain a housing loan. Families who do not have them, naturally, are wondering if it is possible to take a mortgage without a down payment in Sberbank
Return of mortgage interest. How to get a refund of mortgage interest paid
Having your own home is a measure of value. About 30 years ago, the decision of this issue remained with the state. Now citizens must provide themselves with housing. But you can still count on some help. For example, the return of interest on a mortgage. About the essence and details of this process, read on