How to put money on the card through the terminal: simple ways, step-by-step instructions, recommendations and tips

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Using a terminal allows cardholders to quickly replenish their account without visiting a financial institution. It is convenient and practical. However, there are many nuances associated with the transfer of funds. This service is provided both by the banks themselves through official ATMs, and by intermediaries through terminals.

Considering the question of how to put money on the card through the terminal, it is worth mentioning right away that depending on the operator's company, type of bank card or bank, crediting may occur with delays. Additionally, intermediary banks can set commissions for this type of operation.

Transferring money to a card through the terminal saves time, but the amount may come less than sent. In addition, users should be careful and careful when entering bank details. There are cases when special devices are installed on ATMs that steal information from cards in order to withdraw everything from them later.funds.

Terminal Assignment

When answering the question of how to send money to a card through a terminal, you must first understand what this device is. This is a metal block that contains software, a monitor and a machine with a bill acceptor. Depending on the type of financial institution, as well as the category of intermediary, such boxes can be additionally equipped with various options.

In addition to replenishing a bank account in the terminal, you can:

• pay utility bills;
• top up mobile phone balance;
• pay fines and debts;
• shopping.

The advantage of using terminals is that most models do not require the bank card itself. The user can simply enter the details on the screen to transfer the required amount of funds.

Use advantage

It will not be difficult to put money on a bank card through the terminal. The device is equipped with an intuitive interface. If we consider intermediary models, they are quite compact and at the same time do not have physical control through buttons. Simply touch the touch screen with your finger to select menu options.

If we consider ATMs, most of them are equipped with physical buttons. This is necessary in order to record all user actions in order to prevent the possible risk of theft of funds from a stolen card.

After depositing cash, the device throughthe wireless data transmission channel sends information to the server where the payment order is generated. All actions take a few seconds. The participation of people in this process is minimal, so the written algorithm is responsible for the smoothness and speed of crediting money.

In addition, a convenient menu with a large selection of options allows you to transfer funds to various card formats and categories of banks. Usually the receipt of funds occurs within 15 minutes after the data is sent to the server.

What are the nuances of cash accrual

How to put money on the card through the terminal, if there are doubts about choosing a bank, a common question. It is worth paying attention to the fact that terminals and cyber cash desks accept the details of all legalized payment systems and categories of banks for crediting. No matter the credit or debit card used.

However, do not forget that the process of redirecting funds takes some time. On the Web, you can find many questions about the fact that after sending money through the terminal, funds were not credited to the account for a long time. Such cases occur and the operator himself is not always to blame.

The problem here is that the generated transaction must go through two registering authorities. The first is the operator himself, who owns the system and the terminal. After receiving the notification, he transfers from his correspondent account the amount specified in the application according to the bank details. When funds are sent from the owner, they must go to the bank account. First, the financial structure must register this transaction.

Very often, due to technical problems, the speed of transactions slows down and a queue forms. As a result, the money arrives after being sent to the account within three days.

What currency can I send money in

Money can be credited to a card through a terminal on the territory of the Russian Federation only in rubles. This rule applies only to terminals. If the user has deposits in other currencies, then he can deposit funds into them through official ATMs.

This convenient feature is international. Upon arrival in another country at airports, you can immediately transfer money at the desired rate into the local currency. Therefore, the terminals, if necessary, can act as a device for currency conversion. However, this feature should be clarified with the bank where the account was opened.

What you need to know about terminals

The next interesting point regarding the terminals is that the user can not only replenish the account, but also carry out various settings. Official ATMs also offer access to your personal account when you enter a pin code from a card. There is a support menu with answers to frequently asked questions. There you can also find instructions on how to transfer money to a card through the terminal.

If third-party terminals are used, for example, QIWI, they also have a personal account. The user can register in the system throughdevice, or through a mobile application by downloading it on the official website. The process does not take much time. The benefit of it is that a map is available that displays all the places where ATMs are located.

Additionally, when using the program, you can view all ongoing transactions and operations. There is an additional settings menu that allows you to receive electronic checks when making a transaction, as well as calculate expenses and receipts for the selected period.

Replenishment procedure

Now you need to figure out how to put money on the card through the terminal. It is important to understand each step. The instruction is universal for almost all types of ATMs.

The algorithm for crediting funds to the balance is simple:

1. Enter the main menu of the terminal. It is worth noting that if an ATM is used, it will be necessary to insert a card to which funds will be sent and enter a pin code from it.
2. In the menu, select "Account replenishment" or "Bank card replenishment".
3. Next, you will need to enter card details. To do this, enter its number, consisting of 16 digits on the front side, the expiration date and the name of the holder, if necessary. If an ATM is used for replenishment, then after entering the PIN code, the data on the cardholder and account number appear automatically.
4. After entering all the necessary data, you must click "Deposit cash".
5. Usually, in terminals or ATMs, the bill acceptor is located on the right side. It can be either vertical or horizontal. Must be carefully enteredit contains paper money one bill at a time.
6. Next, the system will recalculate the deposited money and display the amount on the screen. At the end, you will need to confirm the operation.

It is worth noting that terminals and ATMs use the same conditions for crediting cash.

What difficulties may arise

Having de alt with the question of how to transfer money to a card through the terminal, it is worth talking about what to do if there are problems. It happens that money gets stuck in the bill acceptor. As a result, an error is displayed on the screen and a notification that you need to contact support. Information about it can be found both in the application itself and on the device case. All the necessary details are written on the front panel.

Besides, the ATM might just freeze. This is usually the fault of software failures for which the developers are responsible. It is not worth taking risks and inserting money into the bill acceptor, as the operation may be lost. It is better to immediately look for another terminal.

Advice on depositing funds

Money to the card through the Qiwi terminal comes quickly. However, since this is a third-party company that is an intermediary in the transfer of money sent, it takes a commission for its actions. Usually the size is from 3%.

ATMs can also set different conditions for crediting funds. It can be both a commission and terms. It is better to use the terminals of partners of a financial institution. They usually provide servicestop-up for free.

Being at the terminal, don't be in a hurry. Often users complain that they send money by mistake to the wrong account. When issuing a refund in the support service, you will have to wait at least 7 days for the money to be credited. After entering the details, you need to check them again to make sure everything is written correctly.

Which terminals are best to use

Many bank account holders ask not only how to put money on the card through the terminal, but also which one is better to use. There are many both official ATMs and intermediaries that offer their services on the financial market.

It all depends on what types of cards and what bank are used. It is better to clarify in advance at the branch or on the official website of the institution the information in which places you can send money to the account and how profitable it is.