Insurance company "Euroins": reviews, rating, CASCO, OSAGO. LLC RSO "Euroins"

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

LLC Russian Insurance Company Euroins has been operating on the Russian market since 2003. Main activities: auto insurance, VMI, insurance of property of enterprises and civil liability. Read more about the results achieved by the Euroins insurance company, customer feedback on the service, read on.

A Brief History

RSO Euroins LLC is a small universal insurance company. The organization entered the financial market initially under the name LLC IC Baz alt. The head office of the insurer is located in Smolensk. The company has branches in Moscow, St. Petersburg, Ingushetia, Chechnya, Bryansk and the Krasnodar Territory.

Fifty demanded insurance products are offered to clients, for each of which the financial institution has a regulator's license. Reinsurance protection is provided by large international and Russian associations and unions, in particular the UnionInsurers, Travel Industry, Association of Entrepreneurs.

In 2013, after the launch of the Internet channel, the volume of premiums increased. Persons traveling abroad have begun to issue a medical policy in Euroins.

Insurance company rating

The company took 85th place in 2015, having collected 1030 million bonuses and paid 330 thousand rubles. According to the results of the 2nd quarter of 2016, this indicator has improved. The company collected 386 thousand rubles. and paid 116 thousand rubles, taking 74th place in the rating. In six months, 174,000 contracts have already been extended and 134,000 new deals have been signed. 6221 applications processed, 5988 of which were settled.

Rebranding

In 2016 there was a change of shareholders of IC "HDI Insurance". The Bulgarian company Euroins Insurance Group on August 16 increased its stake to 710 million units. (99.3%), and the German Talanx International AG sold all securities of the UK. Immediately after these events, all powers were removed from the members of the Supervisory Board, and the name of the company was renamed.

Products

You can purchase these products at EUROINS Insurance Company:

CASCO:

• covers the risk of theft and damage to the vehicle after an accident, explosion, fire, third party actions, natural disasters, falling objects;
• theft of additional equipment not included in the original package;
• life and he alth insurance for the driver and all passengers;

OSAGO: liability insurance for vehicle owners in case they cause damage to other people's property, people's he alth.

DSAGO: compensation for damages in excess of the OSAGO limit.

Advantages of auto insurance in IC "EUROINS":

• individual choice of conditions;
• payment of the premium in installments without increasing the tariff;
• compensation for damages (in a limited amount) under CASCO without providing certificates;
• Customer's choice of the form of compensation: according to the calculation or repair at the service station;
• 24/7 phone and technical support;
• services for the evacuation of the vehicle and the departure of the commissioner to the scene of an accident;
• payment of compensation (in a limited amount) on the day of application (under CASCO).

RSO Euroins LLC (Moscow) offers a full range of business risk insurance services: from cargo transportation protection to corporate voluntary he alth insurance. Travel insurance is also available among other products.

Euroins SG policy benefits

• Departure of a specialist to sign the contract.
• Paying insurance in installments.
• Quick Claim Handling.
• Discounts for regular customers.

Euroins insurance company: reviews

The speed of consideration of insured events and the implementation of payments depends not only on the insurance company, but also on its partners. A few negative user reviews on the forums are related to the delay in car repairs, the examination of the vehicle and the difficulties in paying remuneration for medical insurance abroad.

Firstly, the examination of the vehicle is carried out by an independent specialist, and the repair is carried out by a service station. There are no delays at these stagesthe insurance company cannot regulate.

Secondly, the rules for receiving and paying for medical care during your stay abroad must be found out before signing the contract. In particular, they indicate that in the event of an insured event, it is necessary to fill out an application by phone and wait for the arrival of a specialist. If there is a need to receive emergency medical care, then the client pays all expenses himself. To receive compensation, upon arrival in the Russian Federation, you must provide copies of receipts with translation into Russian or English.

eOSAGO

The Russians are very popular electronic policies CMTPL. Among the major players in the market, they were offered only by two companies, Rosgosstrakh and RESO-Garantia. But the first one closed the eOSAGO service not so long ago. Now it is possible to issue an electronic policy not only at RESO, but also through second-tier companies, for example, at RSO Euroins LLC. The entire registration procedure is executed directly through the company's website. The developed interface is considered by many users to be the most convenient of the existing ones.

The number of persons who can simultaneously issue a policy on the site has been limited by the Euroins insurance company. User reviews confirm this. Most often, the first attempt to issue an electronic policy is unsuccessful. The site displays the error "KIAS Web is blocked". If you do not give up and press the “Login” button a couple of dozen times in a row, then, sooner or later, the registration form will open.

Users of the service highlightimportant advantage at work. All information is entered and verified step by step. First, enter the information about the car. The next step is to check them. If the information is entered correctly, then the user proceeds to filling out the diagnostic card, etc. It is better to act according to this scheme than to fill in all the fields and then find out about the error. The service on the Euroins website indicates in detail what specific information is not filled out correctly.

E-he alth insurance can also be issued by tourists. This product is designed for customers who spend their holidays in different regions of the Russian Federation and abroad. The electronic policy is accepted at all visa centers and consulates.

Instructions for issuing eOSAGO

User registration is carried out via mobile phone. The password in the form of SMS comes immediately after filling out the form. In the event of a system failure, just click the "Recover password" button and the procedure will resume.

When you first enter your personal account, you need to fill in information about the owner of the car. All lines must be carefully checked, since editing information in the following steps is blocked. The application must include your full name, address, and phone number. The big advantage is that the address line can be entered manually instead of being selected from a drop-down list. You can enter data in the policy in the same way as in the PCA database. After filling in all the lines, you need to save the form.

At the next stage, data about the car is filled in the Euroins policy. Informationfor verification, you need a minimum: VIN, car power, series and number of the registration document. Technical inspection data is automatically checked against the EAISTO database.

At the next stage, information about the insured is automatically pulled up from the registration form, which can no longer be changed. The penultimate step is to pay for the policy with a plastic card. In a special form, you need to enter the account details and full name of the payer in Latin characters.

According to this algorithm, the purchase of a policy is carried out through the service presented on its website by the Euroins insurance company. User reviews confirm that the server often freezes at the stage of paying for insurance. The issue is resolved by refreshing the page. In most cases, you can get an eOSAGO policy without leaving your home the first time.