Insurance
Insurance for 3 months: types of insurance, choice, calculation of the required amount, necessary documentation, filling rules, submission conditions, terms of consideration and is
Last modified: 2025-01-24 13:01
Every driver knows that for the period of using a car he is obliged to issue an OSAGO policy, but few people think about the terms of its validity. As a result, situations arise when, after a month of use, a “long-playing” piece of paper becomes unnecessary. For example, if the driver goes abroad by car. How to be in such a situation? Arrange short-term insurance
Lump-sum accident insurance
Last modified: 2025-06-01 07:06
Insurance against accidents (HC) is the third most popular type of insurance after OSAGO and Casco. It covers the risks associated with loss of working capacity, death of the driver/passengers. In the process of issuing the policy, the sum insured is set at the request of the insured. Depending on the terms of the contract, there are two ways to calculate it: by the system of places and by the lump-sum system
What does job loss insurance provide? Mortgage Job Loss Insurance
Last modified: 2025-01-24 13:01
It happens that a person takes a loan, and after a while loses the ability to repay it. In most cases, this is due to the fact that he is experiencing financial difficulties caused by the loss of his job. Problems begin, all the plans that were built just fall apart. Job loss insurance is a great way to protect yourself from unforeseen situations
Conditional deductible in insurance is Types of insurance contracts
Last modified: 2025-01-24 13:01
What is a conditional deductible in insurance and what does it give to buyers of insurance policies? How to get it and what types of conditional franchises exist? How to determine the type of franchise in the contract and how to document the franchise?
Change of medical policy when changing surname. How is it easier and faster to change documents when changing a surname?
Last modified: 2025-06-01 07:06
In order to receive medical care, every citizen must have a free compulsory medical insurance policy. In the event that there have been some changes in a person’s life, for example, a change of surname, then the policy itself needs to be changed
Where is it cheap to insure a car: a list of insurance companies with addresses
Last modified: 2025-01-24 13:01
Where is it cheap to insure a car: in a popular advanced type company or around the corner from home? This question is faced by many motorists, because the modern cost of CASCO and OSAGO often does not satisfy people. How to lower the price and find the maximum benefit? Read the article
Compulsory social insurance system
Last modified: 2025-01-24 13:01
The social insurance system is part of the state policy. This is a guarantee of the realization of labor, constitutional, family and civil human rights, especially for the vulnerable part of the country's inhabitants. Within the framework of this article, we will focus on the organization of the system of compulsory social insurance in Russia
Title insurance when buying an apartment: issuing a policy, conditions
Last modified: 2025-01-24 13:01
Today we will look at a rather interesting issue - property title insurance. What is it and what is it for? First of all, this topic may be of interest to those people who plan to invest free funds in real estate. If in the near future you are planning to acquire ownership of an apartment, house or summer cottage, title insurance can save you from many troubles
Best auto insurance companies: ranking
Last modified: 2025-01-24 13:01
Auto insurance is a prerequisite for keeping a car. Taking out insurance is no big deal these days. You can do it through online services or by contacting the office in person. It is worth noting that for all companies the conditions for registration for the same car vary significantly. Therefore, before concluding a contract, it is necessary to choose the most profitable company
Loan insurance in "Home Credit": conditions, necessary documents, advice
Last modified: 2025-01-24 13:01
Loan insurance at Home Credit is not mandatory at all, and ignoring it cannot lead to a refusal to issue a loan. Borrowers who wish to insure themselves will simply need to report the decision to the manager. The amount of the service depends on the type of insurance chosen. The following companies are currently cooperating with Home Credit Bank: Renaissance Life, PPF Insurance and the Regional Insurance Institution
Do I need insurance for a trailer: legal regulations, insurance procedure, conditions
Last modified: 2025-01-24 13:01
So, as already noted, they are vehicles. But whether you need insurance for a light trailer, you can find out if you look at the federal law on OSAGO, and specifically in Article No. 4. There are exceptions, within which there is no such requirement. Are trailers mentioned there?
Application for the return of loan insurance: sample, application rules, submission deadlines
Last modified: 2025-01-24 13:01
In the process of obtaining a credit loan, banks offer potential borrowers to conclude an insurance contract. If the client is unable to pay off the debt, the obligation to close it to the bank lies with the insurance company. But in practice, the opposite situation often arises, and conscientious payers are wondering about the possibility of returning insurance on a loan in case of early repayment. But how much will be received? And who should give the money - the insurer or the bank?
Insurance coverage is Concept, rules and exceptions
Last modified: 2025-01-24 13:01
Insurance coverage is a set of events stipulated by the company's conditions that can lead to damage and the organization's obligation to make the corresponding payment. Such an incident can be, for example, harm to persons as a result of the activities of an enterprise that is insured in connection with the loss or damage to cargo during its transportation due to a shipwreck, etc
VSK: life insurance rules, CASCO, combined and other types of insurance
Last modified: 2025-01-24 13:01
This company started its work in 1992. It is included today in the top five in the market. The abbreviation is deciphered as follows: "All-Russian Insurance Company". It provides universal services to citizens and legal entities
VHI AlfaStrakhovanie: reviews, features and conditions
Last modified: 2025-01-24 13:01
Voluntary he alth insurance is provided on a commercial basis, which fundamentally distinguishes it from mandatory, but at the same time provides the client with a more extensive list of medical services. Today, you can buy a VHI policy in almost all insurance companies, however, most often people become clients of AlfaStrakhovanie
How to return life insurance on a car loan: procedure, necessary documents and calculation of the amount of payments
Last modified: 2025-01-24 13:01
Customers may not conclude an agreement on unfavorable terms for them. Moreover, they are not required to sign an agreement on the provision of any insurance services. You just need to inform the manager that this option is not of interest. And you need to do this even at the stage of paperwork, but after a positive decision from the bank is received
Insurance: customer reviews, conditions, features
Last modified: 2025-01-24 13:01
Banks and insurance companies offer to protect everything that is of value, from life and he alth to interior items. Reviews about insurance are different: not all customers believe in the validity of the insurance policy. Is it worth buying a policy, and what is it like?
Double insurance is Definition, features and consequences
Last modified: 2025-01-24 13:01
This situation occurs when property is insured against the same risk, and in the same period at once in several insurance institutions. At the same time, under all agreements, the amount of insurance payments exceeds the insured value of the property. That is, if an insured event occurs, the compensation amount paid by insurance organizations will exceed the total amount of damage that was received by the insured
The concept and types of insurance coverage. Social insurance
Last modified: 2025-01-24 13:01
This article describes social insurance, its types, purposes and principles of work. There is also a description of the categories of the population that are associated with compulsory social insurance, assessment measures in the insurance business and financing
Is mortgage insurance required or not? Bank requirements and whether such insurance is needed
Last modified: 2025-01-24 13:01
Before talking about whether mortgage insurance is required or not, you need to understand its purpose. This is very important, since most borrowers have a negative attitude towards it, believing that financial institutions are trying to force this service in order to increase their own profits. This is partly true, but there are also the interests of the client himself
How to check the authenticity of OSAGO insurance: several ways
Last modified: 2025-01-24 13:01
Suppose the insurance is issued, everything seems to be in order, but somewhere in the depths of the soul the thought torments: "What if it's a fake?". How to verify the authenticity of OSAGO insurance "? There are several ways. Read the article for details
Insurance company "AlfaStrakhovanie", OSAGO - customer reviews, features and interesting facts
Last modified: 2025-01-24 13:01
Car insurance appeared in the 19th century in the USA, however, the activity was legalized only in 1925. Over time, compulsory car insurance appeared in other states, including Russia. Today, there are many insurance companies on the market, among which it is quite difficult to choose a conscientious organization
Insurance company "Consent": reviews on OSAGO, policy design, expert advice
Last modified: 2025-01-24 13:01
Every driver seeks to purchase a policy from a bona fide insurance company at a reasonable price. There are many organizations on the market that provide compulsory insurance services. In this article, we will consider IC "Consent", analyze customer reviews and try to form an objective opinion about the activities of this market entity
Insurance of workers against accidents: features and requirements
Last modified: 2025-01-24 13:01
Currently, insurance is considered an area that protects against various circumstances. The service is issued for property, business, life. Accident insurance for employees allows you to protect the interests of people in case of accidents and other emergencies
Rating of insurance companies in Russia: an overview of companies, working conditions, customer reviews
Last modified: 2025-01-24 13:01
The current economic situation in Russia requires organizations and citizens to take care of the safety of their property. Consider the largest insurance companies in Russia, the rating, as well as the benefits they provide
What is mortgage title insurance: definition, conditions, rates
Last modified: 2025-01-24 13:01
The article describes what mortgage title insurance is, what risks are covered, and what the cost of such a policy is. Situations are given when insurance is not valid, as well as important aspects of purchasing a policy
How to return car loan insurance? Is life insurance required for a car loan?
Last modified: 2025-01-24 13:01
When applying for a car loan, banks require borrowers to obtain life insurance and comprehensive insurance. But there are several options that allow you to refuse such policies by receiving the required amount of funds from the insurance company
OSAGO, "Renaissance": customer reviews
Last modified: 2025-01-24 13:01
"Renaissance" is a popular OSAGO insurer in Russia. Millions of customers entrust the protection of their interests to a reliable insurance organization. But there are also negative reviews on the network from those who were dissatisfied with the services of the insurer. To check whether it is worth insuring a car in Renaissance, you need to familiarize yourself with the general picture of the company's activities and customer reviews
Lost SNILS, how to find out the number? Documents for restoring SNILS in case of loss
Last modified: 2025-01-24 13:01
SNILS is an important document and number in the life of every person living in the Russian Federation. Unfortunately, any document can be lost. And the insurance certificate too. This article will talk about how to find out the SNILS number and restore it if it is lost