How to pay for overhaul: the most profitable options

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Since 2015, another obligatory item has been added to utility bills - overhaul. In this regard, many citizens began to have questions regarding the methods of payment for this payment. After all, some, due to a busy work schedule, do not have time to once again visit settlement centers and housing and communal services offices. There are a number of payment options for these people. Now you can pay for overhaul without even leaving your home. In this case, you only need Internet access and a bank card. Important nuances of payment, for example, how to pay for a major overhaul without a commission, we will consider below.

How to find out the amount of debt

Before you pay for the overhaul, you should find out the debt. The amount may vary due to fines, delays and pen alties.

Today, you can find out the amount of debt as follows:

1. By contacting the office of the management company.
2. In the resource supply organizationnature (water utilities, energy companies and others).
3. Central Clearing Offices.

All these organizations, in accordance with Article 155 of the LC, are required to provide information regarding the citizen's debts for utility bills in full. These data can be reflected in the payment receipt or in a single payment document.

Charging non-existent amounts

You need to be extremely careful - many housing and communal services can accrue a non-existent amount: for example, spend the same debt twice or not count off the payment of a certain payment. It is worth noting that this applies not only to overhaul, but also to other services - garbage disposal, gas, water, electricity.

It is recommended to keep your own records of payments made and, if an error is found, contact the organization that made it for trial.

If the organization does not respond to the appeal, which often happens, it is necessary to file a complaint with the judicial authorities. The court will take into account the real payment data and oblige the management company to recalculate.

Payment using the portal "Gosuslug"

It is interesting to many: how to pay for overhaul through "Gosuslugi"? Utility payments, including capital repairs, can be made using the public services portal. To use this functionality, you will have to go through the registration procedure in the system and confirm your identity in advance. You can do this absolutely free of charge by personally contacting the MFC orthrough the Sberbank Online service.

After authorization in your personal account, you can pay for the overhaul as a service by following the following instructions:

1. You must go to the section on apartments, construction and other things, and then to the subsection of utility payments.
2. Next, you need to click on the button for receiving public services.
3. Then you should choose the city in which the housing is located and, accordingly, the management company. As a rule, the location is determined automatically, but an error is possible.
4. Indicate the TIN of the housing department and the management company, which will be the recipient. This information can be viewed in the received receipt.
5. The service will redirect the user to the payment page, where you will need to enter your card details and confirm the operation using a special code that will come in the form of SMS.

No commission

This payment for overhaul is suitable for pensioners. Through this service, it occurs without commission. In your personal account, you can easily track the status of the payment. All receipts and the history of all payments will be saved here.

It is worth noting that in case of late payment of contributions for overhaul, pen alties are charged. If you allow a long delay, then a subpoena may come. All information about the total amount of debt can also be found on the portal in question.

Pay with ATM

If there is no access to the Internet, then pay a monthly fee for the capitalrepair can be done using the nearest ATM. To carry out the operation, you will need a receipt sent by the service provider, as well as a bank card. To complete a transaction, you should:

1. Insert the card into the card reader and enter an individual security code.
2. Go to the utility payments section.
3. Enter the required data in the appropriate fields. You can take them from the receipt. The necessary organization in a rather extensive list can be quickly found using its TIN.
4. You should double-check the entered data and click the payment button.
5. It is important to take and keep the receipt, as it may later be useful to confirm the money transfer.

Commission for utility bill depends on the bank, may be 1-2% or absent altogether. It is automatically added to the total amount. It is recommended to check this moment before performing the operation.

It is worth noting that it is possible to make a contribution for overhaul through an ATM for free if you use an ATM and a Sberbank card. In other banks, the conditions may vary, it is worth clarifying them in advance.

Pay for overhaul using the terminal

Payment using self-service terminals is made in exactly the same way as through ATMs. But a bank card and the introduction of an access code are not always required - in some cases, you can pay for a communal apartment by depositing cash and without going through the authorization procedure. Instructions on how to pay for overhaul,next:

1. You must go to the transfers and payments section.
2. Select utility payments section.
3. Next, scan the barcode located on the receipt, or enter the TIN to find the organization that will be the recipient of the payment.
4. It is important to check all the details and data, after which the operation can be confirmed by pressing the payment button and entering the required amount into the bill acceptor.

You should wait until the terminal prints out the check, pick it up and save it. It is the main proof of payment. The cost of payment depends on the terminal used.

Payment using the Sberbank Online service

How to pay for overhaul online? This service is available around the clock, you can use it through a browser on your computer. Login and password are required for authorization. You can get them through an ATM. In addition, you can download the mobile application for free, which is installed on your mobile device. Logging into it is more convenient and faster, as it is carried out using a four-digit code.

To make a payment, you must follow the following instructions:

1. Authorize in the service.
2. Go to the payment for services and purchases section, and then to the subsection Rent, home phone and utilities.
3. Select the capital repair fund tab of the region where payment is made.
4. Enter the TIN on the receipt to find the beneficiary.
5. Check all the entered information andconfirm the operation using the confirmation code received in the form of an SMS.

Before you pay for a major overhaul through Sberbank, you should know that the bank charges a commission for the specified operation, which is 1%. In some regions, there is no commission at all.

After successful completion of the payment, the service will display a success report. You can not save the receipt right away, but do it if necessary - it will be stored for 3 years in the service, in the section of performed operations.

Payment through the personal account of the overhaul fund

Another way to pay for overhaul via the Internet is to create a personal account in the overhaul fund. The official portal allows not only to keep abreast of all the news regarding federal, regional and regional legislative regulations in the field of housing and communal services. It also helps to find out the amount of overhaul debt and pay it.

To be able to work with the site, you will need to go through a quick registration and create a personal account.

Enter personal data

The registration procedure involves entering personal data (full name, residential address, email, mobile phone number - keys with access codes will be sent to it). After registration is confirmed, an email containing a link to activate your personal account will be sent to the specified e-mail. You should follow it, and if it does not work, copy and paste it into the address bar of your browser. Usually a letterarrives within a couple of minutes.

If the activation code does not arrive on time, which may happen for one reason or another in the evening or due to a failure on the site, then the request for receiving an email with an activation link must be repeated.

What to do next?

After the registration on the site is completed, you should:

1. Go to your personal account.
2. Then to the payments tab.
3. Next, you need to sequentially press the buttons for paying utility bills, service provider, service name.
4. In the window that appears, enter the address at which the debt and the payer's personal account are determined.

The system will check the data, make an appropriate request to the database and prompt you to select a period. After the user confirms the actions, the service issues all the necessary information in the form of a.pdf file.

Pay for major repairs to pensioners using the same method:

1. Going to the payments tab, to the debt payment subsection.
2. Then you should enter the name of the service provider, its name, the amount to be repaid.
3. After the service processes the information, it will display a window in which you need to enter the bank card details. She will be charged.
4. The operation should be confirmed with the appropriate button.
5. In the new window, enter valid information, as false data will lead to the fact that the funds will be debited from the card account, anddebt will not be repaid. The fields to be filled in are as follows: full name, payer ID, address, amount to be transferred, current account code, payment period.
6. Confirm actions and wait until an SMS with a confirmation code is sent to the phone number specified during registration. He will need to enter in the appropriate field.

Next, the service will again offer to check the entered data. If an error is found, you can go back a few steps. In case of correct filling, you need to confirm the operation again.

After that, money will be debited from the card to pay for the overhaul of the house for the selected period. As you can see, this method is the most costly in terms of time - to pay the debt, you have to perform too many actions and manually enter a large amount of information, an error in which can also lead to loss of money.

Conclusion

There are several ways to pay for major repairs, and some of them allow you to do this without leaving your home. If there is no access to the Internet, then you can use an alternative method - payment through a self-service terminal or ATM. A small commission is charged for the payment, about 1-2%. But sometimes the payment can be made for free - it all depends on the bank. So, the most profitable way is to pay with a Sberbank card through a terminal or ATM of the same bank, or through Sberbank's online banking. In addition, you can conduct a transaction for free on the official portal of the FCR.