Insurance company "Consent": reviews on OSAGO, policy design, expert advice

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Insurance is an integral part of the modern economy. LLC "Consent" occupies a special place in this market. The company is engaged in reinsurance of its own risks with the largest representatives of the insurance industry. This insurance market entity offers services not only to individuals, but also to government organizations and commercial organizations.

About company

IC "Consent" provides a full range of insurance services, including advice on various issues. The organization has established itself as a responsible executor for the fulfillment of obligations. A distinctive feature of LLC "Soglasie" is an individual approach to customers and quality service. The structure of the organization consists of many branches, divisions and agencies that operate on the territory of our country.

Company Services

Customers who wish to useinsurance services, can contact the office or purchase a policy online. During a personal visit, the client can get expert advice on choosing the best insurance option for each case. On the official website, you can conclude an agreement in a special section.

General provisions

Auto insurance from Soglasie LLC offers support to its customers in any trips on the roads. The OSAGO policy is a guarantee that the car owner will not be forced to spend his own money in the event of an accident.

The following documents will be required for registration:

• citizen's identity card;
• vehicle registration certificate;
• driver's license;
• diagnostic card.

If the insured plans to include other persons in the policy who will drive this vehicle, their rights will be required. The company provides good discounts for accident-free driving on the road. Therefore, if the driver has sufficient experience and there have been no accidents, this organization can take out insurance on favorable terms.

Key Benefits

LLC "Consent" provides excellent protection to policyholders. The organization occupies a worthy position among similar firms. Here are its benefits:

• Using high technology.
• Maximum protection of the interests of our clients
• High professional qualities of specialists.
• Quality service.
• High social responsibility.
• Creationamenities for each category of citizens.
• Fast settlement of losses.

The company has automated all the main processes, including the procedure for submitting documents and transferring funds to the account. The organization also introduced an SMS mailing system that allows you to track the progress of the case.

How does OSAGO work?

The policy protects the driver in the event that property, life and he alth of other road users are damaged. In the event of an insured event, you must contact the specialists of the round-the-clock contact center for advice.

Injured persons submit a notice of an accident and the corresponding package of documents to any division of IC "Consent". Based on the inspection of the car by an expert, an assessment of the amount of damage will be made. Based on the results of the examination, insurance payments are accrued.

Why do you need an OSAGO policy

According to modern legislation, all vehicle owners must insure the risk of civil liability. The car protection agreement allows you to resolve conflicts on the road and pay compensation to injured road users. The sum insured must fully compensate for the harm caused.

If no guilty person is identified at the scene of the accident, the person will need to contact the company and also provide a full package of documents. The organization will consider the case, identify the culprit, and, if necessary,send the car for examination. The amount of damage received is established on the basis of an assessment of the damage caused by specialists. The insured will receive the compensation payment within one month. If the accident occurred due to the fault of the client of the insurance company "Consent", the guilty person is not liable for compensation for the damage caused. Compensation in full will be paid by the company on the basis of an OSAGO agreement. The policy is a reliable protection in case of getting into traffic accidents.

Europrotocol

Participants can file their own traffic accident paperwork for the insurance company. Europrotocol draws up notifications on special forms. They are issued at the time of registration of the OSAGO policy. Thus, within the framework of the Europrotocol, participants can file an accident without the help of the traffic police. To do this, the following conditions must be met:

• The driver must have a policy.
• Only 2 vehicles were damaged in the accident.
• Only property damage.
• The damage list is uncontroversial.

Participants in this case need to fill out a notice and submit it along with the accompanying documents to the office of the "Consent" insurance company. OSAGO reviews note that the listed papers should be provided within 5 business days.

Then the expert will examine the damaged vehicle and write a conclusion. Based on the inspection of the car and other documents, the company will pay compensation. If the participant in the accident missesthe specified deadline for the submission of documents, there is a risk of being without a compensation payment under the policy of the "Consent" insurance company.

Electronic insurance contract

Since 2017, the conditions for the acquisition of OSAGO have been significantly simplified. Now it is enough to independently make the calculation on the official website of the company. You can buy a policy in real time using a bank card. All required forms will be sent to your email address. They must be printed upon receipt.

You must always carry a printout with you in order to present it to the traffic police if necessary.

E-policy benefits

The main difference between the electronic policy and the standard beam is the carrier. The first option is in the company's electronic system. This document cannot be lost because it can be printed an infinite number of times. For its execution, you will need the same similar package of documents as for a standard insurance contract. Information about such a policy is entered into the PCA database. Using this service, users are freed from the need to go to the office and spend personal time on it.

Customer Experiences

Many customers liked the prompt service in the insurance company "Consent". OSAGO reviews contain information that the cash payment is enough to carry out the necessary car repairs. Customers appreciate the high level of service, friendly attitude of specialists. DepartmentLoss Settlement always goes to meet the needs of customers and is ready to answer any questions. Positive feedback on OSAGO in the insurance company "Consent" notes that the funds are paid within one month from the moment of the accident.

Some insurers advise relying not only on the generosity of the insurance company, but also on the decency of car service employees. If the insurance payment did not cover the cost of the repair, then claims of this kind should be addressed specifically to the car service, and not to the Soglasie insurance company. Customer reviews contain information that the organization pays compensation in a timely manner. The funds are issued in full. Many liked the conscientious attitude and individual approach to each client.

Insurance company "Consent": feedback on OSAGO

It is not always possible to vouch for the objectivity of individual opinions, however, reviews will help clarify the overall picture. Many of the company's customers note that this organization is a proven and reliable service provider. Long-term presence of the organization in the market inspires confidence in many customers. Some insurers note that it is impossible to issue an electronic policy on the site because the system constantly freezes. Many users have problems entering the verification code. As a result, there is a block for suspicious activity on the site, which is confirmed by the negative feedback on OSAGO in the Soglasie insurance company. Clients complain that the resourceit is impossible to issue an electronic policy or extend the current one. Negative reviews are full of information that it is also impossible to make changes to the insurance contract online.

Other customers report lengthy vehicle inspections for damage. Many have to wait several months for payments on CASCO and OSAGO. "Consent" does not provide information on insured events and takes time until the last moment in order to minimize the amount. The cost calculation uses the cheapest parts, and the cost of repair work is simply ridiculous. Many customers regard such actions as a kind of fraud. In some cases no cost estimate is provided at all because employees refer to it as an internal document.

Tricks LLC "Consent"

The insurance company often uses some tricks that potential customers need to be aware of. The organization provides monetary compensation only if the owner of the car signs a document stating that there are no further claims for examination. Such actions are not legal, because if the company did not organize proper repairs, then the funds are paid without signing additional agreements.

In the reviews, users note that this amounts to an attempt by the company to protect itself from further disputes and payments. Insurers recommend insisting on repairs, despite endless failures. It is important not to agree to such manipulations, since they are based on ignorance of the specific deadlines that are allotted for repairs. It is enough for the client to get a referral to the service station. And if you receive a refusal, you can count on receiving compensation for the delay in repair.

The client can file a complaint directly with the PCA, or send a claim to the insurer and receive a response on the results of the consideration. You can also prepare a claim and apply to the judicial authorities at the IC "Consent". The insurance company must indicate in the contract the period for the repair.

The maximum term for the provision of this service is no more than 45 days from the date of submission of documents. There is another option - a "fake" examination, which underestimates the damage caused and does not take into account hidden damage. In practice, this method is used quite often. Only an independent examination of the quality of the repair can save from this, which is confirmed by numerous reviews. Most often, the sums insured are not enough to carry out high-quality repairs. Many clients advise signing the act of accepting work at the service station only in the presence of an expert.