Choose and issue credit cards of Rosselkhozbank

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Finishing and issuing a loan is one of the main areas of development of this banking structure. Rosselkhozbank credit cards allow you to take money in an interest-free loan for up to 55 days. The amount that can be taken on one such card can reach 1 million rubles. After a two-month period, the borrower will have to start servicing the loan at an interest rate of 21% per annum. For normal servicing of the loan, contributions of at least 10% of the total debt are required. In case of violation of the regime, the client will be required to pay at least 0.5% daily of the total amount of the entire loan.

How to get a Rosselkhozbank credit card

In order to receive a plastic card, a bank client must meet the following requirements:

• Be no younger than 21 and no older than 60;
• have a valid Russian passportFederation;
• have a residence permit near one of the branches of the Russian Agricultural Bank;
• have a clean history of relationships with financial institutions.

Any credit cards of Rosselkhozbank can be issued by spending from 15 minutes to an hour in any of the branches. To do this, just fill out the appropriate application form and conduct a short interview with the manager of the credit department. If everything is in order after checking the history of relations with banks, the organization will issue permission to receive plastic. The loan on the card is revolving, which means that you can re-get a loan immediately after the debt is repaid. In fact, you can return the funds and immediately put them into circulation again.

Variants of issued credit cards

Conventionally, all credit cards of Rosselkhozbank can be divided into several large categories:

• 

  Classic. The loan amount is in the range from 10 to 250 thousand rubles. The commission for cash withdrawal from such a card is 2.5% of the amount, but cannot be less than 250 rubles. In addition, there are separately paid services, such as an “online office”, which allows you to manage your accounts via the Internet, but costs an additional 25 rubles. per month. Issuing a certificate of the balance of money in the account will cost an additional 150 rubles. Interest rates on these credit cards range from 19% to 24% per annum.

• Premium. These are more prestigious credit cards. Rosselkhozbank. Usually, the owner of such a service can enjoy bonuses and discounts provided by companies such as MasterCard and Visa. The annual rate on such loans is highly dependent on how much the bank trusts the borrower, as well as the monthly income of the latter. The minimum overpayment is 18%, and the maximum is 23% per annum. Commissions for Gold level cards are 3 thousand rubles. annually, and Platinum - 7 thousand rubles. The maximum loan amount in the first case varies between 100 thousand rubles. and 600 thousand rubles, and in the second case, 300 thousand - 1 million rubles.

Rosselkhozbank credit card, reviews of which can be easily found on specialized resources, allows you not only to use bank funds, but also to get discounts in most chain stores in Russia. Owners of the program's premium options can expect to receive discounts and special gifts at hotels, salons and stores around the globe.