Payment of the loan "Home Credit". Methods of payment for the loan "Home Credit"

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

You can repay the Home Credit Bank loan in several ways. Each client has the opportunity to choose the most convenient payment option. Let's look at the ways to pay for the loan "Home Credit" in more detail.

Cashier branch

Payment for the loan "Home Credit" can be made at the cash desks of the bank itself. This operation is completely free. It is enough to go to the nearest branch, give the receipt to the cashier and the money. After that, you can safely forget about the loan until the next payment. It is worth recalling that funds are credited to the account within one day.

Mail

Payment "Home Credit" can also be made at the Russian post office. To do this, you need to visit any branch that carries out transfers called "CyberMoney" and make a payment. To do this, you need to fill out a special electronic transfer form. It is worth considering that a commission will be charged when paying.

Cash desks of other banks

You can pay for an existing loan in any other bank. The basis for the transfer is a payment order from the borrower or payer. In this case, the operation can be carried out with or without an open account. It all depends on the organization where the payment is made.

Payment of the loan "Home Credit" in this case occurs in the following way:

- The client comes to the office of the selected bank and fills out payment documents.

- If necessary, a new account is opened (each bank has its own specifics of work).

- Funds are deposited at the cash desk immediately as payment or to an open account.

- The customer is provided with a payment receipt.

- Transfer of funds is carried out on the basis of the data provided. The operation can take up to five business days.

- Each of the institutions has its own procedure for transferring funds, and it may differ. The commission is also established by the organization in which the transfer is made. Therefore, you can check the availability and size of the commission in the bank itself.

Payment via Sberbank

This bank should be mentioned separately, because in addition to the usual transfer through the cash desk, you can pay a loan through other services. The first is Sberbank Online, which makes it possible to make transfers via the Internet without leaving home. In this case, the Home Credit loan is paid via the Internet. This transaction is subject to a fee ofone percent.

It is also possible to connect a service called "Autopayment". As the name implies, the payment is made automatically. To use it, you need to issue a card at Sberbank and activate the service. After that, it will be enough just to replenish the card once a month, and the loan will be paid by itself. Moreover, this operation is carried out without commission.

Withdrawals from wages

In addition to the usual methods, payment for the Home Credit loan can be made from the client's salary. At the same time, it does not matter at all how it is issued - through accounting or on a card. This is only significant when deciding where to apply for a loan write-off.

The registration procedure is as follows:

The client specifies the details for transfers to the bank.

Submits an application to the accounting department, on the basis of which every month transfers from the salary will be made to repay the loan.

After accepting the application for work, the payment of the Home Credit loan will be carried out automatically. Do not forget that the employer will not always agree to take on the obligation to transfer and therefore may refuse to accept the application.

If wages are paid to the card, you can apply at the bank where it is issued.

How to repay through ATMs?

Can be producedcash transfer at any "Home Credit" terminal - payment of a loan by a bank card or in cash in this case, it all depends on the availability of a bill acceptor at an ATM. The operation will be carried out without commission. The client is identified by the number of the contract or invoice, it is also possible to read the barcode. Funds are transferred within three days. In addition, payment for the Home Credit loan through the terminal can also be made at an ATM of any other bank, but with a commission.

Payment scheme in the Home Credit terminal

In the "Cash-in" menu, select "Loan repayment".

Bring the barcode to the reader. If this is not possible, then enter the contract number.

Deposit cash.

Receive a receipt for the transaction.

Bank "Home Credit" - payment of a loan in the terminals "Eleksnet", "Rapid" or "Qiwi"

You can pay the loan through terminals or electronic wallets. To do this, you need to download the application on your phone and select the "Payment loan" item. There is a fee for the operation. Its dimensions must be specified in the system.

Elexnet terminals offer a simple operation. Detailed instructions can be viewed directly at the time of payment. A fee is charged for the service, the amount of which will be indicated when depositing cash. Funds are transferred to the account within two days.

To pay through the Rapid payment system, you needvisit her branch with a passport and details. The client needs to notify the cashier that he has issued a loan at Home Credit and deposit the required amount. The commission is one percent, but not less than 50 rubles. Funds are transferred within two days.

"Home Credit" - credit card payment in salons

You can also repay the loan in the Euroset, MTS and Beeline stores. If cashless payment is possible, you can pay by card. If the payment is made for an amount less than five thousand rubles, the commission will be fifty rubles, if more - one percent. Funds are credited to the credit account on the next day after payment.

You need a passport and a contract to transfer. If you are applying for the first time, you must provide your full name, contract number, account number, bank name and phone number.

When you re-apply, all you have to do is give the phone number, since a template is created from it, where all the transfer data is saved. If the repayment was made through the Euroset salon, the data can be read from the barcode on the check, so it is better to have it with you.

How to repay a loan online?

Like any other bank, Home Credit also has an Internet banking system that allows you to make payments without leaving your home. Withdrawal of funds is carried out from a debit card to a credit account. This type of payment does not imply any commissions. Funds are transferred within two days.

Orderpayment in this case is as follows:

First you need to be authorized in the Internet banking system.

1. Select a card to be charged.

2. Specify the account where the funds will be transferred.

3. Receive an SMS with a code to confirm the payment.

4. Enter numbers into the system.

5. After that, the money will be debited and will go to the credit account. All operations are carried out at a safe level and you should not be afraid that someone else will intervene.

Protection is carried out by receiving an SMS to the client's phone with a confirmation code. If you have a loan in "Home Credit Bank", pay the loan via the Internet quickly and conveniently.

A few tips for a client

If you miss the deadline a little, and the payment date is already very close, you should not pay in third-party banks and terminals, as the funds take several days. As a result, there may be a delay. Well, who wants to pay a fine for a delay in one day? Surely no one. It is best to pay in such a situation at the bank's cash desk or via the Internet.

When paying in foreign banks or terminals, a commission is charged for the payment, which is set by the organization receiving the payment. You can pay without commissions only at the cash desk of the bank itself or through self-service devices.

The longest of all is the method of repayment through the mail. In this situation, funds are received within 10 days from the date of payment.