What is the commission when transferring from Sberbank to Sberbank?

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Sberbank is not only the largest bank in the country, but also the leader in terms of the number of transfers between clients. Every day, millions of Russians send money to their families and friends, make purchases by transferring money to cards of other users. To be sure that the funds will be delivered to the recipient in full, it is important not only to carefully check the details, but also to know the commission when transferring from Sberbank to Sberbank.

When are transfer fees charged

Many customers are perplexed when making transfers to Sberbank cards that a commission may be charged for this. But the conditions for transferring funds within the bank are such that in some cases the sender will be required to pay for the transfer.

Commission when transferring from Sberbank to Sberbank is charged if the client transfers funds to the cardholder of another territorial bank. She is obligatoryboth when sending in terminals, and to Sberbank Online, as well as through a bank operator.

The bank charges a fee if the client makes any foreign currency transfer abroad, sends an intrabank Hummingbird or an international Money Gram.

Transfers to cards of other banks are also always subject to commission. In addition, when transferring funds from a card account of another financial institution, a commission may be charged by the receiving bank.

Transfers to a Sberbank credit card are always free.

Who pays the transfer fee?

In most cases, the sender pays the commission when transferring from Sberbank to Sberbank. But there are options in which it can be charged from the recipient of funds. This is possible if the client sends:

• Translation "Hummingbird" abroad. In this case, you can choose the option in which the commission will be obliged to pay the recipient of funds. The amount will be deducted from his transfer. The amount of the commission is indicated in a separate bank order, which is also issued to the client upon receipt of the transfer.
• International currency transfer. In order for the recipient to receive the money in full, the client of Sberbank is obliged to pay for the Full pay service, the amount of which is 20 US dollars (approximately 1300 rubles) for transfers in dollars and 10 for transfers in other foreign currencies.
• Money Gram international transfer.

Commission when transferring Sberbank to Sberbank when sending money from a plastic card is always charged from the sender of funds. The exception is cases when money was transferred from a legal entity's account to an individual's card, even if both are bank customers. In this case, it is possible to charge a commission when withdrawing funds from a bank card by an individual recipient.

Amount of commission when making transactions with a bank card

More than 85% of transfers in Sberbank are made between plastic card holders. This is one of the fastest and most secure ways to transfer funds. When transferring money from card to card, the recipient can see the cash in his account just a few seconds after sending.

But in some cases, a fee is charged for this operation. Its size depends on the method of transferring funds and in which territorial banks the accounts of the sender and recipient of funds are opened.

Commission when transferring from Sberbank to Sberbank of another region is 1% of the transaction amount if the cardholder transfers funds through Mobile Bank, Sberbank Online or at the company's terminals. For performing the same operation with the help of an operator, the client must pay 1.5% to the bank for the transfer of funds.

Commission is not fixed. It depends on the amount sent by the recipient. The number of transfers from one client per day is not limited. For each of the operations thatperformed between cardholders of different territorial banks, a separate commission is charged in the prescribed amount.

How do I know if I will be charged a commission when transferring funds?

The sender is not always aware that Sberbank charges funds for transfers to cards opened in other regions. And many customers would like to know how to determine that a commission will be charged when transferring Sberbank to Sberbank.

You can find out about the commission in several ways:

• Ask the recipient in which region his plastic card is opened. If the bank in which his account is maintained is located within the same territorial entity with the sender's card, then no commission will be charged. The list of territorial banks and entities adjacent to them is indicated on the Sberbank website.
• Call the support service and clarify which of the regions the city indicated by the sender, in which his card is opened, belongs to.
• Apply to the bank office with your passport, your card and the card number of the recipient of funds. The employee will check whether a commission will be charged when transferring from Sberbank to Sberbank in another city.
• Start the operation in the terminal, through "Mobile Bank" or "Sberbank Online". After entering the recipient's card number and the amount of funds, data on the possible commission and its amount will appear on the screen. It is not recommended to confirm the transaction if the size and amount of obligations do not suit the sender.

Sizecommissions for transfers via Internet banking

Sending money through remote service channels is more profitable than making transactions at a bank office. And one of these ways to save money when making a transfer is to send funds through Sberbank Online.

The fee for a transfer from Sberbank to Sberbank in Internet banking is 1% of the amount, but not more than 1 thousand rubles. That is, when sending customers amounts over 100 thousand rubles to another region, the cardholder will pay only 1 thousand rubles as a commission to Sberbank.

When transferring funds in the Internet bank, the client can verify the data in advance: after entering the mobile phone associated with the card or its number, information about the owner will appear - first and middle name + first letter of the last name. This allows you to check whether the recipient indicated the card number and who actually owns it.

Further, after entering the payment amount, the sender can get acquainted with the exact amount of the commission for the operation. It is displayed to the nearest penny.

Features of transferring funds through Sberbank Online to a bank account

Transfer between clients' cards will be executed if the sender's card has the transfer amount + the amount for the bank commission.

When transferring from account to account, the Sberbank commission is also 1% of the amount, but here you need to know all the recipient's data: account number, TIN, bank BIC, full nameowner, correspondent account, name of the issuing bank. The sender fills in all data manually. The minimum commission is 30 rubles, the maximum is 1 thousand rubles.

For transfers over 100 thousand rubles, confirmation from the contact center is required. To do this, the sender must call the bank's support service, give their full name, address, passport details, card number and code word. After identification, it should be clarified that confirmation of information is required when transferring through Sberbank Online at the Sberbank contact center.

Commission at bank terminals

Transfers through ATMs are as profitable as in Sberbank Online. Limits on transactions correspond to the previously indicated tariffs.

Unlike the Internet bank, you can get a check in the terminal for the operation immediately after the transfer. For transfers to a Sberbank card in another region, the client must pay 1% of the amount.

Amount of commission at the bank office

It is unprofitable to transfer funds using operators: the commission is charged higher by 0.5% and there is a minimum limit. When transferring funds to a Sberbank card in another city, the sender will be required to deposit 1.5% of the amount, at least 30 rubles.

All transactions are performed upon presentation of a passport, sender's card and card number of the recipient of funds. The transfer time in this case is 24 hours. Money comes slowerthan online. The recipient will be able to see the funds only after 4-8 hours from the moment of sending.

Commission for transfers to cards of other banks

When transferring funds from Sberbank to card accounts opened with other banks, a commission is always charged. When transferring from Sberbank to Sberbank and Tinkoff, the commission is 1% of the amount. Sberbank customers can perform this operation in a mobile application by entering only the phone number of the cardholder.

If a client is interested in a transfer from Sberbank to Sberbank and VTB Bank, the commission will be higher - 1.5% in Internet banking, at least 30 rubles.