"Renaissance Credit": how to pay off a loan. Methods, features and requirements

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Money loans are available from various financial institutions. They are also issued by Renaissance Credit. How to pay a loan? To do this, several proven methods are used. Each of them has its own commissions, terms and other features.

Bank branches

How to pay off a loan to Renaissance Bank? This is done both in cash and non-cash. If the first option is convenient, then you can contact the bank branch. To do this, you must have a passport and an agreement or account number. After payment, the client is issued a check, which must be kept until credited. Same day payment, service charge 0.5%.

Terminals and ATMs

You can pay off your debt in this way at any time. Some devices operate around the clock. You can find out information about their location on the website or by calling the support service. Money is transferred without commission, usually the next day.

To complete the payment you need:

1. Find tabRenaissance Credit.
2. Click on "Loan repayment".
3. Indicate the number of the account, contract.
4. Confirm information, deposit money.
5. Get a check.

The same method allows you to pay with a card. You can use the Eleksnet and Qiwi terminals, which charge an average commission of 1.5%.

Russian Post

This organization also allows you to transfer funds to Renaissance Credit. How to pay a loan? To do this, you need to take a receipt from the bank in advance, fill it out, providing it to the cashier. Funds are transferred within 5 working days, so they should be sent in advance.

Communication stores and translations

It is possible to transfer money through operators:

1. "Megafon".
2. MTS.
3. "Messenger".
4. "Beeline".

Money is credited within 2 business days. The commission is equal to 1% of the amount, but not less than 50 rubles. Transfer systems work on the same conditions:

1. "Rapida".
2. "Uniastrum".
3. "Golden Crown".

Branches of other banks

You can apply to another bank. How to pay a loan in "Renaissance"? It is necessary to prepare the number of the contract and invoice. Typically, the data is printed by the cashier, and the client needs to check it and sign. You must have your passport with you. Organizations charge fees for transfers:

1. 1% - Vozrozhdeniye bank.
2. 1, 2% - "MDMBank" and "Promsvyazbank".
3. 1, 5% - SDM Bank.
4. 2% - Intercommerce Bank.
5. 3% - Sberbank.

Accounting is carried out within 1-2 days.

Accounting

In order not to miss payments and not overpay on commission, you can arrange a transfer of funds through the accounting department. To do this, you need to transfer payment information there, write an application. Funds are transferred automatically on the specified date. But the employer has the right to refuse this service if the institution does not cooperate with the bank.

Retail chains

You can transfer funds in the following stores:

1. Eldorado.
2. "M. Video".
3. Euroset.
4. Technosila.
5. Atlant Computers.

How to pay for the Renaissance Credit card? At the first payment, you need an account or agreement number, bank details, mobile phone, passport. Then only a phone number is required.

Online

You can also transfer funds online to Renaissance Credit. This will save time. For this, there is Sberbank Online. Many receive a salary on the cards of this organization. The transfer procedure is as follows:

1. Visit your personal account.
2. Click on "Loans from other financial institutions".
3. Enter TIN, account number, amount.
4. Select the account from which the payment will be made.
5. Select "Pay".

Funds are transferred at any time, crediting is carried out quickly. Canconnect "Autopayment". Then the money will be transferred automatically, which will prevent loan delays.

RCH website

With the help of Internet banking "Renaissance" it will be possible to transfer funds from card to card. The procedure is as follows:

1. On the site, select "Support" and "Pay the loan".
2. Click on "Transfer from card to card".
3. Enter the details of the card from which funds will be transferred.
4. Click "Pay".

Funds are transferred up to 3 days, commission is 1-2%. The amount of one operation should not be more than 20-50 thousand rubles. There is an application "Renaissance Credit". How to pay there? The instruction is similar to the one with the personal account.

Other bank

How else can I pay for Renaissance Credit? This can be done using the personal account of another bank. Required details - name, account, BIC. The commission may be different for different banks.

Full early repayment

Possible full early closure of the debt in "Renaissance Credit". How to pay a loan? This is done using several options:

1. Contact the bank.
2. Call the hotline.
3. Leave a request on the site.

After the amount is known, you can deposit it. You should not transfer more funds, since you can only receive them with a commission of 3%. And if the money is not enough, then the loan will not be closed. 30 days prior to closing, an application must be submitted tooffice or send it by mail. On the appointed date, the loan closes.

Part payment

If there are no funds for full closure, then you can partially pay the loan. The service is also available at Renaissance Credit. How to pay the loan in this case? To do this, you need to transfer to the account an amount larger than the monthly payment. By reducing the amount of the principal debt, the client reduces the amount on which the interest goes. Therefore, the overpayment will be less.

Partial prepayment service is available several times. Only 30 days in advance you need to notify the bank about this event. To do this, you need to write an application at the office or send it by mail. After debiting the amount, the payment will be recalculated, but the term will be the same. A new schedule is provided to the client by mail or at the branch. With the help of such a service, you can save on overpayments.

There is another way to reduce the overpayment. To do this, you need to make a deposit (it opens instead of early payment), and then withdraw the funds and pay with them.

Advice on paying off a loan

To pay off the loan as soon as possible, you need to use simple tips:

1. It is important to study the terms of the contract. Various expenses can be included in the payment - insurance, banking, maintenance. It is advisable not to connect such services.
2. Monthly you need to pay 10% more of the payment, because this will save you money.
3. You should record expenses and income. The advice will allow you to accustom yourself to financial order.
4. If you decreaseexpenses are not working, it is necessary to increase income.
5. You must pay for the loan after receiving a salary or advance.
6. You can use the refinancing service. It is beneficial to customers who already have a loan, but are experiencing difficulties with its repayment.
7. If several loans are issued, then the one with a higher percentage should be paid faster. Then it will be possible to minimize overpayments.

These simple tips will help you close your debts faster. You can pay the loan using any of the following methods. The main thing is that everything suits the terms of the translation. These options are suitable for making monthly payments, early and partial repayments.