2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16
Credit cards are gaining the market of credit services faster and faster. It started in the USA and Europe, and now it has come to us. This phenomenon is associated with the ease of use of credit cards and a fairly easy procedure for issuing them. For example, Russian Standard Bank, which everyone has heard about, is not the last in the credit card market among other banking institutions. It accounts for approximately 20% of the entire plastic credit card market.
Apply for a credit card
How to get a credit card offered by Russian Standard? It is necessary to check whether your person meets the requirements set by the bank. The applicant must be between the ages of 18 and 65, have a regular official income and be registered in the region where there are bank branches. After this simple check, it is necessary to fill in the application form of the applicant. This can be done by taking a questionnaire directly from an employee of Russian Standard Bank. It is necessary to correctly indicate all the data in it, since they are then checked, and in case of discrepancy with a credit card, it will be possible to say goodbye. You need to indicate your income level, all personal data, including mobile numbersphones and come up with a secret word that will be needed when activating a credit card.
After filling out the questionnaire, you must send it to the bank. You can bring it yourself or send it by mail to the nearest branch. Russian Standard Bank is characterized by user reviews as the fastest and most loyal bank in Russia.
Getting a credit card
Decision is usually made within a week. After that, you will be notified about it through a phone call from a bank employee. He will tell you exactly what credit limit the bank is ready to give you, and will agree on the time and place of receiving a credit card. To obtain a credit card, you will need to provide a passport, the number and series of which you indicated in the application form. After that, you will need to activate the credit card. This can be done by calling the bank's telephone line and telling the operator your credit card number and secret password. Typically, credit funds are received the next day after the call is made, but possibly earlier.
Now you can safely use a credit card and pay with it in stores, as this option of using the funds of a banking institution is much more profitable than withdrawing cash from an ATM. In the second option, Russian Standard Bank (customer reviews say this) will charge a fee for withdrawing funds lent to you.
User opinions
Russian Standard Bank customer reviewsdescribe as one of the fastest and most accommodating banks in Russia. Surprisingly, the decision on the issue of lending is made quickly enough and practically without refusals. However, not all reviews of Russian Standard Bank are so friendly. Some people claim that this institution charges too high a fee for the use of its funds, and the employees of its hotlines are rather incompetent and not always polite. Whether this is true or not, you will have to check it yourself.
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