2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16
In Russia, there are quite a lot of insurance companies that provide their services to the public. This article refers to the fact that an insured event is an accomplished event, which implies a guaranteed payment to the insured according to the law.
Varieties of insurance
Relations that protect the rights of individuals and legal entities, constituent entities of the Russian Federation and municipal organizations in the event of unpleasant incidents specified in the contract at the expense of monetary funds formed by insurers from paid contributions or other other means are called insurance. It can be mandatory and voluntary.
Views:
- Personal - medical (he alth, accidents) and pension. Based on it, many different products have been developed.
- Civil liability (damage to he alth or property to third parties - businesses or citizens).
- Property (cargo, any vehicles, financial risks).
- Reinsurance is a system of relationships that includes the transfer of part of the responsibility from one person to other insurance companies.
Relations between insurers and policyholders
Is any negative event an insured event? This statement is subject to clarification due to certain conditions under the contract, which must clearly spell out the obligations of the parties.
According to the law, an insured event is not any unfavorable circumstances that have happened to the injured party, but events that have occurred that are strictly fixed in the terms of the contract.
Insurers are funds that provide their services to protect the rights of their wards and take on security for the payment of money in the event of unforeseen circumstances specified in the agreement between the parties.
Insurers are persons (private or companies) who pay insurance premiums and receive compensation in the event of various adverse consequences specified in the contract.
What is meant by insured events
An insured event is a confirmed fact of causing damage to the insured person, as a result of which the policyholder, in accordance with the law and the terms of the concluded contract, is obliged to compensate him.
The insured event is:
- He alth insurance sickness.
- An accident that happened when a car got into an accident.
- Theft and fire of property.
- Bankruptcy.
- Natural disasters (floods, storms, hurricanes).
These types are valid only when they are specified infund agreement, which stipulates that an insured event is the occurrence of unfavorable conditions under which you should contact the insurer. He will invite an appraiser and make compensation for the losses incurred.
Currently, there are many companies that have secured a stable position in the insurance market. Some of the largest are SOGAZ, Rosgosstrakh, Ingosstrakh, Soglasie, Alliance, RESO-Garantiya, Alfa-Insurance, VSK, VTB Insurance and MSK Insurance Group . The funds have a positive reputation, reliable reserves and are ready to offer their clients a variety of profitable products.
Recommended:
Insured event under OSAGO. OSAGO payments. Procedure in case of an accident
There comes a time in every driver's life when he has to remember about car insurance. Then some rejoice at their foresight, while others complain about mistakes, since they have to compensate for all the costs on their own. This article will describe in detail what constitutes an OSAGO insured event, we will discuss all the nuances of its occurrence, execution and receipt of payment
Sum insured and insured value
The most common type of insurance is property insurance. The amount of insurance compensation directly depends on the real value of the object, and it is important for each client of the company to know how this value is calculated. And how does it differ from the sum insured
Life insurance: definition, concept, insured event and determination of the amount of payment
Among the numerous insurance products that are currently offered to the population, special attention is paid to life insurance programs. Persons in middle and old age very often hear about such services, but so far not everyone understands the essence of such a technique. Next, consider the issue of life insurance and all its subtleties
VTB phone insurance: features, insured event, "pitfalls", reviews
Let's talk about the "Portable+" phone insurance program. Then we will give an algorithm of actions in the event of an insured event and list the moments at which compensation will be denied. Next - an analysis of the reviews of those who insured their gadgets. And in conclusion - important information that you need to know before buying this insurance product
Event management is the management of the organization of events. Event management and its development in Russia
Event management is a complex of all activities carried out to create mass and corporate events. At the same time, the former are called upon to provide powerful support to advertising companies, while the latter are aimed at strengthening the spirit within corporations
