CJSC NPF "Promagrofond": reviews, address, reliability rating

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Today we have to find out what ZAO NPF "Promagrofond" is. Reviews, rating, profitability - all this is extremely important for the population. It is on these components that many people often make the final decision on issues of cooperation with pension funds. You want your money to be kept in a safe place. Because of this, each NPF has to be considered in great detail. Customer opinions help to accurately judge what a particular corporation is. What can you say about NPF "Promagrofond"?

About activities

First you have to understand what this organization does. Maybe she is pursuing some kind of shadow politics? Or engaged in fraudulent activity?

Not at all. Promagrofond is a non-state pension fund that has been operating in Russia for a long time. It was created back in 1994. For the past 22 years, the organization has been providing pension insurance to the population.

It turns out that thiscorporation - a place to save money set aside for old age. A great way to form the funded part of the pension. No shadow politics, only "transparent" and understandable to all activity. And for this ZAO NPF "Promagrofond" receives positive reviews. People know exactly under what circumstances they can contact the organization.

Country Prevalence

The next nuance is the spread across the country. The thing is that in recent years, NPFs in Russia have been opened in large quantities. And they close very quickly. Such changes do not concern mainly large companies. What can be said about the fund under study?

"Promagrofond" is a non-state pension fund, which, as already mentioned, is distributed throughout Russia. There are branches of this corporation in every locality. In large cities, you can find several branches of the organization.

It is also worth paying attention to the fact that the company has existed in the country for a long time. So, there is every reason to believe that we are talking about a sustainable corporation. This is the opinion of many citizens. NPF "Promagrofond" is a large and widespread company throughout the country. It won't close suddenly. It has been operating for 22 years with particular success. An excellent opportunity to take a closer look at the corporation.

The main branch of NPF "Promagrofond" is located in Moscow. More precisely, there are several of them. The first one is located on Iskra Street, building 17-a, building 2. The second one is in Kozhevnichesky lane, building 8. The exact addresses of the fund's branches in each city of the Russian Federation are invited to look at the company's official website. Many customers point out that it is very convenient!

Rating

Now we can talk about the main components that potential investors pay attention to. The thing is that there are quite a lot of evaluation criteria. The first thing all customers look at is the rating. Special databases have been created in Russia that help to see the success of this or that NPF.

CJSC NPF "Promagrofond" has a good rating. It is noted that this organization is in the top 5 leaders of non-state pension funds. Most often found in 1-3 positions in the lists. Some sources indicate that this company is in the top 10 NPFs in the country.

In any case, the corporation under study occupies a leading position in the All-Russian rating. Most customers notice that this phenomenon inspires confidence. And so many are eyeing the fund. It's not just because he is among the leaders! What other nuances do you need to look at before making a final decision?

Trust level

For example, to the so-called trust level. This is a kind of indicator that indicates the predisposition of the population to a particular company. The level of reliability of NPF "Promagrofond" is high. Different sources provide different information, but neverthelessthe trust still remains in fairly high positions.

It's pretty common to see Trust Scores at A++. To date, this is the highest rate of trust. According to some reports, trust is slightly lower. It is located at level A+. Stands for "High Trust".

In any case, based on the information provided, it can be concluded that the Closed Joint-Stock Company "Non-State Pension Fund "Promagrofond" is trustworthy. The population is confident that this particular company will help maintain pension savings.

Yield

NPFs are often looked at not only for the sake of saving pensions. The thing is that such companies offer to increase pension savings. Therefore, many pay attention to such a component as profitability. NPFs with high returns attract customers more.

"Promagrofond" receives mixed reviews in this area. Why? All due to the fact that the promises of the organization and the real situation differ from each other. The administration promises high returns - about 15-18% per annum. But in practice it is 5-7%. The difference is huge.

Because of this CJSC NPF "Promagrofond" reviews earn both positive and negative. The population remains dissatisfied with the fact that promises are not kept. Although the low level of return is easily explained. It's all about inflation. Similar discrepanciesare now available in all NPFs of the country. And this fact will have to be taken into account.

Along with this, it is noted that the profitability of the pension fund is still available. Not very big, but it is higher than many competitors offer. Accordingly, there is a small return. Not as high as we would like, but it is there. Moreover, the organization has a good profitability. NPF "Promagrofond" in this indicator is also in the leading positions in the rating.

Maintenance

What about customer service? This question is also important. And there is no unambiguity about the company under study. Why?

CJSC NPF "Promagrofond" receives various reviews. Good for the fact that the staff tries to devote time to each client. They give clear answers to all questions, all conditions of cooperation and payments are explained in full. Also among the advantages is the possibility of remote maintenance. Promagrofond has a "Personal Account" for each client. With it, you can track the status of your personal account.

Despite this, the negative is still expressed against the corporation. For example, due to the fact that service in the branches of the organization is slow, there are constant queues. And the "Personal Account" works intermittently. Not the most important, but nevertheless existing shortcomings. And you will have to remember them when choosing an NPF.

Conclusion/termination of the contract

Many people pay attention to the fact that the conclusion of a contract with a company is the most importantprocess. For this feature, ZAO NPF "Promagrofond" earns mostly positive reviews. Customers notice that the terms of the contract are clarified. Some features of cooperation may not be clear. But if you clarify them with the fund staff, everything will become clear.

At any time, you can change the NPF and terminate the contract with Promagrofond. There is nothing special about this. The citizen must do it personally. What does NPF "Promagrofond" offer? How to terminate the contract? It is enough to write an application for the transfer of funds to another organization. After that, with an identity card, come to the company under study and contact the employees. Then it remains to wait for the decision to terminate the contract and transfer funds.

Attention: the money is transferred to the new NPF approximately 2 weeks. So don't worry if there are delays. Clients' opinions often emphasize the fact that the transfer of money from Promagrofund takes a lot of time. But a similar situation occurs in all NPFs of the country. It just needs to be ready.

Surprises

The next nuance emphasized by customers is an unexpected collaboration with a corporation. Some clients accidentally find out that their pension savings are kept in Promagrofond. In this case, no contracts were personally concluded. Should I refuse to cooperate with the organization because of such surprises?

Not at all. Lawyers say thatNPF "Promagrofond" operates absolutely legally. This phenomenon is explained by the fact that the fund concludes contracts with different employers. And then all the employees of a particular company automatically become contributors. It is not the employees of Promagrofond who should notify about this, but the direct employer. Therefore, there is no need to be surprised by unexpected cooperation. This is not a scam, everything is legal. Moreover, many NPFs have this feature.

Beware of fraud

But that's not all. There is another rather important point that is emphasized by customers. CJSC NPF "Promagrofond" receives negative reviews for the way the organization is looking for customers. Some point out that the official representatives of the NPF go from house to house and involve the population in cooperation. This situation makes us think about the integrity of the fund.

There is really nothing to fear. "Promagrofond" strongly recommends not to communicate with those who walk from door to door and pretend to be employees of a non-state pension fund. Often these are scammers. It is better to find out about all the features of cooperation by calling branches in certain cities or in person.

Conclusions

From the foregoing, we can conclude that NPF "Promagrofond" is a large non-state pension fund, spread throughout Russia. It is quite stable and offers good returns. Clients are treated with respect andattention. This organization is ideal for both increasing pension savings and storing them.

NPF "Promagrofond" has some shortcomings, but they are not so significant as to refuse cooperation. This organization is one of the leaders of NPFs in Russia. So, it is worth considering it when looking for a place to store and form pension savings.