"Promagrofond", non-state pension fund: reviews, rating of reliability and profitability

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Promagrofond is an organization that has existed in Russia for a long time. It conducts a very useful activity for the population. But what kind of company is this? Today we have to sort it out. After all, Promagrofond is a non-state pension fund. Reviews, rating, level of public confidence - all this will help to understand how conscientious the corporation is. It is likely that you can trust her with your savings made for old age to increase pension payments in the future. In fact, it is not so difficult to understand what a particular NPF is. Especially if you pay attention to some key points.

Description

For starters, what is the "Promagrofond"? After realizing this fact, it will be possible to say whether the corporation is really conducting normal activities. Or does she have some kind of shady politics?

Not at all. Promagrofond is a non-state pension fund. Reviews, rating, level of public confidence - all this is important for this organization. It has been in existence since 1994. Serves for the formation of pension payments to the population. There is nothing difficult to understand.

For its activities, the organization receives mostly positive feedback. It is clear what Promagrofond is doing. No shadow politics, extremely useful and clear work. But what other aspects of a corporation should you pay attention to before thinking how good it is?

Country distribution

For example, how widespread the pension fund is across the country. Often scammers do not have too many branches. And therefore, the population is often guided by the integrity of corporations in this aspect.

Non-state pension fund "Promagrofond" (reviews, rating, profitability - everything will be discussed later) is a very large organization. It is distributed throughout the country. In each city, you can find at least one branch of the NPF.

That is, you can already trust the company for this. At least they are not scammers. How good is the organization? What does it offer its clients? Are they satisfied with the service here? Or maybe the population prefers to leave this NPF and change it to some other one?

Rating

To understand this, it is important to pay attention to some basic componentsformation of pension funds. For example, you should pay attention to the rating of a corporation. Most often, the population trusts leaders more.

What reviews does NPF "Promagrofond" have in this area? The rating of this organization is high. The public indicates that this fund is attracting attention. It is in the top 10 leaders of non-state pension funds. As a rule, it is located at approximately 5-6 positions in the ratings of NPFs. But in some sources, this organization takes 2-3 place.

Accordingly, the corporation is very popular and reliable. And, as already mentioned, the residents trust her. But this is only one of the indicators that help to understand whether it is worth investing in NPFs or not. What else needs attention?

Trust

For example, the population trust level. It's kind of like a rating. But it is formed on the basis of a customer survey. That is, popular opinion. Trust indicates how much potential and actual contributors trust the organization.

NPF "Promagrofond" has a very high reliability rating. At the moment, it is indicated that it remains at the A ++ mark. This is the highest level of trust. In some sources, you can find information that the trust of the population is kept at the A + mark. It stands for "Very High".

Accordingly, this company can be trusted. Clients point out that Promagrofond has been operating in Russia for a long time. And so you don't have to worryfor license revocation. The Central Bank in Russia has recently been actively closing NPFs, but such changes, as a rule, do not affect the leaders of the rating.

Yield

But the following component is paid attention to by many potential investors. It's about profitability. Non-state pension funds are in demand not only because they offer the preservation of pension savings. They are actively used precisely because of the offers to increase the funds in the account.

What is the profitability rating of NPF "Promagrofond"? In this area, the organization does not show very good performance. The thing is that initially the company offers a very good return. About 15% per annum. That is, the money stored in the account will increase annually by the indicated interest. And therefore, you can find "Promagrofond" among the 5 leaders of NPFs in terms of profitability.

In practice, the picture is somewhat different. Clients point out that the real yield is significantly reduced. At the moment it is about 5-7%. But some sources indicate that the return is at the level of 17-18%. In fact, it is the first option that takes place.

Due to such inconsistencies, "Promagrofond" (NPF) earns ambiguous customer reviews. Potential investors don't know what to trust. Some feel cheated. In practice, such discrepancies in promises and the actual situation with profitability are normal. It turns out this way because of the crisis and inflation.

In any case, even taking into account the yield of up to 7%, "Promagrofond" is in demand among the population. Some point out that this organization is not ideal for increasing retirement savings. But it offers a steady increase in deposits. A small percentage will still be due.

Maintenance

What about customer service? What conditions are offered by Promagrofond (non-state pension fund)? Reviews, rating and profitability - all this is extremely important. But the quality of service should not be forgotten either.

The thing is that opinions differ in this area. Someone is satisfied with the quality of service, someone - not so much. Accordingly, it is difficult to understand how good an organization is.

Promagrofund provides services both in person and in electronic form through a personal account. This pleases many. But along with this, the reviews indicate the unstable operation of the Internet service. And in the offices of the corporation there are always queues. However, staff try to give due attention to each client.

"Promagrofond" is an NPF, which differs little from its main competitors in terms of quality of service. Many emphasize that the staff working here is polite, it helps to solve many problems. Rudeness and rudeness is a huge rarity. But no one is safe from it.

Surprises from the organization

Now it is clear what reviews NPF "Promagrofond" receives. The rating of this corporation in various termsis also known. But that's not all the important information that customers highlight.

Some people are dissatisfied with the fact that the population unexpectedly discovers that the funded part of the pension is in the "Promagrofond". Because of this feature, some citizens think that the fund operates illegally.

Lawyers say otherwise. The unexpected discovery of pension savings in the "Promagrofond", as a rule, is related to officially employed people. This happens because the NPF enters into cooperation agreements with different employers. And all employees become fund contributors. The direct supervisor, and not Promagrofond, should notify about this. It is precisely because of this phenomenon that savings can be found in the fund under study unexpectedly for the population.

Conclusion of the contract

What else does "Promagrofond" (non-state pension fund) offer? Reviews, rating, trust and profitability are already known. But what more information can be gleaned from all the available opinions?

For example, how is the conclusion of the contract. Basically, the reviews indicate that the employees of the organization are trying to explain everything to the client as accurately as possible. The contract contains all the terms of cooperation. But some incomprehensible moments can still arise. In such situations, it is recommended to clarify all the information with the employees of Promagrofond. They, judging by the numerous opinions, will certainly help clarify everything. Deception atno contracts.

Search for clients

Separate attention is the search for clients for the pension fund. It is this nuance that is emphasized in most reviews of the organization. Promagrofond (a non-state pension fund whose rating is already known) is trying, like its competitors, to attract more clients. And the organization uses a variety of methods.

Some potential investors are not satisfied with the fact that "Promagrofond" goes from house to house. That is, specially hired representatives go from house to house in search of new customers. It is noted that scammers often act this way. And so often customers feel cheated.

"Promagrofond" recommends not contacting representatives who "go from house to house". After all, there are really a lot of scammers who allegedly act in the interests of this non-state fund in Russia. For all information about the work of the organization, it is better to contact the branches directly.

A difficult decision

"Promagrofond" (NPF) gets a variety of reviews. From the foregoing, we can conclude that this company receives very mixed customer opinions about the work. But how do you know what to believe? There are a lot of false reviews on the net. Both positive and negative. Therefore, you do not need to trust everything that they write.

To avoid mistakes, you need to pay attention to the method of writing a review. In real opinions, information takes precedence.useful to clients. People share their experiences, if possible, apply evidence. Lies are formulaic. She either praises Promagrofond, making this NPF the best in Russia, or, on the contrary, exposes the fund as the worst and most dishonest source of saving money set aside for old age. That is what you should pay attention to. Otherwise, it will not be possible to draw the right conclusions about what the NPF under study is.

Results

What can be summed up? "Promagrofond" is a non-state pension fund, which is considered a very good place for saving pension savings and forming their funded part. Not the best place to increase the contribution, but you can still see a small profitability. Most importantly, the organization is quite safe. It allows you to be calm for retirement savings.

Promagrofond is not in danger of revoking its license. Do not believe too good or too bad opinions about this organization. In the service area, the NPF has shortcomings, but they are not so bad as to refuse deposits.