Bank "Uralsib": reliability rating, place in the rating

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Banking services today are used by almost every person. But before applying to a particular organization, he first carefully examines the level of its reliability. Many choose Uralsib Bank for themselves. He has a high rating, which inspires undoubted confidence. After all, as of December 2016, it is in 22nd place in terms of reliability among 600 Russian banks.

General information

This is a commercial organization with total assets of 436,072,633,000 rubles. In November, by the way, the organization's profit increased by 0.43% (this is + 1,867,111 rubles additionally), thanks to which it rose in the rating from 23rd position to 22nd.

Starting from November 2015, the bank has been actively reorganizing. Or, as it is also called, the financial recovery of an organization that is aimed at restructuring, changing the range of services provided, and much more. The state spends about 81 billion rubles on the rehabilitation of Uralsib. And this process is controlled by Vladimir Kogan,owning 82% of the shares of this organization.

Reason for trust

An organization like Uralsib Bank has a very solid rating. And it is supported by the results of analytical agencies. Take, for example, Standard &Poor's. This analytical agency is one of the top three organizations in this field at the international level. Standard &Poor's has assigned Uralsib a 'B-' credit rating with a positive outlook (updated 06/16/16). That is, in principle, this level is slightly below the average (according to international standards), which in the future may become an order of magnitude higher.

Uralsib Bank also has a good rating among organizations that issued the largest number of car loans. In the top 10, he is on the 9th line. In the list of 15 organizations that have issued the largest number of mortgages, Uralsib Bank is in 14th place. Its rating is also high in the field of lending - the organization is in the top 10 of the best financial enterprises that provide the most profitable programs for small businesses. And according to the results of the Mystery Shopping Awards, it was recognized as one of the best private banks.

The mobile sphere, which is gaining popularity today, deserves special attention. Uralsib entered the top three in the field of mobile banking. And he received the Markswebb Rank & Report award for this. In terms of safety and convenience, he entered the top 10. And all this data is direct evidence of the reliability of an organization like Uralsib.

Awards

A few words should also be said about them. The reliability rating of such an enterprise as Uralsib Bank is additionally confirmed by the distinguishing marks of Deutsche Bank AG and Commerzbank AG. They are awarded for the high quality of execution of payment documents in euros.

In addition, Uralsib was recognized in 2015 as the best client bank in the state precious metals market. He is also a laureate of an international competition known as the "Best Risk Management". It has several nominations, and specifically Uralsib was awarded the "Best Risk Management Program".

Also, this organization is engaged in charity. The project, organized by him and the Victoria Children's Fund, has become one of the 30 best social programs in the Russian Federation.

Mortgage

In our time, this type of loan is very popular. Because everyone needs housing, but not everyone has the opportunity to purchase it. So, there is a list that lists banks that provide the best conditions for mortgage loans issued for the purchase of housing in the secondary market. On December 15, 2016, the news appeared that Uralsib Bank received a place in the rating, and not a bad one - it entered the top 10.

And the conditions are really quite good. The most profitable program was recognized with a rate of 13.5% and an initial payment of 10-30%. Although there are other suggestions. "Mortgage for state employees", for example, with a preferential rate of 10.8%. It can be even lower for people using Uralsib products (cards, for example). Contributionis 20% for verified clients and 40% for those who apply to the bank for the first time.

Promotions and interesting offers

As you can see, Uralsib Bank has a solid rating among banks. And so the organization often arranges various promotions for its customers.

So, for example, during this December, the offer "Tablet as a gift!" from Uralsib and Samsung. If a client lends a Galaxy S7 edge S7 phone, then the Galaxy Tab A 7.0 tablet computer will be given to him as a gift. By the way, there is a 10% discount on the loan. The rate is 15.5% per annum.

More privileges and gifts are provided to Moscow holders of Mir cards. For them, figure skating training and hot chocolate are available free of charge at the VDNKh skating rink. They can also take part in the drawing of tickets for the brightest event of the outgoing year - New Year's Eve. Which will also be held at the rink.

These are just a few examples. In general, it is not surprising why Uralsib entered the top 10 banks most loved by Russians in 2016. By the way, there is also such a rating.

What else is worth knowing?

A lot of interesting things can be said about Uralsib Bank. It has a high place in the ranking of the best financial institutions in the Russian Federation, but it also occupies good positions in other "top" lists. Some are worth listing.

In November of this year, for example, the organization took second place in the list, which listed banks,issuing the best credit cards with charitable programs. At Uralsib, this tariff is called “A Decent Home for Children”. The interest rate on this credit card is 28% per annum. The conditions are as follows: 0.5% of the amount given for each purchase is transferred to the settlement account of the children's fund, from which payment is made for improving housing conditions in boarding schools.

More "Uralsib" in November was included in the top 3 organizations providing the best conditions for mortgage lending with government subsidies. The rate is 11.25% per annum, the down payment is 20%, the loan term is 3-30 years.

The bank is also included in the top 10 organizations whose unsecured loans are most in demand among the population.

A lot of interesting things can be told about the bank "Uralsib". What place this organization occupies in the rating is very clear. And, based on the above, we can conclude that this is a good and reliable bank that you can really trust with your money. And the monthly increasing number of customers is a direct confirmation of this.