2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16
Lending has recently been one of the fastest growing sectors of the financial market. Having survived the first wave of the financial crisis, many banking organizations have grown stronger and significantly expanded their field of activity. Now you don't have to rack your brains to get a consumer loan. Rosselkhozbank and many other banks in Russia are always ready to provide their services to everyone, however, it is distinguished by the presence of several unique programs.
Educational program
This loan can be used to pay for education, including the second, as well as specialized retraining in higher and secondary specialized commercial educational institutions - both full-time and part-time. In order to issue such a loan, Rosselkhozbank requires certain conditions to be met:
- minimum age 14;
- mandatory presence of a guarantee of a legal or natural person;
- parental consent if the borrower is under 18.
The maximum period for which you can receive money under this program is 10 years, and the amount is 350 thousand rubles. The interest rate is 16 or 17.5% per annum - depending on whether the life of the borrower is insured. The calculation of solvency is calculated from the officially registered income of the client, his parents or family members. In addition, you must bring certain documents to the Agricultural Bank. Loans are issued in the presence of a valid passport of the Russian Federation, a loan application form and a certificate of income for the last six months, certified by the employer from the current official place of work.
Pension program
With the help of this loan, elderly people can borrow up to 100 thousand rubles for their needs. Such a program usually takes place as a non-targeted consumer loan. Rosselkhozbank issues loans of this kind to any citizen of the Russian Federation who is on state pension provision and has not reached the age of 75.
To receive money, you need to open a pension account in one of the bank branches and provide:
- passport;
- pension certificate;
- application-questionnaire;
- guarantee.
Similarly, you can get from 10 thousand rubles. for up to 5 years at 15% per annum. In the case of life insurance, there is no need for a collateral object or a guarantor.
For those who are interested in the amount of the overpayment orcalculation of a monthly payment at a particular interest rate, a service such as a loan calculator can be provided. Rosselkhozbank is pleased to provide access to this convenient feature on the appropriate page of its website. You can also find a convenient online application form here. By filling out and sending it to the bank manager, you can receive a positive or negative answer within a few hours. Now you can get a loan without even leaving your home. Rosselkhozbank is always at the peak of modern technologies and is happy to provide its customers with convenient services for obtaining, obtaining and repaying loans. In addition to the ability to repay a loan in cash, there are payment options through terminals and online banking, using electronic currencies.
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