2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16
Today we have to find out what kind of reviews "Safmar" (NPF) receives from its visitors. You also have to understand what kind of organization in general we are talking about. All this is extremely important. After all, only after the conclusions about the integrity of a particular company, a potential client can make the right decisions regarding the application for services. What are the pros and cons of "Safmar" to pay attention to? How satisfied are visitors with the service here? All this will be discussed later!
Description
What is the company under study? "Safmar" is a non-state pension fund. Offers services for pension insurance, as well as the formation of the funded part of the pension. Does not carry out any third-party activities.
All this makes customers happy. They can tell exactly under what circumstances to contact the company. Safmar does not conduct any shadow policy. The organization is supported by Raiffeisen Bank.
Distribution
JSC NPF "Safmar" has a small number of branches in Russia. The thing is that this company is not very common in the country. That's whysome believe "Safmar" is a scam.
Not really. The company under study is nothing more than a real-life non-state pension fund. Branches of the organization can be found in Saratov and Moscow. These are separate branches of NPF.
It is also worth noting that "Safmar" (NPF) receives positive feedback from customers for the fact that the services of this fund can be used in the branches of Raiffeisen Bank. From this position, the organization is spread quite seriously. In almost every city in Russia, you can apply here to form pension savings.
Head office address
Some people wonder where the main branch of "Safmar" is located. It's not that hard to guess. The city where the non-state pension fund is located is Moscow.
The legal address of the company is the same as the actual one. To be more precise, Safmar is located at the following address: Plyushchikhina Street, 44/2. This is where the head office is located. You can contact the indicated address if you have any global claims or wishes.
Rating
What is the rating of SPF "Safmar"? This is an important nuance that many potential customers pay attention to. I don't really want to cooperate with an organization that is closer to the bottom of the ratings of non-state pension funds in Russia.
Today, "Safmar" has not the highest performance. Among NPFs byIn terms of capital and reserves, the organization ranks 28th. If we talk about the amount of pension reserves, we can see that the fund is in 17th place. But that's not all.
"Safmar" (NPF) receives not the best reviews for the fact that the company is in 15th place in the rating of pension funds in terms of pension savings. These are the data that are relevant today. In general, we can say that "Safmar" is far from leadership. And this does not suit many customers. They begin to question the integrity and credibility of the organization.
Reliability
And in vain. JSC NPF "Safmar" receives positive reviews for the fact that this non-state pension fund has high reliability indicators. The experts rate the firm's performance as A++.
To date, this is the highest level of reliability. This means that the organization will not be suddenly closed. You can trust her with your retirement savings. And this nuance pleases many potential customers. Only taking into account the position of "Safmar" in the rating of NPFs of Russia, some begin to doubt the advisability of applying for services.
Yield
The next very important point is profitability. Many potential customers pay attention to this feature. What is the profitability rating of NPF "Safmar"?
You can't call him tall. But many emphasize that the organization allows you to really increase pension savings. And this is only due to the fact that the money liesin the indicated fund.
Today NPF "Safmar" yield is equal to about 8, 87% per annum. This is the indicator that experts called in the first half of 2016. It cannot be said that the return on cooperation with the organization is too high, but it does take place. Thanks to this, "Safmar" (NPF) receives positive feedback from many customers. They indicate that this company is really multiplying pension savings. Not too fast, but reliable and stable. Just what most would-be retirees need!
Customer care
Ambiguous opinions are received by the organization for the attitude of employees towards customers. Some say that "Safmar" serves all its visitors quickly, without queues, everyone is given attention. Paperwork is reduced to a minimum. Thanks to the professionalism of the employees, paperwork is not long in coming.
You can also notice that JSC NPF "Safmar" receives negative reviews for the work of employees. Some visitors say that some subordinates do not treat clients in the best way. Professionalism is not felt, you may encounter rudeness and rudeness. Fortunately, such complaints are rare.
About customer notification
"Safmar" (NPF) receives reviews of not the best type for the fact that the organization cannot order statements from the personal account directly through the "Personal Account". On the officialThe fund's website has a special feature, but it doesn't work.
Many emphasize that it is not always convenient to go to Safmar branches to get information about the status of an open personal account. However, this is not such a significant drawback. Especially when you consider that the organization as a whole has a good reliability and profitability rating.
Also, some say that all account statements can be requested by mail. Another good way to get information. Only it takes a lot of time. We can say that "Safmar" (NPF) receives reviews as not the most mobile organization.
Mysterious passages
Not the best opinions are collected by the organization for one interesting phenomenon. The point is that some depositors complain that their pension savings are being transferred to Safmar without consent. Some accuse the organization of fraud. But is it really?
Not at all. Most often, such statements are found from clients of Raiffeisen Bank. At the conclusion of certain agreements, he informs about the transfer of pension savings to Safmar. The main thing is to carefully read the conditions. Employees themselves do not disclose such information. Therefore, all accusations of fraud are baseless. "Safmar" and "Raiffeisen" operate exclusively according to the law. These organizations are bona fide.
Opportunities
NPF "Safmar" customer reviews (2015 or any other - it's not so important) of a positive typereceives for the opportunities that the fund offers to all its contributors.
In general, they are no different from the offers of similar companies. The only thing that customers often pay attention to is the speed of service.
Safmar offers:
- opening pension deposits;
- refill account;
- closing deposits;
- transfer funds to another pension fund at any time.
It is recommended to read about all the features of the provision of services in the signed contract. You should pay attention to issues related to the transfer of money to another fund. The thing is that Safmar imposes certain sanctions on clients when transferring funds to another organization. This move results in large monetary losses, which are often frustrating for savers.
About working with documents
"Safmar" (NPF) receives not the best reviews regarding the work of employees with clients. Some note that the pension fund offers really fast service. But such opinions are not so common.
Safmar is often described as a pension fund that reduces paperwork to a minimum, but at the same time, the organization's work with documents leaves much to be desired. It is noted that the data on the residence of citizens-contributors are not checked. And therefore, some notifications and other papers may not reach the client.
All this suggests that the pension fund is nottoo conscientious about his work. In fact, "Safmar" checks all of its customers. And sends documents and certificates to the specified contacts. When changing the place of residence or registration, it is necessary to independently notify either the Raiffeisen Bank or the non-state pension fund directly. Otherwise, the data will indeed be sent to the wrong address. But not through the fault of the pension fund, but because of the dishonesty and irresponsibility of clients.
About service in general
What do they generally say about the organization under study? How good is this company? "Safmar" receives mixed reviews. From the foregoing, we can conclude that the fund has many shortcomings. Nevertheless, most citizens emphasize that the organization as a whole offers services of the highest standard. Leaders have high standards for their subordinates. Sometimes because of this, Safmar (NPF) does not earn the best reviews from employees. After all, for subordinates, this is the same employer as everyone else. This must be remembered.
Sometimes you can see that the population complains about slow service and constant queues at the branches. Nobody is safe from them. However, employees try to pay due attention to all visitors. If compared with other non-state pension funds, then "Safmar" is not much different from them. Every potential visitor should keep this in mind. Don't expect too much from the organizationgood and fast service, the firm still has shortcomings.
As an employer
It is clear what rating JSC NPF "Safmar" has for customers. What can employees say about this organization? To what extent is the fund a conscientious employer?
In general, he is nothing special. Some praise him, some don't. The claims are standard: a lot of work, little pay, not the kindest and most honest bosses. Among the advantages are official employment, as well as good working conditions. There is no open and direct negative attitude towards "Safmar" from subordinates. But this does not mean at all that the pension fund is an ideal employer. Rather, it suits those who just want to work and earn money without building a career.
Results
What conclusions can be drawn? "Safmar" is a real non-state pension fund successfully operating in Russia. Has some disadvantages. Not an ideal employer.
But this organization is good for the formation of pension savings. It offers a good yield, which is good news. You can pay attention to Safmar when there is no desire to invest in leading NPFs in Russia.
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