Deposits and contributions. Home Credit Bank"

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Commercial institution "Bank Home Credit" - the leader in the system of consumer lending. In 2012, the financial organization ranked third in terms of the volume of loans to the population, losing to Sberbank and VTB-24. Home Credit Bank allows you to make deposits in several ways. Read more about the conditions and opportunities below.

Why choose Home Credit Bank

This organization has already established itself as a reliable and active bank. In 2012, in our country there were already 6356 of its branches and 69000 outlets in various stores and centers. According to the results of RIA Rating and RA Expert, Home Credit ranked tenth in terms of the volume of deposits of individuals.

What is the reason for the popularity of attracting deposits

The Central Bank of Russia estimated the deposits of the population. On the first of September of this year, they grew bycompared with the data on the first of August of the same year, by about 94%. The total amount of deposits is 15.95 trillion rubles. This shows that deposits are in demand among the population. As of September 1, the amount of funds raised in the KhCB exceeded 220 billion rubles. Compared to last year, the data is 90% higher! This is due to the fact that the bank regularly offers new favorable conditions and continues to develop actively.

Main Benefits

In order to make deposits, Home Credit Bank has developed a simple opening scheme. Even if you have 1000 rubles, you can open a deposit account. That is, you do not need a large amount of money to invest. And the amount of the deposit does not affect the annual interest - the rate is the same.

Feature of deposits. Home Credit Bank

Contributions

The interest on them does not change depending on unforeseen circumstances. This means that in the event of termination of the contract, you will not lose anything. This fact especially attracts investors. Interest is paid monthly.

Good News Offer

Flexible product terms and great deals are always in demand among consumers. If you have an amount of 1000 rubles, you can make a deposit for a period of six months. If the depositor decides to withdraw funds ahead of schedule, then the interest is paid in full. With the Good News offer, you can either save or withdraw money without losing anything. The interest for this deposit is 8% per annum.

Profit Year Offer

This method is for those who want to save money from inflation, as deposits are insured at Home Credit Bank. Interest rate - 9% per year, placement period - up to one year. In case of early withdrawal, the interest will drop to 4.5.

Options

The Home Credit bank accepts deposits in two ways: with and without capitalization. This means that with the first option, interest will be accrued to the deposit amount, with the second - to a separate account, it is possible to withdraw them at any time.

Currency deposits. Home Credit Bank

Conditions for the "Good News" offer:

- minimum amount 5000 USD/EUR;

- 3.5% per year;

- six months;

- monthly capitalization;

- partial withdrawal possible;

- the rate for early withdrawal does not change.

Conditions for the offer "Only pluses":

- minimum amount 1000 USD/EUR;

- 4% per annum;

- up to 12 months;

- payment of interest at maturity;

- no partial withdrawal;

- early withdrawal rate - 2-3%.