How to get a car loan from Rosselkhozbank

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Today, a car is not only a means of transportation or a luxury, but also a working tool for a huge number of citizens of the Russian Federation. It is used to transport goods and provide services. For those who wish to purchase a new car, a car loan is always available at Rosselkhozbank. With the help of borrowed funds, you can buy the car of your dreams, which is simply impossible to save up for in today's economy.

Rosselkhozbank is an organization whose shares are 100% owned by the government of the Russian Federation. The number of branches of this bank exceeds 1600, and its representative offices are open in Kazakhstan, Tajikistan, Belarus, Azerbaijan and Armenia.

A car loan from the Russian Agricultural Bank allows you to purchase cars of both foreign and domestic production. This type of lending does not allow the bank to control the intended use of the funds issued. In addition, the bank has a number of differences that put it in first place when buying a middle-class car, namely:

• no various commissions and pen alties;
• low interest rate,a car loan at the Russian Agricultural Bank is issued at a modest 13.5% per annum;
• minimum package of documents to be provided;
• Minimum age limit is 18;
• convenient monthly payments;
• the cost of CASCO insurance is included in the amount of the loan received.

You can calculate a car loan at Rosselkhozbank using a special calculator located on the official website of the bank. You can also find a special application form for its receipt. By filling out and sending it to the manager’s mail, you can receive an invitation to the bank within just a few hours for further processing of the service. In the branch of the organization, the borrower will have a short interview, study of the provided original papers, evaluation of the purchased car and conclusion of a loan agreement.

A car loan from the Russian Agricultural Bank can be obtained for the purchase of both a new and a used car. The maximum amount that can be received under this program is 200 thousand rubles. To receive money, it is necessary to make a down payment, which is 10% for a new car and 20% for a used one. The maximum term for which a loan can be obtained is 5 years.

Rosselkhozbank is an ideal choice for buying long-desired transport. A car loan, which always has an interest rate of 13.5% per annum, is an ideal tool to buy.

Bdepending on the circumstances and type of product, the package of documents may vary, but there are always several basic papers to be presented in any case:

• valid passport of a citizen of the Russian Federation;
• application for funds;
• copy of work book;
• permanent registration in close proximity to one of the bank branches;
• certificate of income for the last six months.

To obtain softer credit conditions, you can always provide a guarantee and a more significant collateral object. By providing the most complete information about yourself, the borrower can expect to receive a loan at the lowest interest rate for the longest possible period.