Program "Active age" from Sberbank: description, conditions and features

2024 Author: Howard Calhoun | [email protected]. Last modified: 2024-01-17 18:37

Sberbank is a sought-after credit institution that offers its customers a large number of different programs and services. Not only officially working citizens, but even students and pensioners can use them. A rather interesting proposal is a special program called "Active Age". It is offered to people over 50 years old who lead an active lifestyle, who prefer to travel regularly and use the Internet constantly.

Main program benefits

The program consists in issuing a special MasterCard card to a person over the age of 50, after which he can become a member of the corresponding club. From an economic point of view, the Active Age is considered to be a profitable tool for the bank, since the advantages of its use include the following:

• an annual service is free so there is no charge for it;
• the card balance is credited with 3.5% per annum, which allows you to earn good money additionally if the "Active" card is used regularlyage";
• offers a preferential mobile bank that has such a simple interface that it is easy to figure it out, and for the first two months you do not have to pay any funds for its use, and then its use will require only the transfer of 30 rubles. monthly.

Due to such numerous advantages, the Active Age card of Sberbank enjoys well-deserved popularity among adults, purposeful and modern people.

How to use the card?

If the Active Age program is chosen for cooperation with the bank, the client of the organization receives a special card. It can be used for different purposes:

• paying for numerous purchases on the Internet, and this process is considered incredibly simple due to the full-fledged, unique and understandable functionality;
• foreign transactions, so you can use the card not only in various domestic stores, but even in outlets located abroad;
• provided the possibility of contactless payment, and such actions allow you to shop really safely.

Thus, the wide use of the card is considered to be a popular parameter among users.

Main map parameters

The "Active age" card has certain parameters:

• it belongs to the MasterCard payment system;
• instrument currency is presentedrubles;
• valid for 5 years;
• service offered free of charge;
• provided for two months free mobile banking;
• the "Thank you from Sberbank" bonus program is applied to this card, and you can also use additional cards and contactless payments.

An indisputable plus for many holders of this banking instrument is access to the Sberbankaktivno.ru service, which allows you to lead an active lifestyle. With it, cardholders can travel at unique and low prices, view up-to-date video courses for free, and participate in exciting themed sales.

What additional features can holders enjoy?

The Active Age program offers users some other unique features:

• auto-pay, which can be set to pay for utilities, telephone or other services, and the utility fee is low;
• through the use of a mobile bank, the cardholder can always receive information about all transactions;
• through "Sberbank Online" you can manage your account remotely at any time of the day;
• Many unique discounts and offers from the international MasterCard system;
• cashless transfers and withdrawals are allowed at ATMs;
• owners can become members of the Active Age Club 50 fromSberbank of Russia, and active users can receive various discounts and incentives from the bank, presented in the form of certificates for holidays or online purchases.

Additional services are set by the users themselves and can only be used when necessary. To become a member of the club, you should register on the site by filling out the questionnaire correctly.

What are the requirements for customers?

Sberbank's "Active age" program for pensioners is provided only subject to certain requirements:

• appropriate age, with women over 54 and men over 59;
• card recipient can be a Russian citizen or a foreigner;
• requires registration in the Russian Federation, and it can be not only permanent, but also temporary.

All requirements are considered simple and clear, so many people of the same age are happy to use this banking offer. After joining the club, citizens can enjoy various unique opportunities, communicate with each other and receive incentives from the organization.

How to apply for a card?

To receive this banking product, you need to come to the branch of Sberbank. You only need to have a passport confirming the appropriate age of a citizen with you.

A special application is filled out, the form of which can be taken from an employee of the organization. It is presented in the form of a questionnaire. Next, you need to wait a few days for the card to be issued.

How can I top up my card?

Replenishment of the received Active Age card can be done in different ways:

Recharge method	Its Features
Cashless transfers from other Sberbank cards	To do this, you can use Sberbank Online or a mobile application, as well as an SMS service or ATMs
Payment terminals	Through them, cash is deposited, which are then credited to the card. You have to pay a significant commission, as well as monitor the correctness of the details entered
Cashless transfers from cards or accounts of other banks	To do this, you must correctly specify the details of the Sberbank branch that issued the existing card. At the destination of the transfer, you must specify the full name of the holder, the number of the card and account. Money is credited within a few days after the procedure
Using the MasterCard MoneySend service	This service provides an opportunity to replenish the card conveniently and quickly. Cash or non-cash transfers of funds from other cards can be used. To do this, you only need to know the number of the bank instrument that needs to be replenished. You can make transfers via the Internet, for which you need to go to the website of the MasterCard system, and this method is also available in manyterminals supporting this service. Funds are credited to the account instantly, but in certain situations the transfer may be delayed for several days
Appeal to a Sberbank employee	To do this, you need to come to the bank branch and provide the employee of the organization with information about the card number. You must have your passport with you. You must also indicate the account number and details of the bank branch where the banking product was received

Thus, each cardholder can independently choose which method of replenishment will be convenient for him.

Where can I get information about card transactions?

To make data on all transactions carried out with this card available to the holder, you can use different channels:

• subscription is issued, which allows you to receive correctly formed reports monthly by email;
• SMS notifications can be sent to your phone if you use the Mobile Bank application;
• all the necessary information can be obtained through Sberbank Online, and the report is made independently for the required period;
• appeal to the contact center of the bank.

Most users prefer to use Sberbank Online, as it allows you to receive data for free, conveniently, quickly and safely.

Basic principles of correctcard usage

The Active Age card is convenient and in demand, but in order to use this offer safely, some principles are taken into account.

Never share your PIN with strangers. If the phone number changes, then the bank must be notified about this. All purchases made on the Internet are protected by the 3D-Secure system, due to which an SMS message with a code will be sent to the phone to transfer funds. It is not allowed to leave the card unattended in suspicious places. If funds are withdrawn from an ATM, then the keypad must be closed so that unauthorized persons do not recognize the PIN code.

A unique program from the Savings Bank of Russia "Active Age" (from 50 years and older) is considered to be in demand among Russian citizens. It has many benefits and is easy to use. Allows you to effectively pay for various purchases on the Internet or in stores. Equipped with numerous additional features and can be used abroad.