Gazprombank: leasing a wide range of

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Gazprombank Leasing is a large company founded in 2003. Today it is part of the Gazprombank Group of Companies, which includes several of the largest financial, media, petrochemical and engineering firms. That is why millions of people in Russia trust her. It is one of the ten largest leasing companies in the country and has long been consolidated in the leading market positions.

Opportunities

Leasing has become very popular lately. With the help of this service, it is possible to purchase some expensive thing without diverting your own resources. This is very beneficial for manufacturing enterprises, transport companies, small businesses.

Not all leasing companies offer such a wide range of services as Gazprombank:

• leaseback;
• financial leasing;
• operational leasing;
• accompanying and advising on leasing projects.

Lease offered:

• rolling stock;
• industrial property;
• special equipment;
• equipment for mining andoil and gas processing;
• transport;
• energy equipment;
• mining equipment;
• metalworking machines;
• machinery equipment.

Gazprombank Leasing JSC implements not only a standard program, but is also ready to offer a unique individual solution for each of its clients.

Pros and cons

Millions of people choose Gazprombank Leasing because this company has a lot of advantages:

1. An impeccable reputation.
2. Reliability.
3. Efficiency in resolving any issues. The term of the transaction is only 7-10 days.
4. Only an individual approach.
5. High quality standards in the work of the company.
6. Available to everyone. After all, Gazprombank is located in various cities of Russia. In total, there are about 500 points of sale.

Despite the large number of advantages, there are disadvantages to contacting this company:

1. We'll have to prepare a large number of documents for the deal.
2. Many projects are available mainly to large enterprises.
3. The company does not work directly with individuals.

How is the clearance?

Depending on the selected leasing program, the transaction will be executed according to its plan. The easiest and fastest system is to choose the "Standard" package. In this case, the transaction will be as followsway:

1. Must apply. This can be done through the official website of the company.
2. Gazprombank Leasing specialist contacts the client within 2 business days.
3. You need to collect and provide all the necessary documents.
4. The final application is considered for 3 business days, after which a decision is made.
5. If the answer is yes, then a special leasing agreement is signed within 2 days.

Customized programs are carried out on the terms developed for a particular client.

Products

Many leasing companies develop a lot of standard options for their clients. Gazprombank offers only 2 program options:

1. "Standard" - a simplified version of obtaining the desired object. In monetary terms - up to 300 million rubles. Lease is provided for up to 3-5 years. In this case, the rise in price occurs by 55%. Advance payment – from 10%.
2. Individual program. Assumes an individual calculation of the amount of rent for 5-10 years. The object rises in price by the minimum percentage calculated by the company. Advance payment – from 0%.

Requirements

There are certain requirements for the lessee:

• If this is the "Standard" program, then the client company must operate for at least 2 years. At the same time, the annual revenue of the enterprise cannot be less than 200,000,000 rubles.
• If investment leasing of equipment is intended, it is important to provide a business planwith details. There must be a license. Finally, the client firm cannot have any debts.
• Need special machinery or construction equipment? You can lease it if you have a license, there are no debts to any counterparties. Additionally, a clause on the amount of payments and the choice of object is added to the agreement.
• If railway transport is leased, then the client must already have rolling stock on his balance sheet. Another condition is the absence of debts both on loans and on taxes.

Gazprombank Leasing: reviews

There are different opinions about the company among customers. Someone is not satisfied that the company does not work with individuals. Another significant disadvantage, which is emphasized by many who applied to the company, is the need to collect a large package of documents.

At the same time, millions of firms turn to Gazprombank Leasing, because there are the most loyal conditions. And you can repay your debt in any convenient way.