Compensation for damage in case of an accident

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

These days, any driver of a vehicle is not immune from traffic accidents.

If you find yourself in such an unpleasant situation and are the injured party, you can safely claim damages.

First, you need to notify your insurance company or one of the representatives about the fact of the accident, this must be done within 15 days. It is better to make a notification in such a way that you have evidence that you did it. This is to avoid disputes with the insurance company. Together with the notice, you must write a special application, collect all the necessary documents.

Indemnification will be carried out only if the damaged property is provided to the insurance company so that it can assess the true value of the damage caused. Insurers must organize an examination within 5 days and inform the victim of the results. However, there are companies that are not entirely conscientious and do not fulfill their obligations imposed on them by law. Under such circumstances, the victim maymake an examination. It can also happen if the victim does not agree with the established amount of damage, which was approved by the insurance company.

Compensation for damage to the injured party is regulated by the legislation of the Russian Federation. Compliance with all necessary provisions of the law is a guarantee that your money will be returned.

After the accident, the participants are in a state of shock and not all of them can objectively assess the amount of damage. But after some time, the victim may realize that the damages paid out do not cover all the costs. The only way out in this case is to go to court. But even if you were recognized as the injured party, this does not mean that the court will rule in your favor. It is best to contact specialists, otherwise this process may take a long time and not bring any income.

Increasingly, drivers are faced with unscrupulous insurers who do not fulfill their obligations and do not compensate for damage in case of an accident. They are well versed in the laws of the insurance business and expose the situation in such a way as if the injured car owner agrees to the conditions. Compensation for damage after an accident is calculated as follows: the cost of repairs and a certain amount of compensation for the commodity value of the vehicle are summed up.

If the car has been in operation for no more than 5 years, and the damage received is not more than 40%, then the car owner can claim a full refund. Transportation must also be paidInsurance Company. Since any insurance agent will underestimate the amount of damage, it would be best to contact an independent expert. The insurance company may pay out a sum of money or offer to repair the car.

Currently, very often insurance companies do not pay the full amount of damage caused, in which case it is necessary to sue. The cost of treatment and moral damage can be added to the amount spent on repairs. In order for the court to rule in your favor, it is worth hiring an experienced lawyer who will collect all the necessary documents and be able to adequately protect your interests.