2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16
This type of financial transactions as leasing is well known to businessmen and business owners. This is a great alternative to lending, which is suitable for both large enterprises and small businesses. There are many varieties and types of leasing, but there are two key options: operational or financial.
Leasing in general is such an activity as a result of which a company acquires certain property in order to lease it to another consumer. Depending on whether the client will be able to redeem it at the end of the contract, different types of leasing are distinguished.
Operational leasing - the specifics of this type of service
More than 90% of all leasing transactions are related to financial leasing. Companies in this way acquire new equipment, machinery, cars or commercial real estate, seriously reducing tax pressure and reducing assets. This is a way to get away from classic lending schemes, more profitable and convenient.
Operational leasing is a type of lease in which the property is transferred for a certain period of time to the use of the client, but at the end of the contract is returned to its owner. Suchthe option cannot be compared with lending, because the consumer never becomes the owner of the property.
Financial and operational leasing are two components of one type of activity, but they differ significantly in the principle of operation and are designed to satisfy different needs. If in the first case it is a way to stretch the purchase of a car or equipment for one's own benefit, then in the second case it is rather an opportunity to use the best innovations in each area of technology, while not planning to buy them.
Operational leasing is more expensive for clients because the level of risk for the tenant is higher in this case. On the other hand, the consumer does not need to pay the full depreciation of the property in a short period of time, he pays only a part of it. This option pays off well when using expensive property for a short time.
When is operational leasing appropriate?
The main area of activity of leasing companies in this direction is now the long-term rental of presentable luxury cars, expensive machinery and equipment. One of the goals that operational leasing helps to achieve is the image component. This part of the life of the business elite has its own internal rules and regulations, and businessmen spend money on it without regret.
On the other hand, operational leasing is an opportunity to use innovative technologies in production without paying the full cost for them. For example,modern software can also be the object of this type of activity.
And, finally, it is beneficial to use operational leasing in cases where there is a need for a one-time use of certain property. For example, for the construction of a new building, special equipment will be needed, but only for 8-9 months, the company will no longer engage in such activities.
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