Profitable deposits in Rosselkhozbank: features and conditions for opening

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

On the territory of Russia today there are about 600 different banks. And, of course, those who occupy the highest lines of the rating have the largest customer base. One of these is Rosselkhozbank. He is in sixth position. And, like any other self-respecting financial institution, it offers deposits to its clients. In "Rosselkhozbank" people are offered good conditions and favorable rates. That's about them and it is worth telling in more detail.

Interest forward

This is the name of the first contribution that I would like to touch upon. You can open it either for 395 or 548 days. The minimum investment should be 3,000 rubles (the maximum amount is not limited). The interest paid is very interesting. Once for the entire invested amount - the next day after opening the deposit. They are transferred to the account of a payment card opened in the same place, in Rosselkhozbank. But, of course, this tariff does not provide for replenishment, debit transactions and automaticprolongation.

This is a new offer, it was launched at the beginning of November this year 2016. It is promotional, so people can open such deposits in Rosselkhozbank until 02/28/17.

The rates are as follows: for 395 days - 7.2% per annum, and for 548 - 7.4%. If a person makes a deposit in the amount of more than 50,000 rubles, then the Amur Tiger card is also issued to him free of charge. With a yield of 7% per annum, by the way.

"Amur Tiger" - a card to contribute

It is worth telling a little more about this tariff. This card is owned by many people who have opened deposits in Rosselkhozbank. It is debit, is a universal payment instrument accepted all over the world (there is a Visa and MasterCard option).

Performing any operations with it, a person takes part in helping the Amur tigers. Since part of the income (0.7%) received from the owners of this card, the bank transfers to the Center for the Study and Conservation of the Population of These Animals.

This is a handy thing. It can be used to pay for mobile communications, the Internet, housing and communal services, purchases in online stores. And besides, a person receives an additional income of 7% per annum on the balance of funds. Here is another explanation why it is profitable to open deposits in Rosselkhozbank.

Save for a dream

This is another popular fare. Many people are interested in whether there are foreign currency deposits in Rosselkhozbank. Yes, they are. Each deposit can be made in rubles, dollars andEuro. Save up for a dream is no exception.

It opens for 730 days. The minimum investment is 3,000 rubles (or 100 USD/EUR). The maximum is 10,000,000. This is 300,000 dollars and euros, respectively.

With this tariff, a person will not be able to perform expenditure transactions. But on the other hand, all the accumulated funds at the end of the term can be used as a down payment for a car or real estate. But only within the framework of such products as Autocredit and Mortgage Housing Lending. The rate, by the way, is 7.4% per annum in rubles, 1.15% in dollars and 0.3% in euros. Here is an example of profit in Russian currency: by investing 1,000,000 at this rate, at the end of the term, a person will receive 150,000 rubles as an interest payment.

By the way, this bank's mortgage product is profitable. You can take a loan of 20,000,000 rubles - for the purchase of an apartment or apartments (primary and secondary market), a residential building and a land plot. And the down payment, for which the contribution mentioned above is used, is small. For apartments it is 20%.

Gold Premium

This is the last tariff that should be noted with attention when talking about Rosselkhozbank. Individual deposits are a popular financial product here, and the Golden Premium is no exception. It’s only better to request payment of interest at the end of the term when applying - so the rate will be higher.

The best offer for this tariff is received by people who want to invest more than 30 million rubles in Rosselkhozbank. Profitabledeposits=large sums. Having opened it for 1460 days (4 years - the maximum period), a person will receive payments at a rate of 8.9% per annum. From thirty million, the profit will be 10,680,000 rubles.

For people who decide to invest from 10 to 30 million, the rate for the same period will be 8.85%. From 5 to 10 million - 8.8%. From 1,500,000 to 5,000,000 rubles - 8.65% per annum.

By the way, Gold Premium is available with interest capitalization. Ho then the possible maximum for 30 million and 1460 days is 7.65%. By the way, the maximum rate is not limited, which means that the profit from interest for we althy people is also. And, judging by the rating and the amount of the bank's assets (which is equal to 2.76 trillion rubles), many people trust him with their money. And this is the best proof of its reliability.