"Rosgosstrakh": customer reviews of the insurance company. Customer reviews of NPF "Rosgosstrakh"

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Unfortunately, no one is insured against accidents, road accidents and diseases during the holidays. Even with people who monitor their he alth, unpredictable troubles happen. Numerous insurance companies help to secure. All you need to do is sign a contract with a certain organization and make monthly payments. In the event of an insured event, the company will compensate for the damage. True, you should trust only proven organizations that have been working for more than one year and show good results. One of these is the company "Rosgosstrakh". Customer reviews about it can only be heard positive.

Company Information

Rosgosstrakh is one of the largest companies in Russia providing insurance services to individuals and legal entities. Everyone has the opportunity to protect themselves from various risks. Today, there are more than 3,500 company offices throughout the country. More than 50 different insurance programs are offered. These are not only popular CASCO and OSAGO, but also special insurance in the commercial industry. Businessmen may not be afraid of large losses,if they sign an agreement with Rosgosstrakh. Customer reviews show that contracts are concluded on loyal terms. Employees work transparently and honestly.

Specialists strive to include the maximum number of risks in contracts. Thanks to this, the degree of reliability of cooperation with the company increases several times. In 2013, the Expert RA Rating Agency confirmed the high reliability of the insurance company Rosgosstrakh. A little later, the company was also noted by the National Rating Agency. Rosgosstrakh today has the AAA level, which indicates the maximum degree of reliability.

Experts in the insurance industry believe that a contract with an individual should be not only reliable, but also simple. It is no coincidence that employees of the company are erased to provide maximum information to their customers. Each person should understand why insurance is necessary, what benefits can be obtained by cooperating with Rosgosstrakh JSC. Customer reviews show that specialists are happy to answer all questions, give each person as much time as necessary.

History of Rosgosstrakh

The company was organized in February 1992 in the form of a joint stock company. All shares at that time belonged to the state. On February 10, Decree No. 76 “On the establishment of a state insurance company” was issued. It was assumed that this joint-stock company would become the successor of the Gosstrakh of the RSFSR, established in 1921. In 2003, over 70% of the company's shares were privatized. That's whytoday the firm is no longer fully state-owned. In 2008, OJSC Rosgosstrakh bought out the insurance companies Kapital Reinsurance, Kapital Life Insurance, Kapital Medical Insurance.

In September 2010, the government sold another 13% stake in the insurance company to private individuals. To date, 52% of the securities belong to RGS Holding LLC, 21% - to RGS ASSETS LIMITED. The executive director of the insurance company is Danil Khatchaturov.

Branches of IC "Rosgosstrakh" today are open in every region of Russia. Business is also carried out in a number of CIS countries. The firm "Rosgosstrakh Armenia" operates in Armenia, the company "Providna" is widely known in Ukraine. A subsidiary company JLLC "Rosgosstrakh" was opened in Belarus. Feedback from customers in neighboring countries shows that there are also many transactions with subsidiaries today. The most popular remains auto insurance, as well as life and he alth insurance.

Rosgosstrakh Bank

The company provides not only high-quality insurance services. Rosgosstrakh Bank is also popular in Russia today. Reviews show that this financial institution is very popular among customers. People trust companies with a high level of reliability.

The name known to many appeared only in September 2001. But the history of a financial institution begins in the distant 1994. Then the commercial bank "Fintransbank" was created in the form of a joint-stock company. The authorized capital at that time wasonly 100 thousand rubles. The license of the Bank of Russia was obtained in September 1994. Already in 1995, the name of the financial institution was changed to "Russian Interregional Development Bank", abbreviated as JSCB "Rus-Bank". This name lasted until 2006, when the financial institution was renamed into a closed joint stock company. On September 6, the well-known name of Rosgosstrakh Bank OJSC appeared. Reviews of experts show that such a name has taken root most quickly due to the existence of an insurance company of the same name.

The authorized capital of the bank has changed rapidly since its foundation. In 2001, this amount was 500 million rubles and doubled in just one year. In 2002, the financial institution received a general banking license. To date, its authorized capital exceeds 2 billion rubles. The Bank provides services to both individuals and legal entities. Various loan and deposit products are offered, private entrepreneurs have the opportunity to open an account, and salary projects are offered to corporate clients.

Car insurance

Contracts relating to vehicles are the most popular in any insurance company. Excellent products are offered by Rosgosstrakh. Reviews show that the transaction can be concluded as quickly as possible at the nearest office. It is only necessary to provide a minimum package of documents. The cost of CASCO from IC "Rosgosstrakh" depends on the year of manufacture of the car, its mileage andtechnical condition. For an average vehicle, you will have to pay about 6 thousand rubles.

Several CASCO insurance programs are offered. Beginners most often choose a program called "Nothing Extra". It involves protection against major risks such as vehicle theft, traffic accident, total death and damage. The only problem is that drivers who bought a car on credit cannot use this service. To use such a CASCO program, you must be a full owner of the vehicle.

To obtain compulsory insurance, you can also contact Rosgosstrakh. Customer reviews show that people who have previously collaborated with the company manage to conclude an agreement on loyal terms. OSAGO is only a protection of the driver's liability in the event of a traffic accident. Those who want to insure their own car should pay attention to one of the CASCO programs.

Rosgosstrakh always works honestly and openly. Feedback from clients about payments shows that compensation for damage is carried out immediately, after checking the documentary evidence of the insured event. In addition, auto insurance in a trusted company is convenient. Rosgosstrakh has a high level of reliability, and the availability of an online service helps to significantly save customers' time.

Compulsory he alth insurance

From he alth problems, unfortunately,impossible to defend. However, almost everyone who takes out a compulsory he alth insurance policy can count on high-quality medical services. Without this document, free services in hospitals and clinics cannot be provided. Statistics say that every seventh Russian has received a compulsory medical insurance policy from Rosgosstrakh. Reviews show that branches are located in the most convenient places, and the online service allows you to close a deal without leaving your home computer.

Qualified specialists of the insurance company make sure that the activities related to compulsory medical insurance are carried out in a timely manner. This includes payments for services at clinics and hospitals. Customers can count on quality service free of charge at any medical facility.

All you need to do to get a policy is to contact Rosgosstrakh. The insurance company reviews of customers who have used the service are mostly positive. Employees in an accessible form explain what documents need to be provided, how long the contract is valid. To conclude a deal, you must write an application at the nearest branch of the insurance company. Additionally, a copy of the passport of a citizen of the Russian Federation is provided. The compulsory he alth insurance policy does not expire. The exception is transactions concluded with citizens of other countries who have refugee status. The validity period of the insurance policy in this case corresponds to the time of stay in the country.

Non-state pension fund

In youth, few people think about how quickly time flies. Many girls and boys, seeking to earn more, go abroad. In Europe, you can get really good income. However, the problem is that this income is not fixed in the home state, which means that it does not affect the amount of the pension in the future. It was for such cases that a non-state pension fund was created. NPF Rosgosstrakh is very popular today. Customer reviews say that deals are offered with transparent conditions. An insurance company can guarantee high payments to people who have reached retirement age. Old people should not be associated with poor and low-income people.

You can participate in the formation of pension savings long before old age. According to many citizens, a decent pension can be provided by Rosgosstrakh. Customer reviews show that the contract should be concluded as early as possible. This will allow you to live comfortably after 60 years.

The Pension Plan program is considered to be the most demanded product. Benefits in old age can reach the level of wages. So, if at the age of 30 you start paying 6,000 rubles a month to the account of an insurance company, then by the age of 55, an additional non-state pension will be about 19,000 rubles. This is a significant increase, which allows you not to worry too much about old age. An elderly person will feel even better if he uses other products of the Rosgosstrakh company. Life insurance reviewscustomers also has a positive. A person feels more confident if he knows that he will receive financial support in the event of an accident.

Lending from Rosgosstrakh

Loan products of the financial institution "Rosgosstrakh Bank" are very popular. Customer reviews show that the contract can be concluded on loyal terms. From the documents you need to provide only a passport and an identification code. For those who want to get a consumer loan for a small amount, it is not necessary to take a certificate of income. You can find a representative in almost every major home appliance store. In addition, there are branches in many localities.

Offers also credit cards of JSC "Rosgosstrakh". The customer card reviews are positive. The main advantage is the grace period of lending, which allows you to use the bank's money absolutely free of charge for 50 days. If finances are returned in a timely manner, the client does not lose anything. This is very convenient for those who need money before payday.

Rosgosstrakh Bank has over 500 partners. These are various firms offering goods and services. People who use a customer card can get a 25% discount. On loyal terms, you can buy household appliances, furniture, as well as food.

Has a transparent client card conditions. "Rosgosstrakh Bank" receives expert reviews for the mostleast positive. I am glad that each client has the opportunity to track the movement of the account in his own online account. All you need to do is register on the bank's website by entering your payment details.

Payroll project from Rosgosstrakh Bank

Recently, a financial institution has been inviting corporate clients to cooperate. Various firms and organizations have the opportunity to credit employees' wages to the plastic cards of Rosgosstrakh JSC. The number of corporate clients is increasing every day. This is no coincidence. After all, a wide banking network allows you to cooperate with both large organizations and small firms throughout the country. At the same time, to implement a salary project, it is absolutely not necessary to open a bank account.

What do employees who have a salary card of Rosgosstrakh Bank get? First of all, this is an automated enrollment of all payments. People can receive their money on weekends and holidays. It all depends on the work of the accounting department of a particular company or organization. It is possible to conclude an additional agreement for the installation of an ATM on the territory of the organization.

Clients claim that the salary card is also profitable. Employees of the firm that has concluded the contract are automatically included in the client base of the financial institution. This makes it possible to sign loan agreements on loyal terms. The Rosgosstrakh insurance company also gives a lot of advantages. Reviews show that the CHI policy, CASCOor OSAGO can be obtained much faster for those customers who have salary cards.

Placement of free funds

Rosgosstrakh company allows not only to keep your savings, but also to protect them from inflation. Several deposit products are offered at once. The most popular is the "universal" contract, which is drawn up for one year. The minimum amount of placement is 5 million rubles. The rate is 6.5%. Income is paid monthly. In case of early termination of the contract, the client can count on a rate of 0.5%.

The replenishable deposit with interest payment at the end of the term is also popular. The minimum amount of the contract is 100 thousand rubles. Additionally, the client can deposit any amount once a month. The interest rate depends on the term for which the contract is concluded. It can reach a maximum of 10.25%. The contract can only be concluded in national currency.

Reviews on the work of Rosgosstrakh

During its history, the company has really managed to win the trust of customers. Many have already managed to receive payments under their contracts. Some are already receiving non-state pensions. The company "Rosgosstrakh" offers all the most popular insurance programs. CASCO customer reviews are as positive as other insurance products. It is auto insurance in the company today that is the most in demand. Clients note that the contract can be concluded in a matter of minutes (withsubject to the provision of a full package of documents).

Rosgosstrakh life is no less popular. Customer reviews say that such a deal allows you to feel more confident when traveling abroad. People traveling abroad can purchase an additional policy that can guarantee quality medical care in a foreign country. Unfortunately, it is impossible to protect yourself from diseases even during the holidays. You can also protect luggage during air travel.

Rosgosstrakh attracts customers with its quality service. Sales points are available in almost every locality. Information about the main products can be provided here, employees will be happy to answer exciting questions. More advanced customers will be happy with a quality online service. You can apply for an insurance contract or a credit card in real time. All you need to do is go to the company's website and enter the basic data. Here you can also pre-calculate the cost of a CASCO or OSAGO policy.

Today Rosgosstrakh is developing rapidly. New branches appear in remote corners of the country. Excellent results are also shown by subsidiaries operating in Ukraine and Kazakhstan. The number of satisfied customers is growing every day.