Partner banks of Promsvyazbank. In which banks can I withdraw money without commission?

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Experts consider PJSC "Promsvyazbank" one of the largest private financial institutions in the country, with a highly developed network of divisions. Promsvyazbank's partner banks provide their clients with a variety of financial services. The key areas of their work are servicing accounts and lending to corporate clients, however, individuals also have the opportunity to use the terminals and ATMs of Alfa-Bank, Binbank, Rosselkhozbank, Vozrozhdenie Bank, AVB Bank without additional commissions. For this purpose, Promsvyazbank's partner banks have more than ten thousand ATMs in Russia alone.

General information

Since 2005, the bank has been developing its retail business. Also in the area of interest is work in the securities market, in the foreign exchange and interbank markets. In 2015, the list of partner banks of Promsvyazbank was replenished with Avtovazbank, where Promsvyazbankacted as a sanatorium of PJSC "AVB". It should be noted that Promsvyazbank is stable and is among the top 10 best banks in the country, and as a credit institution it ranks fifteenth in Central and Eastern Europe in terms of the amount of capital it owns.

The bank's shareholders include Commerzbank Auslandsbanken Holding AG, and since 2010 this number has included European Bank. Promsvyazbank's partner banks are also in the lead, although all of them, including Promsvyazbank, have not escaped reorganizations. Nevertheless, the bank has become even more stable in the financial market and even more versatile. In its head office and in all numerous branches, banking services are provided in a complete set. His clients include small and medium-sized corporate enterprises and individuals. In the Russian market, where international financing takes place, Promsvyazbank is ahead of many other financial institutions. This applies to both factoring and lending.

Help

Where Promsvyazbank ATMs are not within walking distance, partner banks provide its customers with their ATMs and terminals without commission, and among the customers there are almost one hundred thousand Russian enterprises and about one and a half million Russian depositors. The bank has more than three hundred points of sale in all major cities of the country, as well as a branch with a retail office in Cyprus. In addition, Promsvyazbank's representative offices operate in China, Kazakhstan andin Ukraine. In 2008, a banking group was formed, in which partner banks joined Promsvyazbank, allowing its depositors to operate without commission.

As many as three banks have successfully joined and merged into one financial institution. These are GB Nizhny Novgorod, Yarsotsbank in Yaroslavl and Volgoprombank in Volgograd. And Promsvyazbank began at the initiation of MMMT OJSC (Moscow International and Long-Distance Telephone), there was such an organization in 1995. Technoserv AS CJSC (thirty-five percent of shares), Singleton LLP with thirty percent and MMMT OJSC with thirty-five percent took part in this enterprise. So, in 1995 the bank was established. In 2001, after the transformation, it became closed, and in 2007 - an open joint-stock company. Promsvyazbank entered the deposit insurance system in October 2004.

Owners

Promsvyazbank is owned and operated by Dmitry and Alexei Ananiev, who control over fifty percent of the shares (Promsvyaz Capital B. V.). Further, in ascending order, the main shareholders of the bank: Leonid Simanovsky and Leonid Mikhelson - 3.28%, Boris Mints (JSC NPF Future) with ten percent, the Gutseriev brothers, Mikail Shishkhanov, Mikhail Evloev (NPF Doverie and NPF Safmar)) also with ten, PJSC MKB - 9.97%, European Bank for Development and Reconstruction - 11.75%.

The bank's head office is located in Moscow at 10 Smirnovskaya Street, building 22. Today, Promsvyazbank's assets amount to 1299597298000 rubles, which makes the bank tenth in Russia and ninth in the region. Net profit determines a different alignment: 4536643000 rubles put Promsvyazbank in seventeenth place in Russia and fifteenth in the region. Fruitful and mutually beneficial cooperation, and this is the entire list of Promsvyazbank's partner banks, helps to maintain high places in the ratings. Without a commission, you can operate at ATMs belonging to them, as well as use all the services provided to private and corporate clients. This is how old customers are kept and new customers are acquired.

2017

Now Promsvyazbank has entered the top 3 among private financial institutions in Russia and has been successfully operating in the country for more than twenty years, being a commercial universal bank. The Banker has included Promsvyazbank among the world's five hundred largest banks due to its equity capital: it already exceeds 1.3 trillion rubles. The Central Bank of Russia recognized it as one of the ten most significant in the system of financial institutions.

"Promsvyazbank" enjoys the trust of customers and often becomes the choice for a variety of organizations, like a commercial bank, to invest their own funds and to operate with them. One of the reasons for the popularity of the bank is that there is a long list of partner banks"Promsvyazbank", allowing you to use their main, additional and operational offices, as well as terminals and ATMs without commission.

Branches

"Promsvyazbank" has eleven branches in different cities of the world. In Khabarovsk, on Zaparin Street, 57, there is a Far Eastern branch, in Nizhny Novgorod, on Nesterov Street, 31 - Privolzhsky, in Novosibirsk, on Serebrennikov Street, 37a - Sibirsky. On Millionnaya Street, 38a, they will meet the clients of Promsvyazbank in St. Petersburg. Partner banks will always support if it is more convenient for depositors to use their office. Stavropol branch - in Stavropol, on Marshal Zhukov street, 23. There is also a branch in the Urals, in Yekaterinburg, on N. Nikonov street, 4.

Southern branch - in Volgograd, Marshal Chuikov street, 65a. In Yaroslavl - on Republicanskaya Street, 16. Promsvyazbank-Cyprus branch in Limassol, on Gregory Afksentiou Street, 35. In China, Promsvyazbank has a representative office in Beijing: Chaoyang, Jianguomenvai Dajie, 22 (Saitek, 1308). There is also a representative office of Promsvyazbank in India: New Delhi, Anand Niketan, D-14.

Bank strategy

For Promsvyazbank, the most important goal is the constant growth of profits, which makes it possible to be in the leading positions among other financial organizations present on the market. And it succeeds, judging by the growing list of Promsvyazbank's partner banks. He himself is also a reliable partner and successfully solves everythingfinancial issues with which he is approached by clients of investment, retail, medium, small, corporate businesses.

The bank is now paying special attention to corporate business, and plans to focus on retail and small businesses, since these markets currently have the greatest potential. By incorporating new horizons into its activities, Promsvyazbank hopes to increase the diversification of its business and its sustainability. This type of strategy will further improve the quality of service, which is a priority for all strategic business lines.

Development Paths

Relationships with partners and clients will be built proactive, long-term, personalized. The speed of decision-making will be even higher, the company's products will be customized, and a multi-channel approach to sales will appear due to the creation of technological offices, innovations in electronic channels and increasing the professionalism of employees. Promsvyazbank's desire to maintain a high position in the top 10 is quite understandable. Only thanks to this, it is possible to actively develop the transactional business, which significantly increases the volume of commission income.

Growth always occurs in competition, and Promsvyazbank will certainly interact with other players in the market, work with an actively growing clientele that needs long-term support for their business. There are many non-standard tasks to be solved. That's whythere are new partner banks of Promsvyazbank in Moscow, St. Petersburg, other cities of the country and abroad. Thanks to such connections, a more flexible, faster process of interaction with the clientele is ensured, one of the best product lines for business development in the domestic financial market and a very high quality of service are provided.

Partner banks

In the ATMs of Promsvyazbank's partner banks, cash is withdrawn on the same terms as customers have in the offices and branches of the main financial institution. The partners are AVB Bank JSC, Vozrozhdenie Bank PJSC, Rosselkhozbank JSC, Binbank PJSC (former MDM) and Alfa-Bank JSC. This, as already mentioned, is more than ten thousand ATMs in Russia alone. There are branches and ATMs of all five partner banks of Promsvyazbank in St. Petersburg, Yekaterinburg, Stavropol and many other cities.

Cash is withdrawn without additional restrictions (meaning the amount), as well as without additional fees. You can also deposit cash in the above banks using Promsvyazbank cards (the Mir, MasterCard and Visa systems are also free of charge for individual clients of Promsvyazbank).

Clarification

"Binbank" in 2016 completed the reorganization (with the accession of PJSC "MDM Bank"), the rebranding of ATMs has also already been made, and therefore it is possible to operate with cash on any device where PJSC "B&NBANK" is written. However, on the site"Promsvyazbank" needs to check whether it is possible to withdraw cash from one or another ATM of "Binbank" according to the list.

There are still a few of them left, where the conditions are the same as for third-party devices owned by third-party banks. This means that the client may experience impressive commissions and limit limits.

Partnership

Each major bank installs its own ATMs in almost all public places without exception. Smaller banks cannot afford this, and therefore they unite banking networks and create partnerships. In this case, all participants remain in the black: the clientele gets the opportunity to operate their deposits on third-party devices without overpayment, and banks expand their user base by attracting clients from a partner bank.

"Promsvyazbank" - a large organization, however, did not lag behind such a great trend, concluding several partnership agreements with other financial institutions. Partnership - a special agreement between different banks, united in order to improve the quality of service to their customers. Thus, the geography of personal presence is expanding, hidden advertising is being carried out, which may be of interest to the partner's clients. Such agreements are either concluded or broken, so it is best to look for up-to-date information on the bank's website. You can also find out all this by phone.