2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16
Today, not all people are satisfied with work for hire - a small income that cannot be independently regulated. To get the maximum profit, many decide to open their own business. It can be controlled, actively involved in any transformations, developed and expanded. But for any business, even a small one, initial capital is required. For those who do not have enough funds to create an enterprise, the state is ready to provide financial and organizational assistance.
What kind of government assistance can small businesses count on
In Russia, a program has been adopted, according to which everyone who decides to become an entrepreneur has a chance to receive a financial state. help small businesses, and completely free of charge. The amount of monetary compensation has certain limits, which differin different regions. Many people have the right to receive such a subsidy, but due to objective circumstances and subjective reasons, not everyone can enlist such support. In addition to financial assistance, the funds for which come from the state budget, start-up entrepreneurs are offered property assistance. This means that the state is ready to lease certain property to small businesses at low rates or even free of charge: real estate, technical equipment, land use facilities, etc.
Restrictions on government aid program
Not every entrepreneur can count on assistance in the development of small businesses from the state. For example, if a person has been registered as an entrepreneur for more than one year, he is no longer covered by this program. The sphere of activity of small business is of great importance, because specially created commissions necessarily consider each application and not everyone responds positively. It is also necessary for the entrepreneur to have his own money necessary to open a business. The state will be able to compensate from 40 to 60% of the costs, and often this amount does not exceed 300,000 rubles, the rest will have to be paid from your wallet. Of course, this money will not be enough to purchase equipment and create a competitive enterprise, but it is unprofitable for the state to fully sponsor businessmen. This is only partial assistance from the state to small businesses, which gives them the opportunity to control the system of small business.
Articlesreceiving subsidies under government programs
The small business assistance program in Russia includes several articles that require subsidies:
- opening a business;
- starting a business;
- room rent;
- purchase of equipment and computer equipment;
- obtaining a license;
- training of specialists;
- participation in promotions and exhibitions.
Advice on these issues can be obtained at employment centers and specialized centers. The regional administration must provide residents with the addresses of these branches.
How to get financial support
If you have already thought about starting your own business, but do not have the necessary amount of money, then you can get help from the state for small businesses. First you need to draw up a business plan and submit it to the employment center for consideration. The amount of the subsidy issued by this organization is 58,800 rubles. (4900 rubles - monthly unemployment benefit multiplied by 12 months). The procedure for reviewing a business plan and allocating money can take up to 6 months.
What is needed to receive start-up capital from the state
Firstly, register with the employment center, that is, have the status of unemployed. To do this, you will need the following documents:
- passport,
- work book,
- TIN,
- documents of education, certificates and diplomas,
- pension insurance certificate,
- filled out form-certificate of the average salary for 3 months at the last place of work.
Note that they are not unemployed:
- citizens under 16;
- women on maternity leave;
- full-time students;
- pensioners by age;
- citizens working under an employment contract or registered as an LLC or individual entrepreneur;
- disabled non-working groups.
Next, at the employment center, you need to write an application for a government subsidy for the development of small businesses. Think in detail and draw up a detailed business plan containing many calculations, graphs and tables. Having received approval, you should register as a legal entity (organize an LLC or an individual entrepreneur). The tax office will give you a list of documents, copies of which you need to provide. After that, the agreed funds are credited to your bank account, which you can withdraw and purchase the necessary equipment specified in the business plan.
Very important point: the employment center will need to provide a financial report, which should reflect all the costs of equipment, salaries of employees, deductions to the tax and pension fund. If you received financial assistance from the state for small businesses, you need to be responsible for every penny spent from this amount.
Other public assistance options
Possible government assistance to small businesses is notonly in the issuance of money for the creation of an enterprise, this may be the repayment of interest on an already taken loan or the issuance of a new loan by a bank with a reduced interest rate. Today, many banks issue loans to entrepreneurs, and they, in turn, prefer to apply to the bank. Indeed, in this case, they will not have to report where they spent the received finances, it is enough just to pay a certain amount on time.
The state also organizes so-called business incubators, where you can get qualified assistance both in drawing up a business plan and in teaching employees new skills in organizing and running their own business. In addition, in these centers you can rent a room at low cost and accommodate all your employees there, so they can always turn to experienced professionals for help.
Each of us has the opportunity to receive assistance and support from the state to create and develop our own business, it remains only to decide on the direction of activity.
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