2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16
Currently, when buying a car in a car dealership, you can hear an offer to issue Casco. What it is? Auto Casco means vehicle insurance against the risks of Theft and Theft.
Tariffs for the insurance product are set individually. When concluding a contract, it is important to read the insurance rules, this will help you understand which cases are insured. In order to choose the optimal insurance conditions, you need to contact a Casco consultant. What it is, what it is for and how to behave in the event of an insured event, the manager will definitely explain.
What factors affect the final cost of the contract?
The cost of a Casco policy depends on the type of vehicle, year of manufacture, availability of anti-theft equipment and the number of drivers who will drive the vehicle. The age and driving experience of each driver significantly affect the Casco policy. The insurance premium depends on the option of storing the vehicle at night, a multiplying coefficient is applied if the car is stored near the house, in a parking lot or in a cooperative garage. Also costof the contract depends on the choice of insurance compensation in the event of an insured event: repair at the station or payment in cash (according to the calculation). You can reduce the cost through a franchise.
Car Casco on credit
Often, when purchasing a new vehicle in a car dealership, people are forced to conclude a Casco agreement. Without calculating the financial possibilities, many are wondering: "Is it possible to include the cost of Casco in a loan?". Of course, yes, but this option is not very convenient. There will be a significant overpayment for the year. In this case, it is better to consider installment insurance premium, dividing the payment into three or four installments.
Casco - what is it and what you need to know?
It must be remembered that the policy is valid only on the territory of the Russian Federation, unless otherwise specified in the contract. Any interested person on the basis of a power of attorney may act as an insured under the contract. Vehicles of both domestic and foreign production are accepted for insurance, without significant damage. The age of the vehicle should be no more than 6-10 years, depending on the type of vehicle. However, there are limitations. Insurance companies accept vehicles that are more than 10 years old, provided that this vehicle is issued on credit or leasing. Unfortunately, the car that participates in the competition cannot be insured under this program.
Program "50/50 Casco"
What is it, how profitable is this program and who can conclude an agreement on preferentialconditions? In fact, not everyone can use this program. First, there are age restrictions. Secondly, the option of paying insurance compensation excludes the possibility of receiving funds according to the calculation. You can find out about the rest of the pitfalls of the 50/50 policy from the insurance company. All the nuances will not be explicitly told to you, they can be found out by carefully studying the insurance rules.
Recommended:
Life and he alth insurance. Voluntary life and he alth insurance. Compulsory life and he alth insurance
To insure the life and he alth of citizens of the Russian Federation, the state allocates multi-billion sums. But far from all of this money is being used for its intended purpose. This is due to the fact that people are not aware of their rights in financial, pension and insurance matters
Builder insurance: list of insurance companies. Developer civil liability insurance under 214-FZ
Since 2014, developers of multi-apartment complexes have been obliged to insure their civil liability to buyers (that is, to equity holders). True, with some reservations: construction projects must comply with the norms of the FZ-214 law, and permission to conduct construction work was received no earlier than 2014. Let's try to figure it out
Car insurance without life insurance. Compulsory car insurance
OSAGO - compulsory third party liability insurance for vehicle owners. It is possible to issue OSAGO today only with the purchase of additional insurance. But what if you need car insurance without life or property insurance?
Insurance: essence, functions, forms, concept of insurance and types of insurance. The concept and types of social insurance
Today, insurance plays an important role in all spheres of life of citizens. The concept, essence, types of such relations are diverse, since the conditions and content of the contract directly depend on its object and parties
Which insurance company to contact in case of an accident: where to apply for compensation, compensation for losses, when to contact the insurance company responsible for the accident, calculation of the amount and payment of insurance
According to the law, all owners of motor vehicles can drive a car only after purchasing an OSAGO policy. The insurance document will help to receive payment to the victim due to a traffic accident. But most drivers do not know where to apply in case of an accident, which insurance company
