Where to exchange rubles profitably for dollars in Moscow, St. Petersburg, Krasnoyarsk

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

The exchange rate is one of the hottest topics today. It is followed not only by entrepreneurs, whose purchase of goods directly depends on the position of the dollar against the Russian ruble, but also by ordinary people who prefer to keep their savings in foreign currency. And the question often arises where it is profitable to exchange rubles for dollars, while still not spending on a commission. So, where to look for such places not only in Moscow and its suburbs, but also in the Northern capital and other cities?

Currency exchange rules

Before proceeding directly to the exchange of currencies, the bank's client must know that he will have to go through a number of formalities. For example, when buying foreign currency, it is mandatory to present a passport, moreover, even if you have found where it is profitable to exchange rubles for dollars and are going to make this operation with an amount of more than 15 thousand rubles, then you will have to go through a more complex identification system with filling out a number of papers that provide the bank with much more information about you than the usual presentation of a passport.

For example, a special form will ask questions about the purpose of converting such a large amount. In addition, the customer's banking history will be checked. Another requirement of the form looks rather absurd - confirmation of business reputation: in the case of legal entities, here you only need to check the financial condition of the company, its reputation, and so on. But what about a physical person? In addition, when exchanging a really large amount of money, a certificate of income may also be required, which confirms that the funds were earned exclusively in an honest way.

Moscow

Start, perhaps, should be with the largest cities. Where is it profitable to exchange rubles for dollars in Moscow? There are hundreds of different banks in the city, the rates in which differ at least a little, but the difference is a few pennies. True, most often they play a decisive role when it comes to large amounts of money. At the moment, the most profitable exchange is offered by Alfa-Bank, and usually the exchange rates in this institution are among the best in the city.

Therefore, residents of the capital should pay attention to it.

Odintsovo

As for where it is profitable to exchange rubles for dollars in Odintsovo, it is worth noting that the choice of banks here is much less than in Moscow itself. Only 18 institutions are engaged in currency exchange operations, but even among them there are differences in exchange rates. Alfa-Bank is also in the lead here, but also deserve special attentionUralsib and Raiffeisenbank.

By the way, the spread here in exchange rates is much higher than in Moscow, so it is worthwhile to approach the issue of choosing the most profitable bank as carefully as possible.

Lyubertsy

Next, some information for those who are looking for where it is profitable to exchange rubles for dollars in Lyubertsy. As for the best place, the situation does not change - and again Alfa-Bank provides the most favorable exchange conditions. But at the same time, those who can serve as well as this institution have changed. Second place goes to VTB Bank, and it is worth noting that the gap with the leader is quite small.

The rest demand one dollar for a ruble, or even two more.

Omsk

Despite the fact that there are more than two thousand kilometers between Moscow and Omsk, Alfa-Bank still remains the most profitable. You can also note the banks "Accept" and "SIBES", the difference in the rate of which is only two kopecks. Probably, Alfa-Bank is one of those few institutions that, despite the branching of their network, do not set unfavorable exchange rates for the population, thereby ensuring customer loy alty. Therefore, if you are looking for a profitable exchange of rubles for dollars in Omsk, feel free to go to Alfa-Bank.

Krasnoyarsk

Even further from Moscow is the beautiful city of Krasnoyarsk. And in it the situation is for people looking for where it is profitable to exchange rublesfor dollars in Krasnoyarsk, changes significantly. Here, the leaders are far from Alfa-Bank, which has already managed to establish itself in other regions, but FINAM Bank, moreover, the exchange rate here is lower than in the Moscow and Omsk branches of Alfa-Bank.

Second place is shared by the Yenisei United Bank and ATB, the exchange of currencies in which is also more profitable than in central banks. At the same time, the gap between these banks and the average dollar exchange rate in the country is almost one ruble, which will play a significant role in the exchange of large amounts, as was already mentioned earlier.

St. Petersburg

The variety of banks in the northern capital is really amazing. How not to get lost among the numerous exchangers for those who are looking for where it is profitable to exchange rubles for dollars in St. Petersburg? The best exchange rate is offered by the B altic Bank, however, it is worth noting that it is higher than the minimum in the capital.

A wide network of bank branches allows you to get the maximum amount of dollars for your sold rubles almost anywhere in the city. Another advantageous place is VTB24: the difference with the leading bank is a few kopecks, so, perhaps, here you can afford to choose between VTB24 and B altic Bank, moreover, in the city they are quite often located practically in the neighborhood, so you can go wherever you like.

Difficulties in transactions with large amounts

Separately, I would like to talk about those whois looking for a profitable exchange of rubles for dollars, intending to convert a fairly large amount. The additional registration system, which has already been mentioned above, according to analysts, will be the same for all banks. Therefore, if a client, having got into the field of view of one of the banks even with a simple, exclusively passport verification of personal data, then starts to make currency exchange transactions in other banks, quite logical questions may arise for him about the origin of the money he operates.

On the other hand, if a bank client has already gone through a complicated registration form at least once, then his data will be stored in the bank, therefore, there will be no need to fill out many forms again later. It is believed that such innovations will reduce the volume of illegal financial transactions, including currency trading on black markets.

Currency

Currency, by the way, deserve a special mention. Usually, people who live in cities where there are large markets prefer to change from them, knowing that they are almost the first to receive information about changes in the exchange rate. On the other hand, sometimes those who choose a money changer as a place where it is profitable to exchange rubles for dollars are faced with the fact that instead of American bills they get fake paper.

In this case, banks are much more reliable: they carefully check every bill they hand over, so the likelihood that you will be given a fake is absolutely excluded. Choiceis up to you: if you are not afraid to take risks, you can also turn to foreign exchange traders, however, it’s worth mentioning separately that their supply of dollars is, for obvious reasons, limited.

Conclusion

So, anyone who needs to find a place where it is profitable to exchange rubles for dollars must first choose between a foreign exchange dealer, whose activities are obviously illegal and, by the way, just as profitable, but the operation itself is completely reliable and legal.

Next, if you have chosen a bank, you need to find the one with the best rate. Based on the analysis of the exchange rate, in Moscow and Omka this is Alfa-Bank, and its gap with competitors shows that the choice should be made in its favor. In the northern capital, it is better to prefer the B altic Bank, where it will still be a little more expensive to buy dollars than in the Moscow branches of the leading bank. The situation in Krasnoyarsk is completely different: the best option there is FINAM, which sells foreign currency cheaper than all banks in the country.

The exchange rate depends on the specific region, what the Central Bank sets is only an indicative figure, around which the rest will be grouped with a run of a few kopecks, or even rubles. So carefully analyze the current exchange rates in your city.