"Bank Home Credit": reviews and loan offers

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Home Credit Bank has a well-developed network of branches. These are more than 1400 office branches, over 800 ATMs and more than 59 thousand points of sale. This means that a large number of people turn to Home Credit and Finance Bank. Reviews also abound, of course.

Their character is very different. There are positive ones left as a token of gratitude for the good service. And there are also negative ones that characterize the problems that have arisen.

The last of these are usually written in extended, detailed form. And this, of course, is correct. If you decide to become a client of Home Credit Bank, the reviews will help you figure out whether it is worth contacting there. You just need to be able to distinguish between cases that occurred through the fault of bank employees and those in which the client himself is to blame.

Today you can get the necessary information without leaving your home. Before turning to reading the opinions left, carefully study the official website of Home Credit Bank. Reviews will then be easier to understand.

If a person complains about incorrect service, rudeness, the inability to get an exhaustive answer, then this is undoubtedly the fault of the bank employees. And whencomplaints are received that a person signed the contract in a hurry, and at home he carefully read the conditions and became indignant, then he needs only himself to blame.

The bank's branches have all the conditions for obtaining comprehensive information. First, you should familiarize yourself with the bank's website. It describes in detail the available loan offers - rates, payment terms and conditions of registration.

In the news you will find all the latest innovations. Pay attention to the conditions for insurance: it is not mandatory. If you are in doubt about something, check with the toll-free telephone line of Home Credit Bank. Reviews should help you eliminate unpleasant moments.

The site has a loan calculator, which is very convenient, and for each loan offer separately. You simply enter the amount, the number of months to repay, and the monthly payment appears in front of you.

You can immediately calculate how much you will pay in excess of the amount received. Multiply the monthly payment by the number of months. From the result, subtract the amount taken. This difference is bank interest.

Make a preliminary online application, get approved. And, armed with knowledge, go to the Home Credit Bank. Be sure to leave feedback on cooperation with the bank later.

Loan offers of Home Credit Bank

Cash lending: "Big money" and "Fast money". The first option offers two loan products. ita loan at an interest rate of 29.9, the proposed amount is from 50 to 400 thousand rubles, and a loan with a rate of 22.9%, the amount is offered from 100 to 700 thousand rubles.

On the Fast Money loan, the interest rate ranges from 39.9 to 69.9%. It depends on the number of documents submitted for consideration. The more there are, the lower the percentage and the better the offer.

Quick Buy credit card offered. If you provide a passport and two additional documents confirming your income, then the annual rate will be 34.9%. Passport and one additional document - 39.9%. One passport - 44.9%.

The minimum payment here is 5% of the amount you owe. But you cannot pay less than 500 rubles. There is a deferred payment of interest, a period of 51 days. If you withdraw cash, you will pay a commission of 299 rubles, so it is better to withdraw all the money at once.

There is another loan: Home Bank offers car loans. Please note that CASCO insurance is optional here. The amount is issued from 50 to 500 thousand rubles. If the loan is secured by a vehicle, then the annual rate will be 18.9%. Otherwise - 29.9%.