JSC "First Collection Bureau": reviews. "First Collection Bureau": employee reviews

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Before asking for help from a special company that is ready to provide debt collection assistance, you need to carefully study the reviews. "First Collection Bureau" is one of the largest participants in the domestic market, working with problem debtors. Feedback on the work of the company, both from customers and from employees, is mostly positive. The history of the corporation began in 2005. In just 10 years of operation, the company managed not only to earn the title of a reliable and trusted partner, but also to be awarded the title of leader in a very specific sector. JSC "First Collection Bureau" is a "pioneer" of the collection business in many parts of the country.

Company geography

The collection company is successfully operating in many parts of the country. The largest offices are located in Moscow and Khabarovsk, in St. Petersburg. Debt collection assistance is provided in many regions, from the Far East toSiberia. According to preliminary estimates of experts, in just a decade of operation, the company managed to win about 34% of the market for debt collection services. Even the major players in this segment cannot compete with the association, since the reputation and level of work of the latter are practically impeccable. You will not find negative reviews about the company. The First Collection Bureau is the leader of the domestic market with an impeccable reputation.

Prosperity Paths

The main activities of the joint-stock company are not only the collection of bad debts, but also the active development of the collection business as a whole, assistance in ensuring the full functioning of the domestic banking system, creating conditions for the formation of civilized communication between debtors and creditors. The policy of the firm led to the fact that she was one of the first to join the professional "Association of Collectors of Russia".

Issuing bonds is proof of professionalism

Positive feedback testifies to the prosperity and active development of the corporation. "The first collection bureau" is an order of magnitude higher than its competitors, not only satisfied customers. This year, on April 15, the collection of applications for bonds will begin, the total cost of which will be about 1.5 billion rubles. The book of applications will be opened on April 10, and its closing will take place on April 17. The rate of the first coupon is approximately 16.5-17.5% per annum. Estimated yield - from 17.55% to 18.68% per annum. Rates from the secondon the twelfth coupon will be equal to the rates of the first coupons.

Terms for investing in PKB through bonds

The nominal price of one security will correspond to 1000 rubles with an open subscription. The circulation period will be three years with the possibility of early redemption at 14.28% per annum of the face value. CB Vostochny, JSCB Svyaz-Bank and BC Region will act as the placement organizers. The underwriter is KB Vostochny. The issue of securities indicates that the joint-stock company arouses the interest of investors and gives promising hopes. The First Collection Bureau replenishes its budget with bonds in order to actively buy bad debts from banks in the future and further develop its network.

Shareholders and management

PKB is a domestic company that is developing at an incredibly fast pace. She not only specializes in bad debts, but also takes on the responsibility of managing overdue payments. The shares of JSC "First Collection Bureau", reviews of which are mostly positive, are simultaneously owned by several large shareholders:

• 30% of the Cypriot company Evison Holdings Limited.
• 21, 25% belongs to Sergey Vlasov, who simultaneously acts as a shareholder of Orient Express Bank and is a member of its board of directors.
• 9.03% is owned by Alexander Taranov, who is also a member of the Board of Directors and in parallel a shareholder of Orient Express Bank.
• Baring Vostok became the owner of a 30% stake in OAO.

All shareholders are personally interested in the prosperity and development of the company, being participants in the Russian financial market, they make a lot of effort and contribute to the development of society.

Debt portfolio is one of the largest in Russia

On the successful and active development of the company say not only positive feedback. The "First Collection Bureau" constantly warms up the media with unexpected statements. This applies not only to the issue of shares, which is very uncharacteristic for this segment of activity. Quite recently, information was received that the company received bad debts from Sakhalin-West Bank from the Deposit Insurance Agency. Cooperation with the state structure indicates that the company not only operates within the law, but also enjoys great confidence. The demand for the company's services is justified by statistics. Thus, in 2010 the volume of overdue debts in Russia amounted to 271 billion rubles against 115.9 billion rubles in 2008. Indicator in 2013-2014 has at least doubled due to the availability of credit. JSC "First Collection Bureau" has certain benefits against the backdrop of the situation in the country. In addition, in 2010 the size of the organization's loan portfolio corresponded to 30 billion rubles, which was the largest on the market. As a result, the company's income amounted to 491.5 million rubles, of which 118.4 million is net profit.

Development potential: transfer of bad debts by banks

“First Collection Bureau” (those who have sued it know how accurately and professionally the union’s specialists act) reports that in 2016 banks will continue to independently solve problems associated with early debts, which accounts for about 85% of the total number of problem loans. An increase in the share of debt collection is expected in the traditional area of long delay. In the aspect of agency, the time period will be reduced from 180 to 120 days, and also from 640 days to 240 days for the assignment. The volume of debts that the First Collection Bureau will receive in the future, the feedback from employees about which is positive, although it will increase, but slightly. In the next three years, the growth of the loan portfolio will be from 0.3% to 1.5% during the year. According to preliminary estimates, the loan portfolio in 2016 will be equal to 323 billion rubles.

Buying debt is a leap forward

“First Collection Bureau”, reviews of which have remained positive for many years, plans to actively increase its portfolio this year and next year by buying bad debts. The expected percentage of growth varies from 14% to 22% annually. In 2016, the amount of debt purchased from financial institutions may reach 165 billion rubles. The share of debts paid through the services of collectors will steadily increase. The general director of the company is actively set up for partnership with banks. He emphasizes that if banks arepay more attention to lending to customers and promptly respond to delays by transferring them to collectors under an agency scheme; the percentage of default payments will be significantly reduced by the end of 2015. First Collection Bureau (Moscow) is ready to continue to take the position of a leading player in the cession market, increasing its strength and actively expanding its geography.

Main activities

JSC "PBK" offers its assistance in a variety of areas, and this is not only dry debt collection from persons who do not pay loans on time. Within the company provided:

• Financial intermediation.
• Services in the field of law, accounting and auditing.
• Professional business and management consulting.
• Analysis of market conditions and assessment of public opinion.

The above is a list of additional services. The priority line of activity followed by the First Collection Bureau (Moscow), reviews of which are positive, remains a set of measures aimed at supporting difficult receivables of both individuals and legal entities throughout Russia. Activities can be carried out both in court and in pre-trial order. It is possible to work with collateral and support enforcement proceedings.

Feedback from JSC PBK employees

It has been repeatedly mentioned that the First Collection Bureau (Khabarovsk, Moscow)is a professional company. The cession market expert looks flawless even in the eyes of employees. According to members of the company's team, the joint-stock company pursues a transparent and clean policy of activity. All assigned tasks are solved within the framework of the law, in accordance with certain legislative acts. Employees are especially pleased with the official employment, with a full social package, which in the conditions of the economic crisis in Russia can be called a real rarity. The management treats each employee with respect and closely monitors their activities. An ideal corporate policy lays the foundation for an externally flawless reputation.

Feedback from PBK OJSC customers

A large number of satisfied customers is the real asset of OJSC "First Collection Bureau". Those who sued him know perfectly well how subtly and professionally the representatives of the organization act. The level of confidence in the company is so high that even the Deposit Insurance Agency itself transfers problem loans from domestic banks to the public. Not only reviews speak about popularity and professionalism, but also the demand for services. The loan portfolio of the joint-stock company has been increasing annually since 2005, from the moment the player appeared on the domestic market. The large investment fund Renfin also believes in the success of the company, which, having become the owner of the company's shares, allocated about 10 billion rubles to it for the purchase of bad debts, which should significantly stimulate the development of the latter in the short term.

Who trustsprofessionals?

As has been repeatedly said, the "First Collection Bureau" enjoys well-deserved respect from the state represented by the Deposit Insurance Agency. The main partners of the association are major participants in the domestic financial market, both state-owned and retail banks. Among the clients of PKB there are large industrial enterprises and insurance organizations, telecommunications companies, leasing and even trade institutions. The services of the company in connection with the simplification of the lending procedure have become very popular recently. The “First Collection Bureau”, the reviews of employees about which do not raise doubts about the professionalism of the latter, has a wide network of branches, which allows it to provide services not only in different parts of the state, but also in various fields of activity. Support for problem loans and debts can be carried out on the territory of about 7 thousand settlements.

Work pattern is what leads to success

“The First Collection Bureau”, reviews of which have a positive context, works in the most extraordinary format. The debt collection service is provided in the hard-collection format. This scheme of work with debtors involves communication on the road, which in itself is considered the most difficult format of work within the cession market. The effectiveness of the direction is not in doubt based on the results of the agency's work. After receiving a portfolio of debts, the work of the company is built in several stages. Initially analyzedinformation that borrowers left in financial institutions when applying for a loan, with verification of the authenticity of the data, inclusive. Further, communication channels with debtors are tested remotely, and only then direct communication is organized and the issue is redirected to the court, if necessary. The productivity of this approach has provided PKB with a leading position in the domestic market, allowing it to leave its competitors behind.