Electronic money: how to use it? Qiwi wallet

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Electronic money entered our lives not so long ago, but has already become commonplace. The only question is which payment system to prefer, since there is plenty to choose from. And the user today meticulously looks at each virtual instrument only from such positions: what is more convenient and how to use it? QIWI wallet is among the leaders in the instant payment market in terms of interface simplicity and reliability, and hence in terms of financial turnover.

Don't have a wallet yet?

So it's time to register it. It is very simple, like everything connected with this system. QIWI wallet makes it possible to instantly receive and transfer money to other people's accounts, pay for the phone, utilities, fines. More than two thousand providers serve QIWI users.

So, registration in the system, which must be completed before using. KIWIthe wallet can be registered in two equally simple ways - on the website of the company itself or in any payment terminal. Surely every user has noticed bright devices with a bird, located in every shopping center, at every stop, and simply on every corner. Walking distance is one of the trade secrets of the company.

Registration on the website of the "QIWI Wallet" system

How to use the services of this resource and what unlimited opportunities it provides, you can see even before registration. The main page has complete information about services, partners, applications. Here you can also find detailed instructions for registering new users. And you just need to enter a mobile phone number, a mandatory active number, since a confirmation code will be sent to it during registration, and then every time you make transactions from an electronic wallet.

Next - enter the captcha, agree to the terms of the offer and click the register button. In the window that opens, enter the login - this is the specified phone number - and the password, then the code received by phone. And that's it, in the future there will be no problems with how to use it. QIWI wallet can be replenished from the terminal, from the phone, from the bank card (after binding).

Registration via terminal

This type of registration may seem more troublesome, but there is nothing complicated here either. You need to select the "QIWI Wallet" window, enter your mobile phone number in the form that opens. By pressingthe "Yes" button to agree with the registration of your number in the system. Now the terminal will prompt you to press the "Forward" command. A PIN code will come to your phone, which you need to enter in the window that opens - and you are in your personal account. You can replenish your account, transfer money to another user's account, pay for services, loans, and much more. If payments are made at a terminal belonging to the system itself - OSMP or QIWI - no commission is charged for transactions of 500 rubles or more. If the amount is less, the commission will be 3%. It must be remembered that the amount of one-time payments does not exceed 15 thousand rubles.

Deposit money to QIWI wallet

How to use the terminal to replenish your account? It should be noted that the balance and account in your personal account is a single wallet, and any options are acceptable for the movement of money - a terminal, a personal page on the site or a mobile application on the phone.

You can top up your wallet account in the system using one of the following methods.

• Through the terminals of the QIWI payment system, it is most convenient and profitable, given their user-friendly interface and no commission. It is also possible through other terminals and ATMs, but with a commission. The list of partner banks can be found on the QIWI Wallet website.
• In mobile communication stores - MTS, Megafon, Beeline, Euroset, Svyaznoy and others.
• Through fast money transfer systems - "Unistream", "Contact", etc.
• From bank cards through ATMs.
• On the system website, by transfer from a linked bank card. Hereyou can learn how to link a card to your account and how to use it.

QIWI wallet: withdrawal of money

You can also withdraw funds from your wallet in several ways. Cash can be sent to yourself (or to another person) through instant transfer services - "Anelik", "Contact", "Unistream", "PrivatMoney". Usually such transfers take from 15 minutes to 2 hours.

Even more convenient to withdraw money to your bank account or card. But there are a number of conditions for this. The bank card must be linked to your balance in QIWI on the system website. If posting payroll or credit card data online seems unsafe, there is another option - QIWI Visa Card - a virtual card that is automatically linked to the owner's balance. It is issued at the request of the user, who receives an access code by phone. The card can be used to pay for purchases and services in any city or country, except for the USA.

Funds from the virtual wallet can be transferred to another person. To do this, you just need to enter the desired phone number in the send window. If the recipient is not listed among the users, then in order to receive the transfer, he will need to register in the QIWI Wallet system.

How to use the QIWI system through mobile apps

There is no fundamental difference from using the services of the site or the terminal here. The only requirement is to install a mobile application on your smartphone. The sequence of actions is explained on the QIWI website in the tab"Mobile applications". Then everything is as usual: login, password - and you are in your personal account.

Many people like to use the system in social networks, for example, to pay for various services and gifts with virtual money. To do this, you need to put the application on your page, and that's it.

About security

This question rightfully worries many. Not everyone runs the risk of posting their passport data and payment details on the Internet. QIWI wallet is attractive primarily because only a phone number is required during registration, you do not need to enter either your last name, let alone your passport number and place of registration. Instead of a real plastic card, it is possible to open a virtual one for free with the same functions. The confidentiality of data, balance status and details of financial transactions is guaranteed by the management of the QIWI system.