2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16
Where is the bank card number? Manufacturers of the carrier itself knock it out just below the median line horizontally on the plastic. It should be noted that only a few enterprises (Goznak, Novacard, Sitronics, Aliot, Rosan Finance, Orga Zelenograd) can make cards for the banking sector in Russia, because the manufacturing technology quite complex (4 layers, trimming, application in a special department with the participation of magnetic stripe programmers, the introduction of chips). But discount, gift and other cards can be ordered in regular companies.
Information hidden in numbers
If you look at that place on the bank "plastic" where the bank card number is, you will see an impressive row of numbers, each of which has a certain meaning. For example, the first digit indicates the industry that issued the card. For banking products, it is equal to 6 (alsosuitable for trading). The number “3” may be the first on the accumulative cards of supermarkets, which means belonging to the entertainment sector.
From the numbers where the bank card number is, you can find out the bank identifier (BIN) of the credit institution that issued the "plastic". These are the first six values, of which the first may indicate belonging to a payment system (Visa, Maestro or Mastercard). The numbers, starting from the seventh to the penultimate one, include data on a specific person. There may be information about a branch, currency, availability of chip technologies, etc.
Standard details
Looking at the last digit in the row where the bank card number is, you can see the verification number. It is the result of a mathematical algorithm performed using the previous digits. In addition, there are certain combinations to verify the authenticity of the card or determine its expiration date. The latter is often directly indicated in the form of a month and a year, in addition, on the front side you can see the name and logo of the bank, the surname and name of the owner in English, the sign of a particular payment system, the number of the bank branch where the card was issued, etc. the reverse side usually contains a magnetic stripe, which is adjacent to an area with a sample of the owner's signature. Although recently cards have been issued, where an autograph is not required.
Where the bank card number is located may be of interest to those who wish to pay with it via the Internet. Howeverhere it should be borne in mind that in some cases it may be required not the card number, but the account number attached to it, as well as data on the correspondent account and bank individual code of the credit institution. It is indicated in the banking service agreement and consists (at the moment) of twenty digits. Therefore, when making calculations, it is imperative to take into account what specific details are required.
Use carefully
Where is the number of the bank card you use, many dishonest people would like to know. Therefore, it should not be publicly disclosed. This is especially true for Visa Classic and the standard MasterCard, which are suitable for online payments. These "plastics" were considered vulnerable, because special codes were not always requested during transactions using them. Calculations on them are better to constantly monitor by receiving SMS. Less accessible for unauthorized actions are Maestro or Momentum cards issued, for example, by Sberbank.
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