"Tinkoff": how to pay, types of payment, methods of repayment and cash deposit points

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Work with clients, banking operations, payments, transfers - all this is done remotely at Tinkoff Bank. In order to get a loan, you need to submit an application on the website or call the hotline. When a client takes a loan from Tinkoff Bank, they explain in detail how to pay for it. But the time comes to fulfill debt obligations and all information disappears from the head. There are several ways to top up a credit card. You can use one, or you can use different ones - it doesn’t matter, as long as the payment arrives on time.

Payment Methods

There are many ways to pay for Tinkoff. You can pay by bank transfer, or you can pay in cash, within the bank or with the help of third-party organizations. The bank made sure that the client could fulfill debt obligations without any problems.

Tinkoff Bank payment points

The Bank offers its customers more than 300,000 card replenishment points throughout Russia. Even in the most remote cornerscountries there are at least 2 payment points. In order not to look for a long time where to pay, Tinkoff Bank posted information on replenishment points on the official website.

Most of them are in any city:

• Russian Post.
• Mobile communication stores MTS, Beeline, Megafon.
• Offices of Zolotaya Korona, Unistream, QIWI payment systems.
• Equipment and electronics stores Euroset, Svyaznoy.

You can do without outside help and top up your credit card through numerous terminals: Come Pay, Hoy Xay, CyberPlat, Eleksnet, Platform Form, Maximus, Amigo.

When paying through a hardware-software complex, it would be useful to follow simple recommendations:

• Only popular and serviceable terminals should be trusted with money.
• Before depositing money, you need to read the terms of the commission fee.
• Specify the timing of the transfer. Not all companies credit funds immediately, they can take up to 3 days.
• After the operation, you must definitely pick up and keep the check until the money arrives on the card.

How to pay off a loan to Tinkoff Bank through the official website

After the loan is approved and issued, you need to go to the bank's website and register (if such actions have not been performed before). Through your personal account, you can carry out various operations, write to the bank if you have any questions. You can also use the Tinkoff website to pay a loan under an agreement or send an application for its recalculation (postponement,early repayment).

You can repay the debt from any card, the main thing is that there is a sufficient amount on it. Loan payment is as follows:

1. Find the "Payments" section and select "Repayment of loans".
2. At the bottom you will see a list of all possible organizations of the region in which the client has a permanent registration, through which payment can be made. You can always change the region.
3. Select the appropriate option and click on the icon.
4. In the column "Contract number" and in all the others (they differ slightly in different organizations), enter the appropriate values.
5. After filling out, an SMS with a transaction confirmation code will be sent to the phone.

With this payment option, third-party organizations are involved that take a commission. In addition, the money may not arrive immediately, and this must be taken into account.

There is another way to pay off debt through the official website:

1. In the "Payments" section, select "Transfer from a card by agreement number".
2. In the column "From" indicate the number of the card from which the funds will be transferred.
3. In the column "Where" enter the number of the contract.

Transfer is performed between any cards of any banks.

Mobile application

The Tinkoff Bank application allows (if you have access to the Internet) to quickly perform any operation: payment, transfer, opening or closing deposits, processing or repaying loans. The program is simple and convenient, everyone can understand it.

To pay at"Tinkoff" loan under the agreement or perform other operations, you must first install the application. You can download it on IOS, Windows Phone platforms. The application is essentially the same site, only compact, so the procedure is similar.

1. In the "Pay" section, select "Transfers".
2. Press the card to card icon.
3. In the tab that opens, fill in the card number of the sender and recipient, as well as the amount.
4. Your phone will receive a message with a verification code. Enter it and click "Translate".

If the debt is repaid from a third-party bank card, a fee may be charged. In the future, if the payment of the loan will be carried out using the same details, you can simply add this payment to your favorites. There is no need to enter card numbers every time, and the specified amount is also saved. You will only need to confirm, enter the code and make the transfer.

Payment systems

You can pay off a loan at Tinkoff using the contract number through money transfer systems. All organizations by region are presented on the bank's website. There you can also use them to pay off the debt by bank transfer.

If there are no funds on the card or current account, but there is only cash, you can pay the loan at service points. The most popular (due to the fact that there are outlets in every city) are Golden Crown and Contact.

To pay the loan at the points of any payment systems, you will need a passport, contract number and cash. When depositing money, you mustinform the teller that the funds are intended to replenish the account at the Tinkoff Credit Systems bank. Money comes within a day.

Advantages of electronic payment systems:

• no commission for transfer to Tinkoff, because Golden Crown and several other organizations are partners of the bank;
• wide network of collection points;
• most systems have proven to be reliable;
• one of the relatives or friends can replenish the account, the main thing is that they have a passport and contract number with them;
• maximum term for crediting money is one day;
• if there is no Russian currency, there is no need to look for an exchanger. Money can be converted at a payment acceptance point at an acceptable rate and with a very small commission.

Russian Post

Tinkoff Bank has a large partner network. One of the partners is the Russian Post. Through its branches, you can not only replenish, but also issue a credit card. You should take your passport and cash with you. You can pay Tinkoff by contract number in the following ways:

• request a bank transfer receipt and print it out after it arrives by email. All bank details will be indicated on it. It is necessary to enter the payment amount and passport data in the appropriate columns;
• if you don't have a receipt, you should take a regular electronic transfer form by mail and fill it out yourself. In the "Message" column, enter a unique number that comes via SMSafter asking the bank. You can get it in advance or by calling the multi-line phone while at the post office.

The receipt or form must be given to the teller who will check the data, take the cash and complete the transaction.

The maximum amount of transfer via mail is 500 thousand rubles. The duration of the translation is from 1 hour to 2 days. The latter must be taken into account if the loan payment is made on time.

How to pay for Tinkoff through third-party banks

The most familiar and reliable way to repay a loan is through a bank branch. The operator will fill out all the papers on his own, you will only need to sign them and deposit the required amount.

But, as you know, debts can only be paid at Tinkoff remotely. It is also possible to repay the debt through the physical branch of the bank, only the bank must be different.

To make a transfer, you will need all the details (including TIN, BIC), information about the loan agreement. If the debt will be repaid from the card, then its details will also be needed. After providing all the data, the operator forms an agreement in which the payment amount is prescribed, taking into account the commission. In different banks, it ranges from 1 to 3% of the transfer amount. Transfer speed also varies from several hours to 3 days.

How to pay the debt through the terminal

Tinkoff Bank has no offices, but it has its own terminals. Most often they are located in shopping centers.

Tinkoff terminals, pay viawhich can be commission-free, equipped with easy navigation. The system itself prompts and directs in the course of actions. In the main menu, find "Loan repayment" and select "Tinkoff Bank". Enter all the necessary data in the appropriate lines. Money after the confirmation of the transaction is credited instantly.

Loan repayment rules

Debts to the bank pretty spoil life. Untimely fulfillment of credit obligations not only affects the wallet, but also destroys some plans. There are few financial institutions that lend to citizens with a bad credit history, and if they do, then at huge interest rates. In order not to be on the list of debtors, you must adhere to the following rules:

• you must immediately decide on the methods of paying the loan. When choosing, it is necessary to take into account the availability, speed of transfer and the size of the commission;
• when paying off debt, you first need to find out the maximum transfer period. Delay in payment threatens with additional charges on the loan;
• it happens that it is not possible to pay a loan to Tinkoff through its partners. The amount to be repaid must be calculated taking into account the interest that organizations charge for the transaction;
• if there is any doubt that the payment will be made on time, you can scan the receipt and send it to the bank. This will be a confirmation of good faith.