Svyaznoy bank: credit cards

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

In recent years, more and more new players have appeared on the credit market of the Russian Federation. One of these was "Svyaznoy". A bank whose credit cards very quickly began to win the love of the country's population. Most experts argue that if the organization had not limited the issuance of its credit cards, then today they would be found in the wallet of every second resident of Russia. Why are the programs provided by this financial institution so attractive to consumers?

Mainstream

Of all the areas that Svyaznoy Bank develops, credit cards occupy a leading position. On the official website of this financial organization, you can see that their services can be used in any country in the world and receive the necessary funds from any ATM. With the card of this bank, you can take up to 250 thousand rubles.

In total, the organization provides its customers with 3 varieties of the most popularprograms "Light" - 5000, 3000 and 2000. The number in its name means the amount of the minimum payment that is required to be made once in the payment period. The interest rate on the loan and the size of each commission are individual for each of the clients. Svyaznoy's credit card - a really reliable bank - allows you to receive money at the following rates:

• 46-69% for S-Line 2000;
• 36-60% for S-Line 3000;
• 24-48% for S-Line 5000.

The credit limit that the borrower can use, as in the case of the interest rate, is determined individually for each. A flexible system of fines is provided for violations of the program maintenance regime. The first of them (in case of delay) the borrowers will be required to pay five days after the end of the billing period, the second - on the 35th day, the third - on the 65th. Svyaznoy Bank, whose S-Line credit cards are very easy to get, unfortunately does not provide a grace period for one of them, namely: S-Line 2000. The rest of the cards have a grace period of 50 days.

For the balance of funds on the owner's account, a financial institution charges some interest. With a balance of 10 to 100 thousand rubles. the bank charges 10% per annum, if the balance exceeds 100 thousand rubles. this percentage drops to 5.

"Svyaznoy" bank. Apply for a credit card: conditions and documents

To receive such a service, you must come to a bank branch or one of its communication stores. The client must comply with the followingconditions:

• be between the ages of 21 and 65;
• bring a valid passport of a citizen of the Russian Federation;
• indicate in the application form your current work and mobile phone numbers.

For the past few years, the company has been promoting its services among various entrepreneurs. Today, Svyaznoy, a bank whose credit cards have gained popularity among a huge number of Russians, provides its services to more than three thousand various legal entities in various fields. These are companies engaged in both financial services and retail and wholesale trade. In addition, the bank participates in the mandatory deposit insurance system, so that its customers do not have to worry about the safety of their funds. In the event that the bank fails, they will receive all their deposits in the form of compensation from the state.