Sberbank, Sberbank Premier service package: premium service conditions

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Sberbank Premier service package is a program prepared for clients who value comfort, convenience and their own time.

The package of services allows the client to open deposits with increased interest, make a profitable currency exchange, use a debit card with increased "Thank you" bonuses, insure he alth, and also receive premium services at Sberbank. And that's not all!

Card (debit) with big bonuses and free service

Sberbank Premier service package from Sberbank allows the client to issue a card with big bonuses and not pay for its maintenance. It is worth noting that the service costs 0 rubles per year with monthly spending on the card of at least 80 thousand rubles.

The accumulation of "Thank you" bonuses is faster, because for each trip in "YANDEX. TAXI" and GETT TAXI, 10% of the costcredited to the bonus account. The same rule applies when paying by card at any gas station. When paying with a Sberbank card in cafes and restaurants, up to 5% of the check amount is credited to the bonus account. When paying in supermarkets, 1.5% is returned to the bonus account. For all other purchases, Sberbank returns 0.5% of the purchase amount with "Thank you" bonus points.

For example, a client spends 27,700 rubles a month on a taxi, 69,200 rubles on restaurants, 63,700 rubles on supermarkets, and 90,500 rubles a month on all other purchases. For total spending on the card, Sberbank will credit 55,710 Thank You bonuses, which, by the way, can be exchanged for a discount of up to 99% on the purchase of air tickets, car rental or hotel room reservations. According to the calculator presented on the bank's website, for 55710 bonus points you can buy a ticket on the route Moscow - Tokyo - Moscow or visit 111 theatrical performances or pay for 222 taxi rides. All calculations are informational. You can get more detailed information on the PJSC Sberbank website.

Deposits with a higher rate

Customers of the "Sberbank Premier" package of services have interest rates on deposits higher by 0.8 percentage points. It is important to note that the condition is valid for the deposit amount above 1 million rubles. For example, with a deposit of 1 million 230 thousand 800 rubles, the income on the “Save” deposit will be 60 thousand 924 rubles, and the client of the Sberbank Premier service package from Sberbank will receive an income of 70 thousand 771 rubles. Additional income will amount to 9847 rubles.

A complete list of deposits for which higher rates apply for the Sberbank Premier service package is published on the official website. You can also get information about deposits at any branch of the bank.

Favorable currency conversion conditions

Customers of the Sberbank Premier service package from Sberbank also receive favorable currency exchange conditions. For clarity, the bank gives an example. A client makes an exchange of 18,500 dollars for rubles per year. At the usual rate, he will receive 1,075,775 rubles, but at the rate for Sberbank Premier clients, the amount will be 1,095,015 rubles. It is easy to calculate that the benefit will be 19239 rubles.

With the same amount of exchange from euro to rubles, the benefit will be 23494 rubles.

Safe boxes

Active safe deposit box tenants will appreciate the opportunity to save 20% of the cost of the service. With the cost of renting a cell per year of about 100 thousand rubles, the client can save 20 thousand rubles.

Free access to airport business lounges with Priority Pass

Customers of the Sberbank Premier service package from Sberbank can enter the business lounges of a large number of international airports for free. With 10 air flights a year, a client can save about 40 thousand rubles on free passes to business lounges.

Travel Insurance

According to the terms of the Sberbank Premier service package, the client can take out his own travel insurance - the insurance also applies to family members. According to the terms of the contract, insurance payments will amount to up to 100,000 US dollars.dollars. The certificate of insurance is accepted in all embassies of the world. It is also important to note that skiing and snowboarding are also included in the insurance.

Sberbank Insurance Company will reimburse the client who concludes an agreement with the bank under the Sberbank Premier package of services: medical expenses during the trip, the cost of lost luggage, medical expenses for extreme sports, as well as expenses that may be caused by flight delays, and those that may be related to trip cancellation or early return.

Insurance is valid anywhere in the world, except for the territory within a radius of 100 km from the permanent place of residence. It is important to note that there is no limit to the number of trips within 365 days, but the insurance is only valid for 90 days after the start of the trip.

Let's consider several cases of reimbursement. In case of emergency dental care in Russia, 100 dollars will be reimbursed, and abroad - 200 dollars. When hospitalized, $25 per day will be paid, but if the person spent no more than 10 days in the hospital. Expenses due to lost luggage in Russia: $250 per seat, maximum $500. Reimbursement due to flight delay: $400 in Russia, $800 abroad. Legal aid reimbursement limit: $1,000.

The total sum insured in Russia is $30,000, abroad - $100,000.

He alth care services

Additional services available to the customer include:

• second medical opinion;
• telemedicine;
• cancer insurance.

What is hidden in a service called "second medical opinion"? This is a unique opportunity to get an independent, and most importantly, professional opinion on the diagnosis. 2 calls to specialists per year are free. At the same time, the service applies not only to clients, but also to their spouses, as well as minor children. The program includes the opportunity to receive advice from leading experts, in which the doctor will offer to make an alternative medical opinion. Laboratory and radiological studies can also be carried out. Importantly, the program covers research costs up to $500 per year.

The Cancer Insurance program includes organizing the treatment of a child in case of a critical illness. Begins to operate 3 months after the conclusion of the contract. The program includes the treatment itself, the search for a donor and transplantation of a bone donor when prescribed by a doctor, payment of travel and accommodation costs (valid for the patient and 1 adult accompanying person). Treatment is carried out in leading medical centers in Russia, bone marrow transplantation is performed in Europe. Treatment limit: 6 million rubles, renewed annually. Insurance term: 1 year, with automatic renewal.

The Telemedicine service allows you to get advice from leading medical specialists via phone or computer. Serviceallows you to save the patient's time on the way to the doctor, and also allows you to quickly get referrals for tests. The doctor can also remotely evaluate the results of the received tests, view the images, as well as make recommendations for over-the-counter drugs and adjust the treatment. It is important to note that the service is available to the client 24 hours 7 days a week. There are no restrictions on consultations with a therapist or pediatrician. 4 consultations of highly specialized specialists are also available for the client by appointment. It is important that clients be aware that a doctor cannot examine a patient and give a diagnosis, but can only correct the prescribed treatment.

Access to premium service

Clients of the Sberbank Premier service package from Sberbank have a personal manager who is always happy to answer the client's questions. For the convenience of communication between the client and the personal manager, a separate support line is allocated. The branches also have dedicated customer service areas for Sberbank Premier.

For the convenience of the latter, the manager is always ready to arrange a meeting at the right time. Also, a personal manager is always ready not only to answer questions, but also to tell you how to get additional benefits from the bank. The telephone number of the Sberbank Premier contact line can be found on the official website of the institution.

Free Tax Refund Assistance

For the convenience of clients, personal consultants will help you prepare tax returns. The client gets the opportunity to return taxes without undue difficulties if he made a purchase of a home, paid a mortgage,education or treatment, or transferred money to NPFs and IIS.

Sberbank Premier package service cost

According to the terms of the Sberbank Premier service package, free service is possible with a client's total balance of more than 1.5 million rubles. Accumulations on personal debit cards, current accounts are taken into account, open deposits in one's own name or the name of a child, as well as other assets on accounts with PJSC Sberbank, are taken into account. For more information, please contact the bank branch.

If this condition is not met, the cost of service is 2500 rubles. per month. When connecting to the package, the client is given the opportunity for a grace period of 2 months.

Conclusion of the contract

How to activate the Sberbank Premier service package? To do this, you need to contact any branch of the bank and write an application. You can also leave a request on the official website in the section dedicated to the service. A bank employee will call you back to the specified contact phone number, tell you in detail about the service package, answer your questions and suggest choosing the most convenient branch of the bank, where a personal manager will already be waiting for the client.

It is also worth noting that the bank itself can offer the client to conclude an agreement on the Sberbank Online service package. For example, if a client has a deposit in excess of 1.5 million rubles. Maintenance of the Sberbank Online service package in this case is completely the same as described above, the cost is also identical.

Validity periodcontracts and termination conditions

The term of the agreement signed between Sberbank PJSC and the client is 5 years. Moreover, if none of the above parties submits an application for termination of the contract at least 30 days in advance, then the contract is extended for another 5 years. Can be renewed an unlimited number of times.

How to disable the Sberbank Premier service package? To do this, you must contact any branch of Sberbank in the region in which the contract was concluded. The client will be asked to write a statement. If the client cannot apply to the branch, he can also apply by calling the bank. The termination of the contract will be carried out within 5 business days.

The conditions for terminating the agreement by the bank are published on the official website of the financial institution.

Reviews on the Sberbank Premier service package

Most customers speak favorably of the service package. A personal manager, a dedicated line, increased bonuses, client insurance - a small part of the services that increase the comfort of the client of the Sberbank Premier package. The possibility of life, he alth and expenses insurance is especially noted. Opportunity for free treatment of children with cancer.

The terms of service for the Sberbank Premier service package are generally positively assessed by the bank's customers. Free service with an amount of 1.5 million rubles also attracts customers.