Easy start service package, Sberbank: reviews, conditions

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

This package of services provides a valuable opportunity for entrepreneurs, which is expressed in solving problems with cash. Easy Start tariffs at Sberbank are suitable for medium and small businesses that are confidently afloat.

Easy start service

PJSC "Sberbank" presented to the attention of customers a new package of services "Easy Start" with free maintenance. The banking product is aimed at novice entrepreneurs who are taking their first steps in business. The package of services implies the complete absence of commission for opening a current account and additional payment for its maintenance. Also, the banking organization does not charge an additional fee for internal transactions. The client can get a business card that is linked to the account of a legal entity and use it for the first year free of charge.

Using this banking product, entrepreneurs can accept payments to accounts for the services provided, make various payments within Sberbank, and also pay taxes and fees. Also the package of services "Easy start" fromSberbank provides for free withdrawal of funds to the account of an individual. This program is a profitable banking product for beginner businessmen. Free service is a great opportunity to save money and then invest in your business.

What does the package include

The "Easy Start" service package includes free crediting of funds to the account by bank transfer and annual free maintenance of the business card. Clients can open an account for free and receive up to 120,000 rubles as a gift to advertise their business on the Internet.

The tariff offers free services such as:

• provision of statement;
• payments to the budget;
• transfers to accounts of individuals up to 150,000 rubles;
• mobile bank.

The service package includes the following additional options:

• acquiring;
• business card;
• online checkout;
• payroll project;
• lending;
• insurance;
• leasing;
• bank guarantees;
• currency control and foreign economic activity;
• collection.

Reviews of "Easy Start" from Sberbank say that there are no hitches between settlements with counterparties. Customers spend a minimum amount of time and effort on various transactions.

How to activate the tariff

Clients can open an account on the bank's website online. For the final opening of an account,you will need to come to the nearest office of Sberbank and provide the necessary documents for registration. The total duration of the procedure is 1 hour. Entrepreneurs can connect additional options to the free package in the form of self-collection, acquiring, etc. Options are selected depending on the line of business.

In the event that the provided package of services is not enough, the entrepreneur can switch to another tariff plan. This does not require additional re-documentation. To switch to another tariff plan, it is enough to send an electronic application online through your personal account. Customers can manage using a mobile application or Internet banking. These are the most complete tools that allow you to effectively manage cash flows.

Main flaws

Despite the fact that the conditions of "Easy start" from Sberbank are attractive, the following disadvantages of this service can be identified:

• direct imposition of additional services to customers;
• technical failures;
• inflexible range of banking products offered;
• chaotic arrangement of information on the resource;
• expensive paperwork;
• application of 115 FZ;
• slow service.

Reviews of "Easy start" from Sberbank say that, despite the absence of service fees, entrepreneurs have toincur additional costs. For example, certification of a signature card, a fee for depositing this amount, and a fee for certification of a seal. In the negative reviews about the "Easy Start" from Sberbank, they talk about the long transfer of payments and the boorish attitude of the support staff.

How to open an IP account

Before opening an account, it is necessary to conduct an economic analysis of the organization and choose the optimal Easy Start rates (Sberbank). Customers can use a special service on the official website of the bank. After processing the data, the client will be provided with information on the most suitable package of services that the credit institution can offer

Then you will need to fill out a questionnaire and submit an application. After that, the client is provided with an individual account number. The duration of the procedure is no more than 5 minutes. At the last stage, the client will need to visit a branch of Sberbank in order to open full access to the provided account and other additional services. To switch to the "Easy Start" tariff from Sberbank for individual entrepreneurs, the client must provide the following documents:

• extract from the Unified State Register of Legal Entities;
• charter (memorandum of association);
• passport of the official responsible for cash flow management;
• seal and signature samples;
• information in a special form;
• license to operate;
• document confirming the powers of the head.

PJSC Sberbank offers customersadditional paid services, among which are the following:

• Maintenance of a business card from the second year of service for 2500 rubles.
• Settlements with legal entities according to the executed document on paper - 500 rubles.
• Money transfers to other banks - 100 rubles (starting from the 4th payment).
• Cash out - 5% of the amount.
• Replenishment - 0, 15% of the amount.

Conclusion

The tariff presented by the bank has many positive aspects. Entrepreneurs can start cooperation with the bank from this tariff plan. In the event that the presented options are not enough, customers can switch to another package of services. With this service package, entrepreneurs can start a business with a reliable financial partner. At the same time, the client receives the necessary package of services for doing business. Reviews of "Easy Start" from Sberbank are different, since the range of services offered is quite limited.

PJSC Sberbank has long been practicing a policy of remote customer service. Using this tariff, an entrepreneur can keep separate budgets - business accounts and a personal wallet. A business card provides an opportunity to pay any expenses, withdraw funds and deposit them into an account. The legal circulation of cash provides a bonus in the form of various discounts. Positive customer reviews indicate that this banking product is ideal for young entrepreneurs. This product allows you to calculate, controlthe movement of funds on the current account and perform other operations. The "Easy Start" package from Sberbank has positive reviews, as it allows you to implement and scale the business ideas of entrepreneurs.