"Money for the house": reviews and information about the company

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Regular spending drives many of our contemporaries into debt and at the same time it is almost impossible to refuse purchases. Often money is spent on absolutely irreplaceable things: essential groceries, payment of housing bills and medical treatment. You can use a credit card, but its limits are limited, and the conditions are not very favorable. If the situation when you urgently need money rarely develops, and there is no need for a plastic card, then you can turn to a company that issues small amounts of debt on adequate terms for help.

There are many advantages in the work of such enterprises, so the demand for their services is consistently high, especially in large cities. On the other hand, there is a chance to end up in a debt hole if you are too sloppy, irresponsible. Below we consider one of the most famous firms in our time - "Money for a House". Reviews of debtors about it are mostly positive. But is everything really good?

"Money for the house": how it works

The company presents itself as a company ready to help a person in a difficult financial situation. This organization offers help not only in the form of cash. Canfill out an application virtually, and the money will come to a plastic card. You don't even need to leave the house. Undoubtedly, a very convenient and tempting way to get the coveted amount. The company operates legally, as evidenced by state registration, confirmed by an entry in the state registry (No. 2110724000473). You can learn about all the possibilities and aspects of cooperation with the company by contacting consultants. 24/7 free technical support.

To start working with the company, as follows from the reviews about the work of Money for Home, you just need to fill out an application on the site. Please note that it is necessary to transfer your data through the official virtual page, and not through intermediaries. Remember that fraudulent offices that use other people's passport data for illegal purposes can turn out to be intermediaries! When it comes to money, as a rule, full passport data are requested, they can also clarify the number of a plastic card. Sharing this information with dishonest people can lead to unpredictable consequences.

Internet to help everyone

Despite the possible risks, there are quite a few positive customer reviews about Money for a Home. This is because people have recently learned to distinguish between scammers and honest (or relatively honest) businesses. They do not disclose private information to questionable individuals and organizations.

After completing the application, you must wait for the courier to visit. An employee of the enterprise will bring the requested amount and transfer it directly into the hands of the client. Thus it is possiblereceive from five to forty thousand rubles in cash. This opportunity is appreciated by customers, hence the numerous positive reviews. The company "Money for Home" monitors its reputation.

Reverse side of the coin

It's no secret that the more positive feedback about the work of the organization, especially when it comes to money, and even on credit, the more doubtful it looks. Imagine yourself in the place of a client of the company. Suppose you are satisfied with the conditions, the terms too. The money was received, used, then returned. Do you ever think about writing a positive review? Money for Home clients write such responses en masse, but usually a person, even if he is satisfied with the service, simply forgets about it and rarely tells anyone about his experience. The exception is a reward, an encouragement for such a story.

And here doubts already begin to creep in. Are all reviews honest? Are they all written by real users of financial services? Customer reviews of Money for Home in Moscow, for example, are full of assurances of exceptionally favorable conditions. At the same time, the company offers loans at fairly high interest rates. Of course, getting help from her is easier than from a solid bank, but you will also have to pay for it at much higher rates than when cooperating with an ordinary banking organization. Oils are added to the fire by the reviews of the Money for Home employees, since they contain a lot of information about the “inner kitchen”.

Is everything so simple

Negative feedback about the work of the organization is also notindicator of the absolute unreliability of the firm. In the market for services in the field of providing small sums of money to the population, competition is now simply furious. This means that every more or less successful company makes every effort to denigrate a competitor. In the same way, it gets from rivals and the firm "Money for Home". Reviews about her work and about the opportunity to work in this company, if they are negative, may be the authorship of just such ill-wishers. Unfortunately, modern technologies do not yet allow us to guarantee the accuracy and relevance, 100% reliability of all data posted on the Internet.

And what to do, who to trust? Suppose a user is looking at reviews about Money for a Home in Tomsk. Let's say all the data shows that the company is absolutely honest and performs flawlessly. Pay attention to those who wrote these responses. If users have a good reputation, opinions are also expressed about other enterprises, services, it is probably possible to trust the information provided. But if the account is empty, does not contain any special information, under his authorship - only one review, then the reliability is rightly in doubt. In a word, a critical approach to the proposed information is the key to success.

With the benefit of life

Who has access to "Money for the House"? Reviews in Samara, the capital, St. Petersburg and other cities where the company is represented, note that the coverage of the public is wide, which is an undoubted advantage of the company. Any adult citizen of our country can apply. The funds are disbursed for a period ofweeks to 52 weeks. The entire registration process takes place completely through the virtual web, which means that you do not need to go anywhere. I must say, for some unknown reason, a special emphasis on this advantage was made in the reviews of "Money for a House" in Barnaul.

Getting money at your disposal, do not forget about the interest that you have to pay for the use. The minimum interest rate per day is 0.56%. You can return what you received if you invite the courier of the organization to your place and transfer everything occupied in cash to him. An alternative option is to visit the company's office. You can pay with the operator. For many cities, it is possible to pay for the company's services through special payment terminals. Most importantly, they do not charge a commission for transferring money. This is confirmed by reviews of "Money for a house" in Krasnoyarsk. Finally, you can return what you received for temporary use by sending a payment from a bank card.

Undeniably comfortable

Summing up the above, we can conclude that you can get what you want and pay off your debts without leaving the walls of your own apartment. This option is optimal for freelancers, individual entrepreneurs who earn money through the Internet and do not have official income. As you know, classical banking structures are not eager to work with this group of clients, considering them potentially unstable. But as follows from the reviews of "Money for the House", this company offers small amounts of debt and is not afraid of risk.

If we consider the main positive points, it is also important to note the speed of service. As a rule, money arrives on the day the application is placed or the next. Deadlines are never delayed by more than two days. The cash arrives at the client's home and it is completely safe. You can not think about the possible dark alleys that meet on the way home from the office. And if suddenly there was some kind of trouble with the Internet (for example, there is no money to pay for the next month of subscription), you can simply call the company's office and dictate your details, and a courier will soon arrive with a savings amount. As follows from the reviews about "Money for a House", the company has representative offices in many regions: from the capital to the regions of Siberia. Few modern organizations offering similar services can boast such an impressive reach, and this also gives credibility to the organization.

Payday money

When receiving money from a credit company at your disposal, be sure to think about how to earn money. Reviews about "Money for the House", of course, contain stories about late payments and the company's relatively good-natured attitude towards such people, but it will still bring problems, and first of all financial ones. However, there is an opportunity to earn extra money through the same company, for this you will have to get a job as a client search agent. As numerous reviews of this activity show, the work is quite difficult and thankless, since at the first dissatisfaction, each new client first goes to quarrel with the intermediary, and only then with the company. But if you are ready for this and have high stress tolerance, as well as approaching work correctly, you can make good money. As a result, it will be possible to pay off with the company, and if everything goes well, then earn your own bread, perhaps even with butter. And even with caviar, if you work hard, as they say.

Yet most of the individuals who interact with the company are customers who need a small amount before their paycheck. For such people, a high interest rate on a loan is not very important, since the money is borrowed for several days or weeks, or there is simply no choice. From the reviews about "Money for Home" it follows that this company can receive funds without guarantors and without collateral. Many also note that the possibility of concluding an agreement for the provision of services at home is convenient, that is, there is no need to specially go or go anywhere. In addition, the reviews indicate that the company does not practice a system of hidden fees, but immediately tells in detail how, in what amount, you will have to pay for the money received.

What do customers say?

It's amazing how similar stories can be found on the World Wide Web, trying to find data on how honest the Money at Home company is. People mention all the problems that provoked a difficult financial condition, then describe how convenient the services provided via the Internet, focus on a small amount that has accumulated in the form of interest. Summing up, be sure to tell howthe money received from the company helped save a family or fulfill a dream. Such monotony, admittedly, gives rise to distrust.

On the other hand, the company is large, represented in many regions, and its expansion would be impossible with unsuccessful, unprofitable activities. So there is a demand for services. Even with a large percentage of dissatisfied, it would be impossible to imagine such an impressive progress, especially characteristic of the last few years of the organization's activity. That is, the situation as a whole inspires confidence. So, suppose that the bulk of the reviews on the World Wide Web are really written by real users of the system. What are they talking about?

Information from users: cooperation experience

In their feedback on the work of the company, the most established clients of MFIs positively note the speed of receiving money. On the same day or the next day, a courier arrives home with the requested resources. It is really fast and convenient, reliable and safe. And when the payment deadline is approaching, allowing you to pay off the debt, this is unobtrusively (however, some clients are ready to challenge this epithet) reminded by a phone call. However, if payments are late, calls can fall like an avalanche. At the same time, the company helps out in a difficult situation (without special need, people do not apply for such loans), and already for such help, many are ready to forgive awkward, uncomfortable situations that arise during regular interaction with the organization.

Some customers report thatWe have used the company's services many times. The fact is that working with the described company is quite reliable. Of course, this is not as convenient as a credit card, when money is at hand at any time. However, not everyone can get a credit card either, a lot depends on credit history. But MFIs are ready to work even with citizens who have been fined. However, occasionally the situation is somewhat different. There are such reviews, from which it follows that the company does not immediately approve the application received. It can be assumed that data on a potential customer is being checked. Although the service makes promises of almost instant service, in practice this is not realized in 100% of cases. Operators can play for time and money has to wait. But there are other situations: in the afternoon I called, and in the evening they brought money. If the client is already in the company's database and has a good reputation, then there is no doubt: the second time he will receive money quickly, without burdensomeness and hassle. In short, reputation is worth more than gold.

What else are they talking about?

Of course, there are a lot of positive praises of the credit company in the network. But a really complete picture of the work of the organization can be obtained if you study a variety of opinions, not bypassing the negative ones. In each case, a person hopes that this will not happen in his particular situation, and yet one must be aware of the existing risks.

Many users note the high cost of services. The minimum percentage has already been indicated above, but only clients can count on this,receiving a loan on specific terms. In most cases, people require either other amounts or other terms, and then the credit company sets less favorable conditions. A high percentage means a considerable overpayment even for a short time period. And if a large percentage drips on a large amount and for some reason the payment turned out to be overdue, then it’s time to shout: “Help!” You will have to spend a lot to pay off your debts.

Other users note that it is quite difficult to get decent amounts of money. If you need more than 25 thousand rubles, especially the first time, then it’s better not to apply to Money for Home, because they won’t give you that much anyway. The company trusts clients with a good reputation more, but after all, those who communicate with the MFI service for the first time also need such money.

Summing up

So, is it worth trusting the company "Money for Home"? The company has a good regional network, has created a convenient service system, thanks to which it attracts a wide audience. At the same time, they have certain complaints both in terms of capabilities and service. When choosing an MFI for yourself, you first need to carefully analyze the situation and figure out whether it will be possible to pay off the debt on time. Otherwise, there is a chance to get into a debt hole. Be careful!