Sberbank debit card: how to issue, production time, documents, features

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Choosing a convenient payment method, many Russians prefer bank cards. Sberbank annually issues millions of credit cards and debit products to its customers. Even minors can apply for a Sberbank debit card.

Conditions for opening cards at Sberbank

When asking how to apply for a Sberbank debit card, customers want to know not only how to send an application, but also the features of the product.

1. A personal name or instant card can be issued by customers over the age of 14.
2. Only a passport is required to apply. Foreign citizens can present a passport of their state, for citizens of the Russian Federation, several types of documents are provided, including a foreign passport, military ID, Form No. 2-P (temporary certificate when replacing the main document) and others.
3. It is allowed to issue several bank cards of various types for one client at the same time. For example, a personal personalized Visa Classic card andMomentum.

How to choose a bank card: instructions for choosing a product

Before applying for a Sberbank debit card, the client must decide on the need for the product. Plastic cards differ not only in appearance, but also in the cost of annual maintenance, which is formed based on the capabilities of the card.

Wishing to issue a Sberbank Momentum debit card, customers must be aware of some restrictions:

• not all sites accept payment from instant cards;
• to make transactions at the bank using the Momentum card, the client must present an identity document;
• when withdrawing cash from an ATM of Sberbank" of another region, the client will be charged a commission of 0.75% of the amount;
• low cash withdrawal limit per day - only 50,000 rubles;
• the card is not valid abroad.

But instant cards also have advantages: firstly, they are issued immediately after filling out the questionnaire; secondly, the design and maintenance of the product is free of charge.

Personal name cards of Sberbank: features, conditions

If a client wants to use the card when traveling in Russia without a commission and abroad, you should pay attention to classic cards - MasterCard Standart or Visa Classic.

They compare favorably with instant products:

• with a cash withdrawal limit of up to 150,000 rubles per day;
• no commission for withdrawals from Sberbank ATMs across the country;
• the possibility of payment in all outlets, including online stores;
• nominal status;
• the possibility of ordering an individual design (for an additional fee of 500 rubles to the cost of annual maintenance).

How to issue a Sberbank debit card, and customers can receive it at the office of the institution. Since 2018, it has become possible to order cards in the online banking system.

Youth cards: for those under 25

Specially for the age group from 14 to 25, the bank has developed a plastic product with a low commission for use - only 150 rubles a year. These are youth segment cards.

Users can apply for a Sberbank Molodezhnaya debit card on the Internet, Sberbank Online or a bank office. They differ from the classic cards with a brighter design and a reduced commission.

At the same time, preferential terms do not affect how many Sberbank debit cards are issued. For classic and youth cards, the production time does not exceed 14 days.

How to issue a Sberbank debit card: instructions

Having decided on the type of product, customers must send an application for the production of a card (with the exception of the Momentum product, which is issued at the bank office immediately after signing the documents).

Choicefuture owner - 3 ways to issue a card:

1. In the office of Sberbank.
2. On the official website of the company.
3. In Sberbank Online.

Issuing a card at a branch of Sberbank

Until 2017, this was the only product design option. To send an application for a new card, the client must come to the bank office at the place of registration with a passport. The operation takes no more than 15 minutes. The card is produced from 7 to 14 days, it all depends on the user's region of residence.

When visiting the office, select "Cards" on the electronic queue board, then click the "Open New" subsection. After that, the client will be automatically invited by the first available manager.

The process includes filling out an application for opening a card account (two copies). At the end, the client is given a copy of the application and a memo for the bank card user. After receiving the certificates, the account owner will receive a notification from the number "900" about a successful application for a card. When it arrives at the office, the user will also be informed by the automatic service of Sberbank.

If the card is the only account of a citizen, he must sign a banking service agreement. This is a document that regulates the relationship between the bank and the client regarding the opening of accounts, including brokerage and depository, the use of international cards and transfers. The service is provided free of charge.

How to open the map throughInternet?

The application process on the official website takes no more than 5 minutes:

• client must specify full name (Latin alphabet is set automatically), mail, contact phone number, passport details;
• next - select an office to receive a card and specify a residence permit (according to your passport);
• confirm operation.

After filling out the application, the client will be notified of the timing of the receipt of the product. It will be possible to pick up the card within 14 days from the date of application.

Applying a debit card in Sberbank Online

To open a card account in Sberbank Online, the client must enter the "Personal Account" and find the "Cards" tab. At the top of the screen, you need to select the link "Order a debit card".

Application in Internet banking consists of 4 stages:

1. Product selection. Includes a description of all cards available for order.
2. Design selection. Classic or custom card look.
3. Filling out documents. Office address to receive, embossed text, contact phone number.
4. Operation status. This is a confirmation of the application with a code by SMS from the number "900". After entering the code, the application is processed by the bank.

The service fee (if any) is automatically debited from the card account. The debt can be repaid after receiving a bank card in any convenient way: in cash at the office and terminals,money transfer, online banking or Mobile Banking.