Choose interest-bearing deposits with Sberbank

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Many people who want to save their money realize that bank deposits are a safe option. This is because they are safe there. In addition, there is an opportunity to get some profit at the interest rate of the selected deposit. Interest-bearing deposits in Sberbank are very popular.

Why do so many people make this choice?

It is known that people prefer this particular financial institution. This bank has an excellent reputation, it accounts for 50% of all investments of individuals in the country. Clients understand that in this case the funds are protected by the state, so there is more trust than other banks. What are the deposits in Sberbank at interest? In 2013, this organization offers the following programs:

- Urgent. These are deposits such as "International", "Replenish", "Multi-currency", "Give life". There is also "Universal", "Save", "Manage" and others. A number of them are intended for pensioners - for example, "Pension-plus", "Replenish Online @ yn-pension".

- Interest-bearing deposits with Sberbank: Demand and Savings Account.

Each of the programs has its own differences. This applies to interest, type of currency, the right to fully or partially withdraw money, conditions for replenishing an account.

Currency for deposit

A person has the right to choose any deposit program. The client's funds are his deposits in Sberbank at interest for a certain period of time. The rate is specified in the contract, it depends on the type of the chosen program. You can deposit money in rubles or another currency, such as US dollars or euros. Under some conditions, you can store funds in Swedish krona, Canadian dollars, even in Japanese yen, and so on. However, this applies only to deposits "On Demand" and "Universal". "Give Life" and "Pension Plus" allow you to store only rubles. The interest for this currency is higher, so many people prefer domestic rubles.

Main bets

People often benefit from cash deposits at interest. Sberbank does not offer the highest rates, but it is reliable. The proposed minimum is 0.1% per year, the maximum is 9.75%. The interest rate depends on a number of characteristics. Among them are indicators such as the type of contribution, its term, value. It is more profitable to invest for a long time. The interest rates are not so attractive, but they are higher than those of other banks (state-owned) and meet the needs of people, guarantee safety. The "Online Pension" deposit is distinguished by the highest interest rates. Interesting program "Save". It is suitable for the elderly and those who need maximum as well as stable income. Thisthe contribution provides good conditions for pensioners. Banks consider these clients reliable, they are no longer fired, and the pension is monthly.

If a person is left a little before going on a well-deserved rest, then he will be transferred to better conditions automatically. This deposit, however, does not allow full or partial withdrawal of funds; it is also impossible to deposit additional money. But interest is paid every month, and this guarantees a stable profit.

Now you know about some of the programs offered by Sberbank. Deposits at interest in 2013 may suit many. It is important to find out all the conditions and choose the appropriate option. Thanks to such savings, you can save up for a gift for your relatives, pay for your studies, a wedding, and slightly increase your budget!