2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16
Renaissance is a pension fund that has been operating in Russia for a long time. A very large organization. But should she be trusted? What information about this company can be found? What to believe? Reviews about the "Renaissance" do not give an unambiguous opinion about what this company is. Therefore, it is often necessary to study not only reviews, but also the latest news about non-state pension funds. So what do people say about the named organization? Can she really be trusted? Or is it better not to apply here for the formation of the funded part of the pension?
Description
"Renaissance" is a non-state pension fund in Russia. He has been working in the country for a long time. Supported by the financial company of the same name. Carries out activity on pension insurance of the population.
Here, as many assure, you can create a deposit, to which money will be transferred by a citizen for old age. This forms the funded part of the pension. "Renaissance" does not conduct any specific activity. Only opening deposits for pension savings. But is it worth paying attention to this organization?
Transformation
It's hard to decide. After all, "Renaissance" is a non-state type pension fund, which has undergone quite a few changes throughout its existence. The thing is that he went through a merger with several pension funds several times.
The last name of the organization is "Renaissance - Sun. Life. Retirement". It is under this name that the mentioned non-state fund can be found. Therefore, it is not necessary to be surprised that the same reviews are left about Renaissance and The Sun. Life. Pension. It's the same organization.
Frequent name changes, as well as combination with other non-state funds, makes many think about the integrity and sustainability of the company. But what should you pay attention to in order to determine as accurately as possible whether it is worth investing in a fund or not?
Popularity Rating
For example, the rating of a company. Renaissance is a pension fund that is not a leader in Russia. According to statistics, he is in the top 20. But at the same time, he did not rise above the 11th position.
It is often stated that "Renaissance: Life and Pensions" (NPF) is in 15th place in the popularity rating of all similar funds. It is on this indicator that many are guided. Not the best place, but still close to the top 10.
This is far from the only selection criterion. For what othermaking many customers pay attention? Can the said non-state pension fund really be trusted? Or is it better to look elsewhere for the formation of pension savings?
Trust
For example, the next indicator is the trust level. NPF "Renaissance" has a fairly high level of trust. But only according to statistics. It is indicated that the organization's trust is at the A+ level. In some sources, the credibility is A++. This is the highest point of trust.
Nevertheless, it is the first indicator that is often indicated. That is, customers and potential investors trust the fund, but not 100%. Good level of trust. Especially considering that the leading funds in Russia have the highest trust.
Yield
"Renaissance" is a non-state pension fund with a fairly high level of profitability. This indicator often attracts potential investors the most. After all, the goal of non-state funds is not only to preserve, but also to increase the pension savings of citizens.
NPF "Renaissance" offers a yield of about 7-8%. Not too much, as some customers say. However, this is more than some similar firms can offer. Therefore, if you believe the numerous reviews, then the organization can really exaggerate the savings. Not too much, but the prospect is there.
Distribution
"Renaissance: Life and Pensions" -NPF, which, as many potential investors say, is found in most Russian cities. More precisely, there are branches of this organization in every locality.
That is, the fund is a very large corporation. As already mentioned, it is supported by the bank of the same name. And this fact inspires potential investors confidence in the stability of the fund. In any case, "Renaissance" is not petty swindlers who only hide behind the status of a non-state pension fund in order to collect money from the population. So, you can take a closer look at it when deciding on the formation of the funded component of the pension.
Maintenance
"Renaissance" - a pension fund, the maintenance of which causes eternal controversy. What does it mean? It is not so easy to judge how high-quality service an organization offers. Customer opinions in this area are seriously divided.
What can NPF "Renaissance" offer? Customers point out that here all the employees are quite quick to answer all questions asked. But at the same time, the speed of direct service leaves much to be desired. Speaking about the payments of pension savings, it should be noted that they come with serious delays. Of course, this state of affairs cannot please the population.
The "Renaissance" provides Internet service. To be more precise, "Personal Account", in which each client can order an extract on the state of his personal account. Similarservice often causes a lot of negativity among depositors. After all, the system is malfunctioning. Very often, even authorization in the corresponding service fails.
Therefore, NPF "Renaissance", whose rating is not the highest in Russia, has its pros and cons in terms of service. And this fact must be taken into account. You should not expect impeccable work from the pension fund. And there are well-founded reasons for that. One of them makes some people panic and worry about their retirement savings. What is it about?
License
About the license. She deserves special attention from this fund. Why? Why is this area so attractive to NPF "Renaissance"? The license of the company under study has been suspended. Or rather, withdrawn. And we are talking about the "Sun. Life. Pension" fund. What does this mean?
"Renaissance" no longer has any rights to provide insurance to the population. Conducting activities as a non-state pension fund does not take place. Therefore, it is clearly not worth considering the organization as a place for the formation of pension savings. Even on the official website of the Pension Fund, information has been published that Renaissance no longer has a license to provide pension insurance.
Why did this happen? The Central Bank decided to reduce the number of NPFs in Russia and leave only the best organizations. "Renaissance" - a pension fund, which, according to many sources, did not cope with its obligations. He is notpaid money to citizens if contributors wanted to independently transfer savings to another pension fund. Actual violation of the law.
However, the leadership of the organization does not agree with this statement. And now it is trying to sue. So far, "Renaissance" has not resumed its work. It is not known whether the companies will return the license for pension insurance. If this happens, it is recommended that you treat this company with particular caution.
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