How to find out how much money is in the passbook: simple ways, recommendations

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Many customers are afraid for the safety of their money. Pensioners are the main category of citizens who prefer to keep money in passbooks. They believe that this is the easiest and most reliable way to receive various benefits and pensions from the bank. The question of how to find out how much money is in the passbook worries most people.

Who needs a passbook

In addition to this category of citizens, there are a large number of people who continue to actively use savings books. The Bank does not provide for restrictions on accounts and the number of cards. Therefore, customers have the opportunity to have a passbook and a bank card with the same current account.

Completed transactions using a bank card customers can enter in the passbook. To do this, you need to contact the branch of the servicing bank. To find out how much money is in the passbook, you can use several methods. More on that later.

How to check your passbook balance

To check the balance of the passbook, the client will need to register in the Sberbank Online system. First you need to make sure that the mobile banking service is connected to the card. This type of service provides confirmation of completed transactions using SMS passwords. When answering the question about how to find out how much money is in the passbook, just log in to the system and select the appropriate account, card or deposit in your personal account.

What to do if there is no personal account

If there is no information on savings accounts in your personal account, you must contact the bank office and sign an appropriate agreement giving the right to perform actions in the system. Then the specialists of the credit institution will link the accounts to the client's card.

If there is no free access to the personal account, the client can call the Sberbank contact center. Employees will provide information on the balance on the savings book. For which it is necessary to provide the relevant details. Sberbank improves technologies every day that make life easier for customers.

Personal visit

To find out the data on the balance on the passbook, the client can visit the bank branch where it was opened. In this matter, the neighboring branches of the bank will help. Pensioners use this option, because it allows not only to find out the balance, but also to make the necessary cash transactions.

Access viaInternet

If a client has a question about how to find out how much money is in the savings book online, you should use the Internet banking service. By logging into your personal account, the user can perform the following actions:

• check current card balance;
• monitor the history of completed banking transactions;
• pay loans, taxes, utility bills, fines and other payments;
• replenish funds on the passbook;
• transfer funds to customer accounts of other banks.

It should be noted that transferring funds to a savings book from cards of other banks, as well as to customers living in another city, involves the collection of a commission.

How to get remote access

To connect remote access, customers should visit a branch of Sberbank. The sequence of actions contains the following main items:

• personal visit to the bank office;
• drawing up a statement of intent to attach a passbook to the Internet bank;
• client will need to come up with a login and password to enter;
• specialists of the bank branch will help you connect to the system through an ATM;
• you can connect through the Sberbank website at home;
• login to your personal account is confirmed via SMS.

As a result of the actions taken, Sberbank customers will be able to regularly check the status of the deposit on the passbook.

Creating a personal account

Clients can independently open access to their personal account. To find out how much money is in your savings book via the Internet, just visit the Sberbank website and go through a quick registration procedure.

The user will need to enter their account number and then verify their phone number. It is important to know that a mobile phone must be linked to a mobile bank. Then the system will offer a login and password that will provide access to the services. Now users will not have a question about how to find out how much money is in the passbook.

Creating a personal account through an ATM

To answer the question of how to find out how much money is in a Sberbank savings bank account, you can enter your personal account. Clients who wish to gain access to their personal account can connect through a Sberbank ATM. To do this, you will need to do the following:

• find the section "Mobile banking connection";
• in the window that opens, select the "Internet service" section, and then select the "Print ID and password" item;
• ATM will provide a check with ID and password;
• select "Print one-time passwords" and then order a printout with a list of 20 one-time passwords. They are used an unlimited number of times if there is no smartphone connected to the service or the client does not want to use it.

Summary

To find out the balance on the passbook, you can visitbranch of Sberbank or use a mobile bank. You must have your passport and savings book with you. The operator will quickly check the balance and provide relevant information to the client. If a citizen does not have enough time to stand in line, you can use the Sberbank Online service. To connect it, you will need a personal visit to a Sberbank branch.

Customers should be aware that the connection and maintenance of this service is subject to a fee. A certain amount of commission will be deducted from the client's account every month. If there are no funds on the passbook, then access to this service will be suspended. Also, the client will not be able to independently find out the balance on the book.

The Bank will give appropriate instructions that will provide information about the activation of the service. After authorization, the user can select a personal account and find out the balance at any time. If necessary, the client can independently transfer funds to any account number. You can also replenish your account or withdraw funds to a plastic card.

This article provides complete information on how to find out how much money is in the passbook.