How to find out how much money is on a Sberbank card. Five options for solving the problem

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Every day the number of Sberbank customers who open accounts and receive cards is increasing. Employees of a financial organization tell each of them about the terms of cooperation, introduce tariffs for additional services … But the simplest thing - how to find out how much money is on a Sberbank card - is most often not talked about. Therefore, for many, this becomes one of the problems in the process of using a card account. In fact, there are five ways to check the balance, but which one to use - everyone has the right to decide for themselves, depending on the possibilities.

Checking the balance through self-service terminals

Most often - especially for older people - the balance of money on the account is checked at terminals and ATMs. To do this, insert a card into the device and enter a PIN code, then select the "Balance" option in the menu. It is worth noting that all self-service terminals allow you to find out the balance on the Sberbank card both by check and by displaying the number on the device screen. And if the balance on the monitor can be viewed for free, then for the answer on paper they can chargecommission, so many prefer to use the first option.

A few words should be said about the fact that this method of checking the account balance is simple, but not always convenient, because there may not be an ATM or Sberbank terminal nearby. Of course, you can also use the device of other financial institutions, but then an additional commission may be deducted from the account.

How can I find out the balance of an account at a bank branch?

The easiest way to control personal funds on the card is for those customers who live close to the bank branch. They just need to contact one of the employees of the department of individuals with an identity document and get the necessary information. Moreover, billing details can be provided both orally and in print, and for any period. But before you find out how much money is on the Sberbank card at the moment, or order a report on the movement of funds, you must definitely check with a specialist the cost of such a service. Otherwise, even if you refuse to pay, the commission will be deducted from your account. If at the moment the required amount is not on the card, the transfer will occur after the account is replenished.

This option for controlling funds, although simple, is also not very convenient, since not everyone can afford to stand in lines and waste precious time. And so we move on…

Mobile Banking

Today it is difficult to find a person who does not use a mobile phone- even schoolchildren and pensioners have them, which means that almost all bank customers have them. With this communication device, it is not difficult to find out how much money is on a Sberbank card, just dial the desired command and send SMS to one of the bank numbers.

However, before using this account control option, the client must contact an employee of a financial institution and activate the Mobile Bank service. In the first two months, the service fee will not be charged, but from the third it will be about 30 rubles a month.

The balance on the Sberbank card is checked using verbal commands: BALANCE, OSTATOK, BALANS, BALANCE or RESIDUE. In addition, at the end of any of these words (without a space), the last four digits of the card number should be indicated, if there is one. For the same clients who have two (or more) accounts open, five digits should be used in the command.

You can send an SMS with a balance request either to the short number 900 or to one of the phones offered by the bank. Within a few minutes, the client receives an answer to his question about how to find out how much money is on the Sberbank card: he receives an SMS message with specific information about the current account status. In other words, the text contains information about the amount of the allowable limit of funds that a person can use at his discretion.

How to find out information on the card using the phone (2 way)

Everyone who has issued a bank card at least once knows that there is somea code word with which operators can identify the identity of the client during a telephone conversation. By calling this code to an employee of a financial institution, the client will receive comprehensive answers not only to questions about how much the account balance is or how much money goes to the card, but they will also be provided with a detailed report on the movement of funds.

In order to use such a simple and quick method of controlling funds, you need to call the bank's support center at the number indicated on the card.

Sberbank Online

And the last answer to the question of how to find out how much money is on a Sberbank card is the Internet. It is through the World Wide Web that the client has the opportunity to control his account in full. By connecting the paid Sberbank Online service in a timely manner, you can not only check your account balance in real time, but also make one-time and systematic payments. In addition, this service allows a person to independently change the access codes to the card, and also, in case of its loss, simply block the account. As for the balance of funds, you can see it on the main page in the "Cards and Accounts" section, which is very convenient for those who have not yet managed to master all the functions of Internet banking.

To activate the service and get temporary passwords to enter the system, you need to contact any branch of Sberbank. There, experts will activate the system and explain the basic conditions for its operation. Only after that login from any PC clientbe able to do it on their own.

Which of the above options for checking the balance is chosen by the cardholder, each of them will help to obtain comprehensive information on this issue.