How to find out the BIK card of Sberbank: all ways

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

How to find out the BIK card of Sberbank? The information below may be of interest to those who wish to make a cashless transfer to another credit institution. This is due to the fact that within Sberbank itself it is possible to make a payment using only the card number indicated on the front side (a long line of numbers). For interbank transfers, this is not enough.

It turns out it's not on the map

Where is BIK on the Sberbank card? Can you tell by looking directly at the plastic itself? There is no such information directly on the map. Sometimes information appears that the bank individual code (BIC) can be seen as a combination of the first six digits of the card number, but this data is erroneous, because these values \u200b\u200brefer to a bank individual number (BIN) that does not match the BIC.

How to find out the BIK card of Sberbank, having a plastic carrier on hand? You need to look at the number of the branch that issued the card, then go to the site andtry to determine which regional government it belongs to. The fact is that Sberbank OJSC is the largest credit institution in the Russian Federation, so it has a bank code for each region. For example, the BIC for branches in Moscow and the BIC for branches in Tyumen will definitely be different.

They always tell you

How to find out the BIC card of Sberbank if you are not very well versed in the structure of this financial institution? In this case, you need to get an agreement to open an account for which the card was issued, and look at the details from Sberbank. It contains the correspondent account, BIC, full name of the organization, individual taxpayer number, address, signatures of responsible persons, seal, etc.

How to find out the BIC card of Sberbank for sure? It should be borne in mind that the organization of the bank has a certain mobility: some branches open, some close, details change. Therefore, if you have not used your card for a long time, then it is better to call Sberbank at the place where you received the "plastic" and clarify the necessary data. Or go directly to the branch, where information can be obtained from the administrator of the hall or from the teller orally or by printing out the details.

What does BIC mean?

BIC of the Sberbank of Russia card, or rather, the bank individual code of the division of the credit institution where the card was issued, is formed on the basis of regulatory documentsCentral Bank. In it, the first two digits mean the country code (04), the third and fourth values are the numbers indicating the territory of Russia (according to the OKATO code). For example, for Sberbank in Moscow, the third and fourth digits are 45, and for St. Petersburg - 40. The fifth and sixth digits carry information about the conditional number that a division of a particular bank received when it was established in a particular territory (usually, from 00 to 99). The last three digits in the BIC coincide with the last three digits in the correspondent account of a particular bank. (The correspondent account itself consists of twenty digits at the moment). They represent the conditional number of a particular credit institution in the settlement network of the Central Bank. For example, in Moscow Sberbank, the last digits in the BIC are 225, as well as the last values in the correspondent account.