2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16
Old-age pension is the most common type of material security for the elderly in our country. Men and women who have crossed the threshold of 60 and 55 years of age, respectively, have the opportunity to receive it. At the same time, the length of service must not be less than that established by law and the number of pension points must not be less than the minimum amount. However, a separate group of citizens may be paid an old-age pension ahead of schedule. The list of jobs, professions, industries, positions, speci alties and organizations, taking into account which this benefit is assigned, was approved by order of the Government of the Russian Federation.
What is early retirement?
The conditions for receiving a pension are regulated by federal law. In accordance with it, certain groups of citizens have the right to early registration of an old-age pension.
Previously, in the pension legislation, such provision was called preferential. It was received by doctors, teachers, artists, etc. Now, if a pension is assigned before the established age, then it is correct to call it early.
It takes five years to completeuntil reaching the required old-age pension, unless otherwise noted.
Conditions for registration
In the length of service when considering an application for early payment of a pension, periods of work performed continuously during the working day for a full working week are counted. At the same time, insurance payments must be made for these periods.
Based on the entries made in the work book, the Pension Fund of the Russian Federation makes a conclusion about the appointment or refusal of early registration of a pension. Often, data on preferential seniority is not indicated in full, or there is no individual information about the employee for a certain period. Therefore, the reliability of the presence of special experience, clarifying the special nature of the work and working conditions, will need to be documented.
Citizens who, at the time of the entry into force of the law on professional pensions, have already worked in the relevant positions or types of work for more than half of the required length of service, have the right to apply for a pension early. In other cases, it will be established according to the norms and rules of the professional system.
The amount of early old-age pension depends on the total amount of insurance payments.
What documents do I need?
When applying for an early pension in the Pension Fund of the Russian Federation, you must provide:
- application for a pension;
- passport and, if necessary, a document confirming registration at the place of residence;
- SNILS, it is required to confirm the length of service.
Insurance experience gained before the start of keeping records of information about the insured person in the pension system is confirmed by the work book. It is also the main document certifying the length of service. If the required information is not available, you can certify the required experience by providing:
- card for personnel records;
- timesheet;
- personal salary account;
- staffing.
Reason for denial of payment
Most often, pension authorities reject an application for a pension ahead of schedule for several reasons:
- general work experience not confirmed;
- unable to assure full employment;
- no special nature of work is established;
- the speci alty and position of citizens recorded in the work book, according to regulatory legal acts, do not allow early retirement;
- impossibility to establish the fact of work in a certain organization.
In case of refusal, no later than five days from the date of the relevant decision, the PF must notify the applicant about this. The notice must specify the reasons for the refusal and the procedure for appealing it. All documents submitted to the Pension Fund are returned.
General Conditions of Appointment
According to the law, the old-age pension is transferred ahead of schedule from the date of application, but not earlier than the day of acquiring the right to receive it. The date of application is the day of receipt from the citizen of the application and all the required certificates and documents.
The Pension Fund confirms the fact of acceptance by issuing a receipt-notifications.
When the application and all required documents are sent by post, the number indicated on the postal stamp at the place of departure will be taken as the date of application. The receipt-notification will be sent to the applicant's address or handed over.
If a citizen has not provided everything necessary, no later than three months he can bring the remaining papers. In this case, the date of receipt of the application or the number indicated on the postal stamp when sending will be counted as the day of the appeal. The list of missing documents is determined by the RF Pension Fund authority and is written in the notification receipt.
Application for the accrual of early pension must be considered by the branch of the Pension Fund no later than ten days after its submission. Based on the information contained in all submitted documents, a decision on the appointment is made. The size of the early old-age pension cannot be less than the subsistence minimum established in the country.
Citizens working in places with difficult working conditions
There is a list with certain types of hard work. Citizens employed in these jobs have the right to early appointment of an old-age pension.
A man who has at least twelve and a half years of work experience and more than twenty-five years of insurance experience, upon reaching the age of 55, has the opportunity to use it. Women at the age of 50 have the same right, with a work and insurance period of at least ten and twenty years, respectively.
If productionspecial experience is incomplete (but not less than half), and the insurance experience has been worked out in full, early registration of an old-age pension is possible. In such a situation, it is established with a decrease in the retirement age. A reduction of one year occurs for every two and a half years worked for men, for every two years for women.
Citizens whose work activities took place in the Far North and equivalent areas
Early retirement pension is paid to people who have worked fifteen years in the Far North. In areas equated to them, this security is paid under the same conditions. But at the same time, the calendar year here will be considered as nine months of work in the Far North.
When working out more than half of the required period, a citizen has the opportunity to retire earlier than the generally established period. Then for every full calendar year, the retirement age is reduced by four months.
For citizens who worked on a rotational basis, the length of service includes the time of work and the days spent on the way to the shift and back. Periods between shifts do not count.
The time of work on a shift is included in the length of service on the basis of the certificates provided from the enterprises in which the applicant worked. They should contain information about the periods of work and being on the way to the watch and back.
Women with many children, disabled people, parents and guardians of disabled children
Early insurance old-age pensions can be received by mothers of many children with five or more children. They are eligible to retire at age 50.
Basic conditions for obtaining:
- each child must be raised by a mother until at least eight years old;
- presence of insurance experience for more than fifteen years.
An early old-age pension can be assigned to a parent who has raised a child who is disabled from birth until at least eight years of age. Only one person can exercise this right: either the mother of the child or the father. At the same time, the work experience must be more than twenty and fifteen years for a man and a woman, respectively.
The guardian of a child who has been disabled since birth also has the option of applying for early retirement. How soon he can start receiving it depends on the period of guardianship. One and a half years of care allows you to reduce the time of retirement by one year. But the total period cannot exceed five years. That is, if the term of guardianship was six years, then the woman is en titled to receive an early old-age pension at the age of 51, if nine - 50.
In addition to parents and guardians, certain categories of people with disabilities are also en titled to early processing of payments. An early old-age pension for a disabled person is assigned if the group was received as a result of a military injury. You only need to have a work experience of twenty-five years for men and twenty for women.
Men with fifteen years of service, having a disability of the first group, can apply for a pension according toold age at the age of 50. Women under the same conditions, having ten years of experience, can apply for a pension when they reach the age of 40.
Citizens with rare diseases, due to which they are dwarfs and midgets, are also provided with an early old-age pension. It is assigned to a disabled person at the age of 45 and 40 years with the required length of service of twenty and fifteen years.
When applying for early retirement, you must prove your disability. Such a document will be a certificate confirming this fact. It should contain information about the assigned group, as well as an individual rehabilitation program.
Early retirement pension for medical workers
For employees of budgetary organizations, the state provides all possible benefits. If the following requirements are met, for employees of he althcare institutions, regardless of age, an early medical old-age pension is due:
- Duration of professional activity must be at least thirty years. If the work experience was formed only at work in rural areas and urban settlements, then more than twenty-five years.
- For the period counted in the length of service, insurance payments must be made to the Pension Fund.
An early old-age pension can be issued to citizens if the position and name of the institutions in which they worked are included in a special list developed by the government of ourcountries, since it is on this data that the employees of the Pension Fund of the Russian Federation rely when making a decision.
It should be noted that employees of private medical organizations have the same right to early clearance as employees of state and municipal institutions.
Work experience is equally taken into account both with a normal schedule and with a reduced working time. As a rule, the offset of periods is made in calendar order. That is, one year of labor activity is taken as one year of experience. There are exceptions to this rule:
- if during his professional activity a person, in addition to the city, worked both in urban settlements and in rural areas, then one year of his work in rural areas should be counted as one year and three months of experience;
- one year of work in the city counts as one and a half years of experience for the following categories of he alth workers: surgeons, anesthesiologists, resuscitators, pathologists, forensic experts;
- when these persons work in urban areas or rural areas, the year of their work activity is counted as one year and nine months.
The duty of medical workers, on the basis of the law of our country, is to improve their skills. Therefore, these periods should be included in the length of service for which an early pension is granted.
Citizens engaged in teaching activities
Features of the appointment of pensions are regulatedlegislation. Early retirement pensions are granted to teachers regardless of their age. The main thing is that the professional experience should be more than twenty-five years.
When working in an organization whose name is not included in the list of pedagogical positions and institutions, this period of professional activity is not counted in the length of service for assigning a pension.
Professional activities carried out in the period before September 1, 2000, are counted in the length of service, regardless of the conditions for fulfilling the norm of working time at that time. After this date - subject to the general fulfillment of the norm of working hours at the main and other places of work, established as the wage rate.
The length of service counts the time of work, periods of time for receiving payments for temporary disability, as well as annual paid holidays, including additional ones. At the same time, periods not related to the learning process (participation in conferences and seminars, advanced training courses, study holidays, unpaid leave, unauthorized absenteeism, parental leave, etc.) are not counted there. The exception is parental leave until October 6, 1992.
Early old-age pension for the unemployed
This status is acquired by citizens who are able to work, but do not have work and earnings, registered at the employment center in order to find a suitable job for them. Such people, subject to the necessary requirements, are en titled to earlyappointment of an old-age pension.
Terms of appointment:
- a person must have the official status of unemployed and the inability to get a job with the employment service;
- the age of a citizen should not be younger than two years before the retirement age established for all;
- the basis for dismissal of a person from a previous job should be either the liquidation of the organization or the termination of the activity of an individual entrepreneur, or the reduction in the number of staff of these employers;
- you must have a length of service that allows you to apply for an old-age labor pension, in accordance with the Federal Law "On Labor Pensions".
Features:
- transfers of assigned unemployment benefits will be made until the pension is awarded;
- a person has the right to choose whether or not to switch to the early retirement plan offered to him;
- early insurance old-age pensions can be issued simultaneously with fixed payments for seniority according to the law;
- the transfer of a pension is terminated when a person goes to work or when he resumes any work activity counted in the insurance period;
- if the local authority of the Pension Fund refuses to apply for an early pension, the employment center is obliged to renew the official status of the unemployed and continue to search for work for the citizen.
The calculation of early old-age pension for the officially unemployed is carried out in the same way as the calculation of generally established pension payments.
Periods counted as seniority
When applying for an early pension, along with periods of work, the length of service includes:
- time at which payments for temporary disability were made;
- paid annual leave;
- maternity leave.
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