2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16
It is impossible to effectively develop your business without additional investment, and here the "Trust" loan without collateral, which is provided by Sberbank, can help and can be the best way to solve financial problems.
Why is credit considered not an option?
Most entrepreneurs sooner or later start to need borrowed funds. But, it is believed that few can take a bank loan, since the monthly payment is quite large. Unsecured loan "Doveriya" from Sberbank says otherwise. It can be the best way to solve financial problems, since the monthly payment on a loan in the amount of 400 thousand rubles for a period of three years will be only 15 thousand rubles.
What other difficulty arises when obtaining a loan?
It is very difficult to find an entrepreneur who has never applied for a loan. It is impossible to develop a business without an external source of financing. Today, there are more and more offers for loans for small businesses on the market,
but in fact not every client will go forterms that are offered. Not only does the high monthly payment become an obstacle, which hits the pocket of the entrepreneur, but also a deposit must be provided. In addition, applications are considered for a long time, and a large package of documents is required.
What are loans for?
Usually, entrepreneurs take out loans to purchase goods, attract customers, replace equipment, and also to develop or expand a business. Small businesses for urgent needs usually ask for small amounts - up to 500 thousand rubles. With a loan of 400 thousand for three years, the payment will be 15 thousand rubles, if you take a loan "Trust". Sberbank allocates this amount to repay a loan that most small businesses can afford.
On what conditions is the "Trust" loan provided?
This type of lending is one of the most affordable loans on the banking market
services for small businesses. This is due to the fact that it combines the most important qualities - quick receipt and affordable cost. Depending on the loan term, interest will range from 18.5 to 19.5 percent per annum. A very important point is also that the loan does not require additional collateral, that is, collateral, it will be enough to provide only a guarantor. The maximum turnaround time for an application is three days, which helps make the process very convenient when funds are urgently needed.
Conclusion
Today inThere are not so many suitable products for lending to small businesses in Russia. In the end, if we evaluate all the details that the "Trust" loan has, it turns out that with an urgent need for money and no property that can be left as collateral, this is one of the best ways to resolve financial problems that have arisen and develop a business. In addition, the absence of commissions makes it affordable for every entrepreneur. The monthly payment that Sberbank sets for the Trust loan will be only 15 thousand rubles, while, as mentioned above, no collateral is required.
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