Banks of Chelyabinsk: deposits, loans and interest rates

2024 Author: Howard Calhoun | [email protected]. Last modified: 2023-12-17 10:16

Today, the activities of banks are very diverse. They participate in the formation of monetary and credit relations, often act as a consultant, conduct transactions for the purchase and sale of securities, and are investors. It should be noted that the competition in the banking market is very high. Therefore, financial institutions do not stand still, but develop new programs for working with legal entities and individuals. Today, you can get a banking service without any problems in any city in Russia.

Banks of the city

There are many financial institutions in the city of Chelyabinsk that are ready to help a person in solving his financial problems: provide a consumer or car loan, make a money transfer, including international, make a deposit, issue a debit or credit card. Chelyabinsk banks work in the field of mortgage lending, cooperate with small, medium and large businesses. Institutions provide leasing and provide cash management services.

Alfa-Bank branch in Chelyabinsk

"Alfa-Bank" started its activity in 1990year. It provides all types of banking services. Works with small and medium businesses, as well as individuals. As of 2018, Alfa-Bank ranks 23rd in the global rating of similar financial institutions.

Alfa-Bank Chelyabinsk branch provides the following services:

• Issue of credit cards. A client who has applied to the branch of Alfa-Bank in Chelyabinsk can select and issue a credit card that meets his requirements - for travel, a card for installments, with a long interest-free period and for ordinary purchases.
• Lending. The bank issues cash loans and refinances existing debts.
• "Alfa-Bank" works in the system of mortgage lending. A loan can be obtained for finished or under construction housing. It is possible to refinance an existing mortgage loan, as well as issuing a loan secured by existing property.

The bank provides loans at the following interest rates:

1. On standard terms up to 3 million rubles. - 11.99% p.a.
2. Salary customers up to 400 thousand rubles. - 11.99%.
3. Refinancing is carried out in the amount of up to 1.5 million, for a period of 5 years at 11.99% per annum.
4. Mortgage lending is carried out in the amount of up to 50 million rubles. at 8.99%.

Deposits in the banks of Chelyabinsk can be made based on your needs: earn income and use money, save and increase, and also make investments.

In the city of Chelyabinsk, the Alfa-Bank branch has several branches located at the following addresses:

1. StreetZwillinga, house 35;
2. Prospekt Lenina, 53;
3. Chicherina Street, 29;
4. Stalevarov Street, 5;
5. Dovator Street, 35;
6. Svoboda Street, 82;
7. Kurchatovsky district, Komsomolsky prospect, house 2a;
8. Molodogvardeytsev Street, 32 A;
9. Kirov street, 108.

Chelyabinsk branch of SMP Bank

The bank began its work on the Russian market in 2001 and is currently one of the largest financial institutions in terms of assets. It is one of the leaders in the field of lending and insurance. Works with both individuals and legal entities.

In the city of Chelyabinsk, SMP Bank provides a wide range of services:

• Issuance of credit cards and consumer loans. For payroll and corporate clients, loans are provided on special terms.
• Mortgage lending, including refinancing existing mortgages.
• Works with accounts, deposits and money transfers.
• Produces currency exchange.
• For small and medium businesses, as well as corporate clients, SMP Bank in Chelyabinsk offers many services: salary project, cash management services, various corporate cards, acquiring, collection of funds, business insurance, issuance of loans on special conditions.
• Issues a consumer loan at 12% per annum. Conducts refinancing of amounts up to 1 million rubles. with a rate of 10.9% per annum. There is a special mortgage offer withat a reduced interest rate of 6.9% for a period of 25 years. Deposits in the banks of Chelyabinsk are made both in rubles and in dollars. Deposit term up to 36 months.

For the convenience of customers in Chelyabinsk, SMP Bank has several branches:

1. St. Zwilling, 60.
2. St. Kirov, 5.
3. Ex. Komsomolsky, 33.
4. Ex. Lenina, 49.

Chelyabinsk branch of OTP Bank

The bank was founded in 1994. It is one of the largest financial institutions in the Russian Federation, and in some areas - among the leaders. Ranks 7th in credit card issuance. Widely represented in all subjects of Russia. It operates in more than 3 thousand settlements. Currently, the bank's customers are about 4 million people. On the territory of the Chelyabinsk region, as well as in the city itself, OTP Bank opened several branches.

The following services are provided to customers:

• Cash loan for any purpose with a rate of 10.5% per annum and up to 4 million rubles. The loan term is up to 7 years. The bank makes a decision on the application within 15 minutes;
• For convenience, the bank has branches in many stores in Chelyabinsk, where a client can apply for a consumer loan in the amount of 2,000 to 300,000 rubles. The down payment ranges from 0 to 99%. Tariffs are flexible, and the term of use is from 3 to 36 months.
• Issuance of credit cards that take into account any requirements of the borrower.
• The possibility of opening a deposit in the banks of Chelyabinsk,owned by OTP. The client can apply to any branch, where they will open a deposit in rubles, dollars or euros, for a period of 90 to 366 days.

The OTP Bank in Chelyabinsk has two branches located at the following addresses:

1. St. Vorovskogo, 13.
2. Ex. Lenina, 55a.

Several small branches of OTP Bank in Chelyabinsk are located in shopping centers and shops in the city.

Development Bank

Ural Bank for Reconstruction and Development was founded in 1990 in the Sverdlovsk region and was the first commercial bank in Yekaterinburg to receive a general license from the Central Bank of the Russian Federation. According to Forbes magazine, it is in the top 50 most reliable banks. It is one of the largest in Russia. More than 160 branches of the financial institution are represented in 43 regions of Russia.

The branch of Razvitie Bank in Chelyabinsk works with both individuals and legal entities, offering a variety of financial services:

• registration of consumer loans in the amount of up to 1.5 million rubles. with a rate of 11% per annum;
• refinancing of existing loans up to 1 million rubles. and an interest rate of 13% per annum;
• issuance of credit cards with free service and a limit of up to 300,000 rubles;
• settlement and cash services, acquiring;
• loans for small, medium and large businesses;
• opening deposits, including a special deposit for pensioners and a multi-currency deposit;
• registration of a mortgage loan for finished or under construction housing, with interestfrom 8.9% per annum.

Bank offices are located at the following addresses:

1. St. Heroes of Tankograd, 106.
2. St. Plekhanov, 45.
3. St. Kirov, 2.
4. Ex. Communist, 18.
5. St. Zhukova, 14.
6. St. 40 years of Victory, 33.

VTB Bank Regional Operations Office

VTB Bank was established in 1990 as a closed joint stock company. In 1997, it was decided to transfer it to the status of JSC. The main shareholder of the bank is the Government of the Russian Federation. VTB became the first such institution to be able to operate in the Chinese market. The Bank provides financial assistance in sports, cultural and social areas. It is one of the largest banks in the world. Represented in all regions of Russia.

In Chelyabinsk, VTB Bank provides all types of financial services:

• Issuance of a cash loan for any needs with a rate of 7.9% per annum. Special conditions apply for bank customers.
• Refinancing loans. It is provided for up to 5 million rubles, for up to 7 years and at 7.9% per annum.
• Issuance of credit cards with a profitable grace period, a limit of 1 million rubles. and Cash Back system.
• Mortgage lending with an interest rate of 8.9%. Mortgages are available for new housing and the secondary market. There is a special program for the military.
• VTB Bank cooperates with small, medium and large businesses, as well as financial institutions. Provides settlement and cash services, acquiring, issuing loans forfavorable and individual conditions, collection.

Bank branch in the city of Chelyabinsk is located at the address: 83 Lenin Ave.

Other banks located in the city of Chelyabinsk

In addition to the above banks, many other financial institutions operate in Chelyabinsk. Among them are the following major banks:

• Sberbank PJSC.
• Russian Standard.
• Opening Bank.
• Setelem.
• Home Credit.
• Bank of Russia.
• Rusfinance Bank.
• Gazprombank.

Favorable bank deposits in the city of Chelyabinsk

There is a lot of competition in the financial services market, because banks are developing new and favorable deposit conditions for customers. We try to find individual offers for each client, taking into account his needs. They offer accumulative, savings and settlement deposits. You can make deposits in the banks of Chelyabinsk by contacting any branch of the financial institution you like.